BVMT:UIB Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,007	788.54	442.86	184.12	133.02
Investment Securities	566.01	490.64	382.58	378.67	351.38
Trading Asset Securities	206	54.86	97.36	93.24	28.87
Total Investments	772.01	545.5	479.95	471.91	380.25
Gross Loans	7,479	7,123	7,376	7,135	6,752
Allowance for Loan Losses	-636.23	-592.45	-540.45	-495.93	-535.78
Other Adjustments to Gross Loans	-280.56	-288.67	-275.6	-262	-266.3
Net Loans	6,562	6,242	6,560	6,377	5,950
Property, Plant & Equipment	55.73	55.07	50.25	46.25	46.96
Goodwill	-	-	0.01	0.01	0.02
Other Intangible Assets	34.92	30.27	27.19	21.37	18.81
Other Receivables	15.18	11.52	15.35	58.54	36.71
Restricted Cash	265.93	567.33	62.47	40.79	194.03
Long-Term Deferred Tax Assets	29.88	31.51	38.48	37.62	37.65
Other Long-Term Assets	33.07	29.99	46.55	22.07	30.41
Total Assets	8,776	8,302	7,724	7,260	6,827
Accounts Payable	2.68	4.97	1.34	2.84	3.12
Accrued Expenses	58.29	50.48	55.16	86.5	46.47
Interest Bearing Deposits	5,152	4,989	4,566	4,280	3,912
Non-Interest Bearing Deposits	2,101	1,870	1,721	1,612	1,576
Total Deposits	7,253	6,858	6,287	5,891	5,488
Current Income Taxes Payable	52.89	46.59	43.86	44.5	41.12
Other Current Liabilities	28.68	17.19	21.44	12.34	14.38
Long-Term Debt	81.32	112.43	164.64	222.72	298.21
Long-Term Deferred Tax Liabilities	0.02	0.02	0.02	0.02	0.03
Other Long-Term Liabilities	199.84	178.35	159.2	106.5	153.07
Total Liabilities	7,677	7,268	6,733	6,367	6,045
Common Stock	172.8	172.8	172.8	172.8	172.8
Additional Paid-In Capital	24.8	24.8	24.8	24.8	24.8
Retained Earnings	146.13	130.27	179.12	188.24	140.29
Comprehensive Income & Other	751.63	702.3	610.66	504.15	442.14
Total Common Equity	1,095	1,030	987.38	889.99	780.03
Minority Interest	3.6	3.41	3.2	3.11	2.78
Shareholders' Equity	1,099	1,034	990.58	893.1	782.81
Total Liabilities & Equity	8,776	8,302	7,724	7,260	6,827
Total Debt	81.32	112.43	164.64	222.72	298.21
Net Cash (Debt)	1,131	730.97	375.58	54.64	-136.32
Net Cash Growth	54.78%	94.62%	587.38%	-	-
Net Cash Per Share	32.74	21.15	10.87	1.58	-3.94
Filing Date Shares Outstanding	34.56	34.56	34.56	34.56	34.56
Total Common Shares Outstanding	34.56	34.56	34.56	34.56	34.56
Book Value Per Share	31.69	29.81	28.57	25.75	22.57
Tangible Book Value	1,060	999.89	960.18	868.61	761.2
Tangible Book Value Per Share	30.68	28.93	27.78	25.13	22.03