AtlantaSanad Société Anonyme (CBSE:ATL)
Morocco flag Morocco · Delayed Price · Currency is MAD
114.00
-3.00 (-2.56%)
At close: Oct 30, 2026

CBSE:ATL Financials Overview

Millions MAD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,6436,3365,3104,9905,4465,642
Revenue Growth
4.86%19.33%6.40%-8.37%-3.47%11.43%
Operating Income
512.3500.25500.7515.05691.86590.47
Net Income
479.8467.64453.36437.55413.59416.51
Earnings Per Share
7.967.767.527.266.866.91
EPS Growth
2.60%3.15%3.61%5.79%-0.70%-11.78%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Life Insurance
2,1052,0101,4011,4271,3451,471
Non Life Insurance
4,5264,3103,8863,5474,0854,155
Non-Technical
12.7816.4321.7416.1617.0816.84
Total
6,6436,3365,3104,9905,4465,642

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
533.38618.41380.08341.93180.5154.02
Total Debt
607.27461.38489.18506.18508.72500.91
Net Cash (Debt)
-73.89157.03-109.1-164.25-328.21-446.89
Net Cash Growth
------
Net Cash Per Share
-1.232.60-1.81-2.72-5.44-7.41

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,3611,204631.77430.74589.8702.8
Capital Expenditures
-393.75-193.41-22.82-555.65-7.1-25.35
Free Cash Flow
966.981,011608.95-124.91582.7677.45
Free Cash Flow Growth
-4.32%65.97%---13.99%-

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
7.71%7.90%9.43%10.32%12.70%10.46%
Pretax Margin
7.83%8.02%9.58%10.73%11.15%10.44%
Profit Margin
7.22%7.38%8.54%8.77%7.59%7.38%
FCF Margin
14.56%15.95%11.47%-2.50%10.70%12.01%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
5.9005.9005.8005.7005.5005.200
Dividend Per Share Growth
1.72%1.72%1.75%3.64%5.77%15.56%
Dividend Yield
5.17%3.93%4.55%4.49%4.40%4.26%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.3219.3416.9517.5018.2217.66
Forward PE
14.0016.9315.6216.5316.5316.53
P/FCF Ratio
7.118.9512.62-12.9310.86
PS Ratio
1.031.431.451.531.381.30