Union Internationale de Banques Société anonyme (BVMT:UIB)

BVMT:UIB Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 29, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	898	771	895	829	543	592
Market Cap Growth	10.55%	-13.90%	7.92%	52.87%	-8.40%	-25.12%
Last Close Price	25.98	21.50	24.08	21.67	13.50	14.12
PE Ratio	10.25	10.73	7.16	6.26	6.55	9.09
PS Ratio	1.91	1.64	1.89	1.81	1.35	1.77
PB Ratio	0.87	0.75	0.90	0.93	0.69	0.82
P/FCF Ratio	1.14	0.76	2.44	10.05	1.82	-
P/OCF Ratio	1.11	0.74	2.34	8.55	1.70	-
Debt / Equity Ratio	0.10	0.11	0.17	0.25	0.38	0.48
Debt / FCF Ratio	0.13	0.11	0.45	2.70	1.00	-
Return on Equity (ROE)	8.87%	7.12%	13.28%	15.86%	11.00%	9.43%
Return on Assets (ROA)	1.07%	0.90%	1.67%	1.89%	1.24%	1.02%
Earnings Yield	9.76%	9.32%	13.96%	15.98%	15.26%	11.00%
FCF Yield	87.69%	131.58%	41.02%	9.95%	54.94%	-16.76%
Dividend Yield	3.27%	-	3.53%	5.77%	5.18%	-
Payout Ratio	33.52%	40.88%	22.12%	18.26%	29.23%	0.01%
Total Shareholder Return	3.27%	-	3.53%	5.77%	5.18%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.