Union Internationale de Banques Société anonyme (BVMT:UIB)

BVMT:UIB Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 22, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	1,071	859	771	895	829	543
Market Cap Growth	37.11%	11.43%	-13.90%	7.92%	52.87%	-8.40%
Last Close Price	31.00	24.85	21.50	24.08	21.67	13.50
PE Ratio	11.37	9.12	10.73	7.16	6.26	6.55
PS Ratio	2.23	1.79	1.64	1.89	1.81	1.35
PB Ratio	0.97	0.78	0.75	0.90	0.93	0.69
P/FCF Ratio	243.82	195.45	0.76	2.44	10.05	1.82
P/OCF Ratio	43.39	34.78	0.74	2.34	8.55	1.70
Debt / Equity Ratio	0.10	0.10	0.11	0.17	0.25	0.38
Debt / FCF Ratio	25.82	25.82	0.11	0.45	2.70	1.00
Net Debt / Equity Ratio	-0.38	-0.38	-0.71	-0.38	-0.06	0.17
Net Debt / FCF Ratio	-95.22	-95.22	-0.72	-1.02	-0.66	0.46
Return on Equity (ROE)	8.85%	8.85%	7.12%	13.28%	15.86%	11.00%
Return on Assets (ROA)	1.10%	1.10%	0.90%	1.67%	1.89%	1.24%
Earnings Yield	8.79%	10.97%	9.32%	13.96%	15.98%	15.26%
FCF Yield	0.41%	0.51%	131.58%	41.02%	9.95%	54.94%
Dividend Yield	2.74%	-	-	3.53%	5.77%	5.18%
Payout Ratio	31.20%	31.20%	40.88%	22.12%	18.26%	29.23%
Buyback Yield / Dilution	0.03%	0.01%	-	-	-	-
Total Shareholder Return	2.77%	0.01%	-	3.53%	5.77%	5.18%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.