Union Internationale de Banques Société anonyme (BVMT: UIB)

UIB Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 11, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	779	895	829	543	592	791
Market Cap Growth	-16.97%	7.92%	52.87%	-8.40%	-25.12%	-3.01%
Last Close Price	22.55	24.98	22.48	14.01	14.65	19.57
PE Ratio	7.76	6.91	5.86	5.85	7.77	5.81
PS Ratio	1.62	1.89	1.81	1.35	1.77	2.10
PB Ratio	0.82	0.90	0.93	0.69	0.82	1.20
P/FCF Ratio	1.32	2.33	10.05	1.82	-5.97	3.63
P/OCF Ratio	1.34	2.24	8.55	1.70	-8.75	3.20
Debt / Equity Ratio	0.19	0.17	0.25	0.38	0.48	0.71
Debt / FCF Ratio	0.31	0.43	2.70	1.00	-3.47	2.14
Return on Equity (ROE)	10.96%	13.28%	15.86%	11.00%	9.43%	18.97%
Return on Assets (ROA)	1.31%	1.67%	1.89%	1.25%	1.02%	1.86%
Earnings Yield	12.89%	13.96%	15.98%	15.26%	11.00%	14.70%
FCF Yield	75.70%	42.83%	9.95%	54.94%	-16.76%	27.51%
Dividend Yield	5.54%	-	5.56%	5.00%	-	-
Payout Ratio	29.24%	22.12%	18.26%	29.23%	0.01%	20.81%
Buyback Yield / Dilution	0.02%	-	-	-	-	-
Total Shareholder Return	5.56%	-	5.56%	5.00%	-	-

Source: S&P Capital IQ. Banks template. Financial Sources.