Union Internationale de Banques Société anonyme (BVMT: UIB)

BVMT: UIB Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	753.42	442.86	184.12	133.02	86.82	190.94
Investment Securities	455.22	382.58	378.67	351.38	251.43	186.78
Trading Asset Securities	61.8	97.36	93.24	28.87	36.19	57.83
Total Investments	517.02	479.95	471.91	380.25	287.62	244.61
Gross Loans	7,150	7,347	7,135	6,752	6,589	6,196
Allowance for Loan Losses	-497.29	-540.45	-495.93	-535.78	-497.78	-450.15
Other Adjustments to Gross Loans	-143.96	-275.6	-262	-266.3	-259.29	-246.75
Net Loans	6,509	6,531	6,377	5,950	5,832	5,499
Property, Plant & Equipment	49.52	50.25	46.25	46.96	49.58	50.79
Goodwill	0.01	0.01	0.01	0.02	0.02	0.03
Other Intangible Assets	22.55	27.19	21.37	18.81	16.82	13.67
Other Receivables	42.16	61.07	58.54	36.71	23.91	29.04
Restricted Cash	42.21	62.47	40.79	194.03	118.55	235.66
Long-Term Deferred Tax Assets	-	38.48	37.62	37.65	35.23	31.75
Other Long-Term Assets	38.6	30.38	22.07	30.41	35.08	34.5
Total Assets	7,975	7,724	7,260	6,827	6,485	6,330
Accounts Payable	0.99	1.34	2.84	3.12	3.46	5.93
Accrued Expenses	61.31	104.45	86.5	46.47	42.93	33.01
Interest Bearing Deposits	4,800	4,566	4,280	3,912	3,650	3,455
Non-Interest Bearing Deposits	1,782	1,721	1,612	1,576	1,556	1,522
Total Deposits	6,582	6,287	5,891	5,488	5,206	4,976
Current Income Taxes Payable	47.88	43.86	44.5	41.12	14.54	35.01
Accrued Interest Payable	2.37	-	-	-	-	-
Other Current Liabilities	31.7	21.44	12.34	14.38	11.44	13.71
Long-Term Debt	114.32	164.64	222.72	298.21	344.37	465.2
Long-Term Deferred Tax Liabilities	-	0.02	0.02	0.03	0.03	0.03
Other Long-Term Liabilities	145.95	109.91	106.5	153.07	137.94	141.74
Total Liabilities	7,021	6,733	6,367	6,045	5,761	5,671
Common Stock	172.8	172.8	172.8	172.8	172.8	172.8
Additional Paid-In Capital	24.8	24.8	24.8	24.8	24.8	24.8
Retained Earnings	54.97	179.12	188.24	140.29	223	168.74
Comprehensive Income & Other	701.28	610.66	504.15	442.14	300.72	289.73
Total Common Equity	953.85	987.38	889.99	780.03	721.31	656.07
Minority Interest	-	3.2	3.11	2.78	2.67	2.64
Shareholders' Equity	953.85	990.58	893.1	782.81	723.98	658.71
Total Liabilities & Equity	7,975	7,724	7,260	6,827	6,485	6,330
Total Debt	148.11	164.64	222.72	298.21	344.37	465.2
Net Cash (Debt)	667.11	375.58	54.64	-136.32	-221.35	-216.44
Net Cash Growth	228.87%	587.38%	-	-	-	-
Net Cash Per Share	19.30	10.87	1.58	-3.94	-6.40	-6.26
Filing Date Shares Outstanding	34.56	34.56	34.56	34.56	34.56	34.56
Total Common Shares Outstanding	34.56	34.56	34.56	34.56	34.56	34.56
Book Value Per Share	27.60	28.57	25.75	22.57	20.87	18.98
Tangible Book Value	931.3	960.18	868.61	761.2	704.46	642.37
Tangible Book Value Per Share	26.95	27.78	25.13	22.03	20.38	18.59

Source: S&P Capital IQ. Banks template. Financial Sources.