CBSE:ATL Income Statement

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	5,268	4,566	4,507	4,911	4,925
Total Interest & Dividend Income	1,006	690.06	445.87	478.53	677.09
Other Revenue	62.18	53.8	37.31	56.89	39.81
Total Revenue	6,336	5,310	4,990	5,446	5,642
Revenue Growth (YoY)	19.33%	6.40%	-8.37%	-3.47%	11.43%
Policy Benefits	4,257	3,330	3,048	3,310	3,608
Amortization of Goodwill & Intangibles	0.14	18.4	18.51	18.51	18.51
Selling, General & Administrative	1,526	1,423	1,374	1,389	1,358
Other Operating Expenses	51.71	37.83	34.7	37.26	66.58
Total Operating Expenses	5,836	4,809	4,475	4,755	5,052
Operating Income	500.25	500.7	515.05	691.86	590.47
Earnings From Equity Investments	8.91	21.86	21.43	15.59	10.45
Other Non Operating Income (Expenses)	-0	-0	-0	0	-
EBT Excluding Unusual Items	509.16	522.56	536.48	707.46	600.92
Other Unusual Items	-1.12	-13.97	-1.24	-100.28	-11.99
Pretax Income	508.04	508.59	535.24	607.18	588.93
Income Tax Expense	40.4	55.23	97.69	193.36	172.13
Earnings From Continuing Ops.	467.64	453.36	437.55	413.82	416.8
Minority Interest in Earnings	-0	-0	-0	-0.23	-0.29
Net Income	467.64	453.36	437.55	413.59	416.51
Net Income to Common	467.64	453.36	437.55	413.59	416.51
Net Income Growth	3.15%	3.61%	5.79%	-0.70%	-11.78%
Shares Outstanding (Basic)	60	60	60	60	60
Shares Outstanding (Diluted)	60	60	60	60	60
EPS (Basic)	7.76	7.52	7.26	6.86	6.91
EPS (Diluted)	7.76	7.52	7.26	6.86	6.91
EPS Growth	3.15%	3.61%	5.79%	-0.70%	-11.78%
Free Cash Flow	1,011	608.95	-124.91	582.7	677.45
Free Cash Flow Per Share	16.77	10.10	-2.07	9.67	11.24
Dividend Per Share	-	5.800	5.700	5.500	5.200
Dividend Growth	-	1.75%	3.64%	5.77%	15.56%
Operating Margin	7.90%	9.43%	10.32%	12.70%	10.46%
Profit Margin	7.38%	8.54%	8.77%	7.59%	7.38%
Free Cash Flow Margin	15.95%	11.47%	-2.50%	10.70%	12.01%
EBITDA	579.95	671.98	665.46	908.95	739.79
EBITDA Margin	9.15%	12.66%	13.33%	16.69%	13.11%
D&A For EBITDA	79.7	171.28	150.41	217.09	149.32
EBIT	500.25	500.7	515.05	691.86	590.47
EBIT Margin	7.90%	9.43%	10.32%	12.70%	10.46%
Effective Tax Rate	7.95%	10.86%	18.25%	31.85%	29.23%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.