Union Bancaire pour le Commerce et L'Industrie Société anonyme (BVMT:UBCI)

BVMT:UBCI Statistics

Total Valuation

BVMT:UBCI has a market cap or net worth of TND 384.03 million.

Market Cap	384.03M
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, August 29, 2025.

Earnings Date	Aug 29, 2025
Ex-Dividend Date	May 7, 2025

Share Statistics

BVMT:UBCI has 20.00 million shares outstanding.

Current Share Class	20.00M
Shares Outstanding	20.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	6.62%
Owned by Institutions (%)	11.09%
Float	3.21M

Valuation Ratios

The trailing PE ratio is 6.48 and the forward PE ratio is 7.84.

PE Ratio	6.48
Forward PE	7.84
PS Ratio	1.17
PB Ratio	0.70
P/TBV Ratio	0.70
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.51
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.23%.

Return on Equity (ROE)	11.23%
Return on Assets (ROA)	1.15%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMT:UBCI has paid 48.40 million in taxes.

Income Tax	48.40M
Effective Tax Rate	44.66%

Stock Price Statistics

The stock price has decreased by -11.11% in the last 52 weeks. The beta is 0.04, so BVMT:UBCI's price volatility has been lower than the market average.

Beta (5Y)	0.04
52-Week Price Change	-11.11%
50-Day Moving Average	19.43
200-Day Moving Average	21.31
Relative Strength Index (RSI)	45.03
Average Volume (20 Days)	242

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMT:UBCI had revenue of TND 328.82 million and earned 59.24 million in profits.

Revenue	328.82M
Gross Profit	328.82M
Operating Income	108.38M
Pretax Income	108.38M
Net Income	59.24M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 438.11 million in cash and 797.84 million in debt, giving a net cash position of -359.72 million or -17.98 per share.

Cash & Cash Equivalents	438.11M
Total Debt	797.84M
Net Cash	-359.72M
Net Cash Per Share	-17.98
Equity (Book Value)	550.79M
Book Value Per Share	n/a
Working Capital	707.83M

Cash Flow

In the last 12 months, operating cash flow was -494.99 million and capital expenditures -34.02 million, giving a free cash flow of -529.01 million.

Operating Cash Flow	-494.99M
Capital Expenditures	-34.02M
Free Cash Flow	-529.01M
FCF Per Share	-26.45

Margins

Gross Margin	n/a
Operating Margin	32.96%
Pretax Margin	32.96%
Profit Margin	18.02%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.25, which amounts to a dividend yield of 6.51%.

Dividend Per Share	1.25
Dividend Yield	6.51%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	43.13%
Buyback Yield	n/a
Shareholder Yield	6.51%
Earnings Yield	15.43%
FCF Yield	-137.75%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on October 14, 2013. It was a forward split with a ratio of 1.2424366668.

Last Split Date	Oct 14, 2013
Split Type	Forward
Split Ratio	1.2424366668

Scores

Altman Z-Score	n/a
Piotroski F-Score	2