Union Internationale de Banques Société anonyme (BVMT:UIB)

BVMT:UIB Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	1,166	1,007	788.54	442.86	184.12	133.02
Investment Securities	574.6	566.01	490.64	382.58	378.67	351.38
Trading Asset Securities	337.15	206	54.86	97.36	93.24	28.87
Total Investments	911.74	772.01	545.5	479.95	471.91	380.25
Gross Loans	7,178	7,479	7,123	7,376	7,135	6,752
Allowance for Loan Losses	-518.16	-636.23	-592.45	-540.45	-495.93	-535.78
Other Adjustments to Gross Loans	-146.24	-280.56	-288.67	-275.6	-262	-266.3
Net Loans	6,514	6,562	6,242	6,560	6,377	5,950
Property, Plant & Equipment	51.55	55.73	55.07	50.25	46.25	46.96
Goodwill	0	-	-	0.01	0.01	0.02
Other Intangible Assets	31.38	34.92	30.27	27.19	21.37	18.81
Other Receivables	13.8	15.18	11.52	15.35	58.54	36.71
Restricted Cash	20.08	265.93	567.33	62.47	40.79	194.03
Long-Term Deferred Tax Assets	-	29.88	31.51	38.48	37.62	37.65
Other Long-Term Assets	37.42	33.07	29.99	46.55	22.07	30.41
Total Assets	8,746	8,776	8,302	7,724	7,260	6,827

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	1.8	2.68	4.97	1.34	2.84	3.12
Accrued Expenses	64.45	58.29	50.48	55.16	86.5	46.47
Interest Bearing Deposits	4,953	5,152	4,989	4,566	4,280	3,912
Non-Interest Bearing Deposits	2,261	2,101	1,870	1,721	1,612	1,576
Total Deposits	7,214	7,253	6,858	6,287	5,891	5,488
Current Income Taxes Payable	52.1	52.89	46.59	43.86	44.5	41.12
Accrued Interest Payable	1.57	-	-	-	-	-
Other Current Liabilities	42	28.68	17.19	21.44	12.34	14.38
Long-Term Debt	54.87	81.32	112.43	164.64	222.72	298.21
Long-Term Deferred Tax Liabilities	-	0.02	0.02	0.02	0.02	0.03
Other Long-Term Liabilities	207.36	199.84	178.35	159.2	106.5	153.07
Total Liabilities	7,650	7,677	7,268	6,733	6,367	6,045

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	172.8	172.8	172.8	172.8	172.8	172.8
Additional Paid-In Capital	24.8	24.8	24.8	24.8	24.8	24.8
Retained Earnings	74.6	146.13	130.27	179.12	188.24	140.29
Comprehensive Income & Other	824.03	751.63	702.3	610.66	504.15	442.14
Total Common Equity	1,096	1,095	1,030	987.38	889.99	780.03
Minority Interest	-	3.6	3.41	3.2	3.11	2.78
Shareholders' Equity	1,096	1,099	1,034	990.58	893.1	782.81
Total Liabilities & Equity	8,746	8,776	8,302	7,724	7,260	6,827

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	66.83	81.32	112.43	164.64	222.72	298.21
Net Cash (Debt)	1,437	1,131	730.97	375.58	54.64	-136.32
Net Cash Growth	28.29%	54.78%	94.62%	587.38%	-	-
Net Cash Per Share	41.57	32.74	21.15	10.87	1.58	-3.94
Filing Date Shares Outstanding	34.56	34.56	34.56	34.56	34.56	34.56
Total Common Shares Outstanding	34.56	34.56	34.56	34.56	34.56	34.56
Book Value Per Share	31.72	31.69	29.81	28.57	25.75	22.57
Tangible Book Value	1,065	1,060	999.89	960.18	868.61	761.2
Tangible Book Value Per Share	30.81	30.68	28.93	27.78	25.13	22.03

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Oct 3, 2026

Data Sources Report a data error