BVMT:UBCI Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 26, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	778	430	450	440	396	402
Market Cap Growth	89.66%	-4.44%	2.27%	11.11%	-1.59%	-32.93%
Last Close Price	38.88	20.16	19.98	18.47	16.06	15.60
PE Ratio	13.13	7.82	8.43	7.37	12.98	9.48
PS Ratio	2.36	1.40	1.57	1.52	1.53	1.74
PB Ratio	1.41	0.76	0.84	0.87	0.86	0.89
P/FCF Ratio	-	-	34.38	-	0.95	1.51
P/OCF Ratio	-	-	5.29	-	0.92	1.51
Debt / Equity Ratio	1.72	0.59	0.47	0.34	0.18	0.36
Debt / FCF Ratio	-	-	19.25	-	0.20	0.61
Return on Equity (ROE)	11.23%	10.15%	10.33%	12.45%	6.74%	9.91%
Return on Assets (ROA)	1.15%	1.15%	1.23%	1.47%	0.82%	1.21%
Earnings Yield	7.62%	12.79%	11.86%	13.57%	7.70%	10.55%
FCF Yield	-68.03%	-34.34%	2.91%	-58.49%	104.81%	66.31%
Dividend Yield	3.21%	6.20%	6.26%	6.77%	4.67%	6.41%
Payout Ratio	43.13%	46.47%	48.02%	25.72%	70.28%	3.98%
Total Shareholder Return	3.20%	6.20%	6.26%	6.77%	4.67%	6.41%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.