Union Internationale de Banques Société anonyme (BVMT:UIB)

BVMT:UIB Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	788.54	442.86	184.12	133.02	86.82
Investment Securities	490.64	382.58	378.67	351.38	251.43
Trading Asset Securities	54.86	97.36	93.24	28.87	36.19
Total Investments	545.5	479.95	471.91	380.25	287.62
Gross Loans	7,123	7,376	7,135	6,752	6,589
Allowance for Loan Losses	-592.45	-540.45	-495.93	-535.78	-497.78
Other Adjustments to Gross Loans	-288.67	-275.6	-262	-266.3	-259.29
Net Loans	6,242	6,560	6,377	5,950	5,832
Property, Plant & Equipment	55.07	50.25	46.25	46.96	49.58
Goodwill	0	0.01	0.01	0.02	0.02
Other Intangible Assets	30.27	27.19	21.37	18.81	16.82
Other Receivables	11.52	15.35	58.54	36.71	23.91
Restricted Cash	567.33	62.47	40.79	194.03	118.55
Long-Term Deferred Tax Assets	31.51	38.48	37.62	37.65	35.23
Other Long-Term Assets	29.99	46.55	22.07	30.41	35.08
Total Assets	8,302	7,724	7,260	6,827	6,485
Accounts Payable	4.97	1.34	2.84	3.12	3.46
Accrued Expenses	137.83	104.45	86.5	46.47	42.93
Interest Bearing Deposits	4,989	4,566	4,280	3,912	3,650
Non-Interest Bearing Deposits	1,870	1,721	1,612	1,576	1,556
Total Deposits	6,858	6,287	5,891	5,488	5,206
Current Income Taxes Payable	46.59	43.86	44.5	41.12	14.54
Other Current Liabilities	17.19	21.44	12.34	14.38	11.44
Long-Term Debt	112.43	164.64	222.72	298.21	344.37
Long-Term Deferred Tax Liabilities	0.02	0.02	0.02	0.03	0.03
Other Long-Term Liabilities	91	109.91	106.5	153.07	137.94
Total Liabilities	7,268	6,733	6,367	6,045	5,761
Common Stock	172.8	172.8	172.8	172.8	172.8
Additional Paid-In Capital	24.8	24.8	24.8	24.8	24.8
Retained Earnings	130.27	179.12	188.24	140.29	223
Comprehensive Income & Other	702.3	610.66	504.15	442.14	300.72
Total Common Equity	1,030	987.38	889.99	780.03	721.31
Minority Interest	3.41	3.2	3.11	2.78	2.67
Shareholders' Equity	1,034	990.58	893.1	782.81	723.98
Total Liabilities & Equity	8,302	7,724	7,260	6,827	6,485
Total Debt	112.43	164.64	222.72	298.21	344.37
Net Cash (Debt)	730.97	375.58	54.64	-136.32	-221.35
Net Cash Growth	94.62%	587.38%	-	-	-
Net Cash Per Share	21.15	10.87	1.58	-3.94	-6.40
Filing Date Shares Outstanding	34.56	34.56	34.56	34.56	34.56
Total Common Shares Outstanding	34.56	34.56	34.56	34.56	34.56
Book Value Per Share	29.81	28.57	25.75	22.57	20.87
Tangible Book Value	999.89	960.18	868.61	761.2	704.46
Tangible Book Value Per Share	28.93	27.78	25.13	22.03	20.38

Source: S&P Global Market Intelligence. Banks template. Financial Sources.