BVMT:UIB Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	1,180	788.54	442.86	184.12	133.02	86.82
Investment Securities	525.36	490.64	382.58	378.67	351.38	251.43
Trading Asset Securities	39.4	54.86	97.36	93.24	28.87	36.19
Total Investments	564.76	545.5	479.95	471.91	380.25	287.62
Gross Loans	7,062	7,123	7,376	7,135	6,752	6,589
Allowance for Loan Losses	-537.38	-592.45	-540.45	-495.93	-535.78	-497.78
Other Adjustments to Gross Loans	-154.09	-288.67	-275.6	-262	-266.3	-259.29
Net Loans	6,371	6,242	6,560	6,377	5,950	5,832
Property, Plant & Equipment	52.34	55.07	50.25	46.25	46.96	49.58
Goodwill	0	0	0.01	0.01	0.02	0.02
Other Intangible Assets	27.1	30.27	27.19	21.37	18.81	16.82
Other Receivables	11.77	11.52	15.35	58.54	36.71	23.91
Restricted Cash	263.36	567.33	62.47	40.79	194.03	118.55
Long-Term Deferred Tax Assets	-	31.51	38.48	37.62	37.65	35.23
Other Long-Term Assets	37.09	29.99	46.55	22.07	30.41	35.08
Total Assets	8,507	8,302	7,724	7,260	6,827	6,485
Accounts Payable	1.7	4.97	1.34	2.84	3.12	3.46
Accrued Expenses	58.76	137.83	104.45	86.5	46.47	42.93
Interest Bearing Deposits	5,144	4,989	4,566	4,280	3,912	3,650
Non-Interest Bearing Deposits	1,935	1,870	1,721	1,612	1,576	1,556
Total Deposits	7,079	6,858	6,287	5,891	5,488	5,206
Current Income Taxes Payable	41.42	46.59	43.86	44.5	41.12	14.54
Accrued Interest Payable	1.97	-	-	-	-	-
Other Current Liabilities	38.54	17.19	21.44	12.34	14.38	11.44
Long-Term Debt	66.94	112.43	164.64	222.72	298.21	344.37
Long-Term Deferred Tax Liabilities	-	0.02	0.02	0.02	0.03	0.03
Other Long-Term Liabilities	159.8	91	109.91	106.5	153.07	137.94
Total Liabilities	7,481	7,268	6,733	6,367	6,045	5,761
Common Stock	172.8	172.8	172.8	172.8	172.8	172.8
Additional Paid-In Capital	24.8	24.8	24.8	24.8	24.8	24.8
Retained Earnings	71.08	130.27	179.12	188.24	140.29	223
Comprehensive Income & Other	757.67	702.3	610.66	504.15	442.14	300.72
Total Common Equity	1,026	1,030	987.38	889.99	780.03	721.31
Minority Interest	-	3.41	3.2	3.11	2.78	2.67
Shareholders' Equity	1,026	1,034	990.58	893.1	782.81	723.98
Total Liabilities & Equity	8,507	8,302	7,724	7,260	6,827	6,485
Total Debt	99.57	112.43	164.64	222.72	298.21	344.37
Net Cash (Debt)	1,120	730.97	375.58	54.64	-136.32	-221.35
Net Cash Growth	67.86%	94.62%	587.38%	-	-	-
Net Cash Per Share	32.40	21.15	10.87	1.58	-3.94	-6.40
Filing Date Shares Outstanding	34.56	34.56	34.56	34.56	34.56	34.56
Total Common Shares Outstanding	34.56	34.56	34.56	34.56	34.56	34.56
Book Value Per Share	29.70	29.81	28.57	25.75	22.57	20.87
Tangible Book Value	999.25	999.89	960.18	868.61	761.2	704.46
Tangible Book Value Per Share	28.91	28.93	27.78	25.13	22.03	20.38

Source: S&P Global Market Intelligence. Banks template. Financial Sources.