Union Bancaire pour le Commerce et L'Industrie Société anonyme (BVMT: UBCI)

UBCI Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 9, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	432	450	440	396	402	600
Market Cap Growth	3.18%	2.27%	11.11%	-1.59%	-32.93%	30.43%
Last Close Price	21.60	21.31	19.70	17.13	16.64	24.82
PE Ratio	8.43	7.99	6.60	11.23	7.84	8.65
PS Ratio	1.46	1.57	1.52	1.53	1.74	2.33
PB Ratio	0.84	0.84	0.87	0.86	0.89	1.46
P/FCF Ratio	-13.13	34.38	-1.71	0.95	1.51	44.09
P/OCF Ratio	-211.67	5.28	-1.96	0.92	1.51	28.47
Debt / Equity Ratio	0.62	0.47	0.34	0.18	0.36	0.77
Debt / FCF Ratio	-9.30	19.25	-0.66	0.20	0.61	23.34
Return on Equity (ROE)	10.23%	10.33%	12.45%	6.74%	9.91%	14.79%
Return on Assets (ROA)	1.12%	1.23%	1.47%	0.82%	1.21%	1.54%
Earnings Yield	11.86%	11.86%	13.57%	7.70%	10.55%	9.57%
FCF Yield	-8.00%	2.91%	-58.49%	104.81%	66.31%	2.27%
Dividend Yield	5.79%	5.87%	6.35%	4.38%	6.01%	-
Payout Ratio	49.98%	48.02%	25.72%	70.28%	3.98%	44.86%
Total Shareholder Return	5.77%	5.87%	6.35%	4.38%	6.01%	-

Source: S&P Capital IQ. Banks template. Financial Sources.