Union Internationale de Banques Société anonyme (BVMT:UIB)

BVMT:UIB Statistics

Total Valuation

BVMT:UIB has a market cap or net worth of TND 898.56 million.

Market Cap	898.56M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, December 2, 2025.

Earnings Date	Dec 2, 2025
Ex-Dividend Date	Jun 2, 2025

Share Statistics

BVMT:UIB has 34.56 million shares outstanding.

Current Share Class	32.56M
Shares Outstanding	34.56M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.05%
Float	32.56M

Valuation Ratios

The trailing PE ratio is 10.25 and the forward PE ratio is 11.35.

PE Ratio	10.25
Forward PE	11.35
PS Ratio	1.92
PB Ratio	0.88
P/TBV Ratio	0.90
P/FCF Ratio	1.14
P/OCF Ratio	1.11
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.13
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.87%.

Return on Equity (ROE)	8.87%
Return on Assets (ROA)	1.07%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMT:UIB has paid 81.63 million in taxes.

Income Tax	81.63M
Effective Tax Rate	48.17%

Stock Price Statistics

The stock price has increased by +15.87% in the last 52 weeks. The beta is -0.08, so BVMT:UIB's price volatility has been lower than the market average.

Beta (5Y)	-0.08
52-Week Price Change	+15.87%
50-Day Moving Average	22.34
200-Day Moving Average	22.43
Relative Strength Index (RSI)	75.35
Average Volume (20 Days)	2,614

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMT:UIB had revenue of TND 469.03 million and earned 87.64 million in profits. Earnings per share was 2.54.

Revenue	469.03M
Gross Profit	466.58M
Operating Income	177.25M
Pretax Income	169.47M
Net Income	87.64M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.54

Balance Sheet

The company has 1.22 billion in cash and 99.57 million in debt, giving a net cash position of 1.12 billion or 32.40 per share.

Cash & Cash Equivalents	1.22B
Total Debt	99.57M
Net Cash	1.12B
Net Cash Per Share	32.40
Equity (Book Value)	1.03B
Book Value Per Share	29.70
Working Capital	-5.76B

Cash Flow

In the last 12 months, operating cash flow was 811.04 million and capital expenditures -23.69 million, giving a free cash flow of 787.35 million.

Operating Cash Flow	811.04M
Capital Expenditures	-23.69M
Free Cash Flow	787.35M
FCF Per Share	22.78

Margins

Gross Margin	n/a
Operating Margin	37.79%
Pretax Margin	36.13%
Profit Margin	18.68%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	167.87%

Dividends & Yields

This stock pays an annual dividend of 0.85, which amounts to a dividend yield of 3.27%.

Dividend Per Share	0.85
Dividend Yield	3.27%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	33.52%
Buyback Yield	n/a
Shareholder Yield	3.27%
Earnings Yield	9.75%
FCF Yield	87.62%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4