Union Bancaire pour le Commerce et L'Industrie Société anonyme (BVMT:UBCI)

BVMT:UBCI Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 14, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	420	430	450	440	396	402
Market Cap Growth	-4.44%	-4.44%	2.27%	11.11%	-1.59%	-32.93%
Last Close Price	21.00	21.50	21.31	19.70	17.13	16.64
PE Ratio	7.77	7.95	8.43	7.37	12.98	9.48
PS Ratio	1.36	1.40	1.57	1.52	1.53	1.74
PB Ratio	0.77	0.78	0.84	0.87	0.86	0.89
P/FCF Ratio	-	-	34.38	-	0.95	1.51
P/OCF Ratio	-	-	5.29	-	0.92	1.51
Debt / Equity Ratio	0.63	0.63	0.47	0.34	0.18	0.36
Debt / FCF Ratio	-	-	19.25	-	0.20	0.61
Return on Equity (ROE)	9.99%	9.99%	10.33%	12.45%	6.74%	9.91%
Return on Assets (ROA)	1.11%	1.11%	1.23%	1.47%	0.82%	1.21%
Earnings Yield	1287.83%	12.58%	11.86%	13.57%	7.70%	10.55%
FCF Yield	-3784.92%	-36.97%	2.91%	-58.49%	104.81%	66.31%
Dividend Yield	595.23%	-	5.87%	6.35%	4.38%	6.01%
Payout Ratio	4618.15%	46.18%	48.02%	25.72%	70.28%	3.98%
Buyback Yield / Dilution	-1.60%	-0.02%	-	-	-	-
Total Shareholder Return	593.63%	-0.02%	5.87%	6.35%	4.38%	6.01%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.