BVMT:UIB Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	325.86	788.54	442.86	184.12	133.02
Investment Securities	566.01	490.64	382.58	378.67	351.38
Trading Asset Securities	206	54.86	97.36	93.24	28.87
Total Investments	772.01	545.5	479.95	471.91	380.25
Gross Loans	-	7,123	7,376	7,135	6,752
Allowance for Loan Losses	-	-592.45	-540.45	-495.93	-535.78
Other Adjustments to Gross Loans	-	-288.67	-275.6	-262	-266.3
Net Loans	-	6,242	6,560	6,377	5,950
Property, Plant & Equipment	90.66	55.07	50.25	46.25	46.96
Goodwill	-	0	0.01	0.01	0.02
Other Intangible Assets	-	30.27	27.19	21.37	18.81
Loans Held for Sale	6,530	-	-	-	-
Other Receivables	959.79	11.52	15.35	58.54	36.71
Restricted Cash	-	567.33	62.47	40.79	194.03
Long-Term Deferred Tax Assets	29.88	31.51	38.48	37.62	37.65
Other Long-Term Assets	67.71	29.99	46.55	22.07	30.41
Total Assets	8,776	8,302	7,724	7,260	6,827
Accounts Payable	-	4.97	1.34	2.84	3.12
Accrued Expenses	-	137.83	104.45	86.5	46.47
Interest Bearing Deposits	7,253	4,989	4,566	4,280	3,912
Non-Interest Bearing Deposits	-	1,870	1,721	1,612	1,576
Total Deposits	7,253	6,858	6,287	5,891	5,488
Current Income Taxes Payable	-	46.59	43.86	44.5	41.12
Other Current Liabilities	-	17.19	21.44	12.34	14.38
Long-Term Debt	113.47	112.43	164.64	222.72	298.21
Long-Term Deferred Tax Liabilities	0.02	0.02	0.02	0.02	0.03
Other Long-Term Liabilities	310.23	91	109.91	106.5	153.07
Total Liabilities	7,677	7,268	6,733	6,367	6,045
Common Stock	172.8	172.8	172.8	172.8	172.8
Additional Paid-In Capital	-	24.8	24.8	24.8	24.8
Retained Earnings	128.85	130.27	179.12	188.24	140.29
Comprehensive Income & Other	793.71	702.3	610.66	504.15	442.14
Total Common Equity	1,095	1,030	987.38	889.99	780.03
Minority Interest	3.6	3.41	3.2	3.11	2.78
Shareholders' Equity	1,099	1,034	990.58	893.1	782.81
Total Liabilities & Equity	8,776	8,302	7,724	7,260	6,827
Total Debt	113.47	112.43	164.64	222.72	298.21
Net Cash (Debt)	418.4	730.97	375.58	54.64	-136.32
Net Cash Growth	-42.76%	94.62%	587.38%	-	-
Net Cash Per Share	12.11	21.15	10.87	1.58	-3.94
Filing Date Shares Outstanding	34.55	34.56	34.56	34.56	34.56
Total Common Shares Outstanding	34.55	34.56	34.56	34.56	34.56
Book Value Per Share	31.70	29.81	28.57	25.75	22.57
Tangible Book Value	1,095	999.89	960.18	868.61	761.2
Tangible Book Value Per Share	31.70	28.93	27.78	25.13	22.03

Source: S&P Global Market Intelligence. Banks template. Financial Sources.