Union Internationale de Banques Société anonyme (BVMT: UIB)

UIB Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	82.8	442.86	184.12	133.02	86.82	190.94
Investment Securities	455.22	382.58	378.67	351.38	251.43	186.78
Trading Asset Securities	61.8	97.36	93.24	28.87	36.19	57.83
Total Investments	517.02	479.95	471.91	380.25	287.62	244.61
Gross Loans	-	7,347	7,135	6,752	6,589	6,196
Allowance for Loan Losses	-	-540.45	-495.93	-535.78	-497.78	-450.15
Other Adjustments to Gross Loans	-	-275.6	-262	-266.3	-259.29	-246.75
Net Loans	-	6,531	6,377	5,950	5,832	5,499
Property, Plant & Equipment	72.08	50.25	46.25	46.96	49.58	50.79
Goodwill	-	0.01	0.01	0.02	0.02	0.03
Other Intangible Assets	-	27.19	21.37	18.81	16.82	13.67
Other Receivables	723.21	61.07	58.54	36.71	23.91	29.04
Restricted Cash	-	62.47	40.79	194.03	118.55	235.66
Long-Term Deferred Tax Assets	-	38.48	37.62	37.65	35.23	31.75
Other Long-Term Assets	70.38	30.38	22.07	30.41	35.08	34.5
Total Assets	7,975	7,724	7,260	6,827	6,485	6,330
Accounts Payable	-	1.34	2.84	3.12	3.46	5.93
Accrued Expenses	-	104.45	86.5	46.47	42.93	33.01
Interest Bearing Deposits	6,582	4,566	4,280	3,912	3,650	3,455
Non-Interest Bearing Deposits	-	1,721	1,612	1,576	1,556	1,522
Total Deposits	6,582	6,287	5,891	5,488	5,206	4,976
Current Income Taxes Payable	-	43.86	44.5	41.12	14.54	35.01
Other Current Liabilities	-	21.44	12.34	14.38	11.44	13.71
Long-Term Debt	184.24	164.64	222.72	298.21	344.37	465.2
Long-Term Deferred Tax Liabilities	-	0.02	0.02	0.03	0.03	0.03
Other Long-Term Liabilities	254.08	109.91	106.5	153.07	137.94	141.74
Total Liabilities	7,021	6,733	6,367	6,045	5,761	5,671
Common Stock	172.8	172.8	172.8	172.8	172.8	172.8
Additional Paid-In Capital	-	24.8	24.8	24.8	24.8	24.8
Retained Earnings	37.69	179.12	188.24	140.29	223	168.74
Comprehensive Income & Other	743.36	610.66	504.15	442.14	300.72	289.73
Total Common Equity	953.85	987.38	889.99	780.03	721.31	656.07
Minority Interest	-	3.2	3.11	2.78	2.67	2.64
Shareholders' Equity	953.85	990.58	893.1	782.81	723.98	658.71
Total Liabilities & Equity	7,975	7,724	7,260	6,827	6,485	6,330
Total Debt	184.24	164.64	222.72	298.21	344.37	465.2
Net Cash (Debt)	-39.65	375.58	54.64	-136.32	-221.35	-216.44
Net Cash Growth	-	587.38%	-	-	-	-
Net Cash Per Share	-1.15	10.87	1.58	-3.94	-6.40	-6.26
Filing Date Shares Outstanding	34.55	34.56	34.56	34.56	34.56	34.56
Total Common Shares Outstanding	34.55	34.56	34.56	34.56	34.56	34.56
Book Value Per Share	27.61	28.57	25.75	22.57	20.87	18.98
Tangible Book Value	953.85	960.18	868.61	761.2	704.46	642.37
Tangible Book Value Per Share	27.61	27.78	25.13	22.03	20.38	18.59

Source: S&P Capital IQ. Banks template. Financial Sources.