Attijariwafa bank SA (CBSE:ATW)
Morocco · Delayed Price · Currency is MAD 701.20
-3.80 (-0.54%)
At close: Aug 11, 2026
Attijariwafa bank Financials Overview
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 32,184 | 31,304 | 30,420 | 25,962 | 22,671 | 20,731 |
Revenue Growth | 0.78% | 2.90% | 17.17% | 14.51% | 9.36% | 13.08% |
Net Income Net Income Growth | 10,710 | 10,645 | 9,504 | 7,508 | 6,103 | 5,144 |
Earnings Per Share EPS Growth | 49.79 | 49.48 | 44.18 | 34.90 | 28.37 | 23.91 |
EPS Growth | 2.24% | 12.00% | 26.59% | 23.02% | 18.65% | 66.27% |
| Fiscal Year | FY 2025 |
|---|---|
| Period Ending | Dec '25 Dec 31, 2025 |
Specialised Financial Subsidiaries Specialised Financial Subsidiaries Growth | 3,205 |
Domestic Banking, Europe and Offshore Domestic Banking, Europe and Offshore Growth | 18,774 |
Eliminations Eliminations Growth | -324.59 |
Insurance Insurance Growth | 1,719 |
International Retail Banking International Retail Banking Growth | 11,549 |
Total Total Growth | 34,921 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 122,877 | 130,416 | 108,439 | 97,942 | 96,181 | 100,280 |
Total Debt Total Debt Growth | 57,958 | 65,061 | 62,187 | 59,973 | 61,730 | 63,136 |
Net Cash (Debt) Net Cash Growth | 64,920 | 65,355 | 46,252 | 37,968 | 34,450 | 37,144 |
Net Cash Growth | 20.42% | 41.30% | 21.82% | 10.21% | -7.25% | 82.25% |
Net Cash Per Share Net Cash Per Share Growth | 301.79 | 303.79 | 214.99 | 176.50 | 160.15 | 172.63 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 35,856 | 6,168 | 36,012 | 22,691 | 22,295 | 7,524 |
Capital Expenditures CapEx Growth | -3,865 | -3,541 | -2,290 | -1,709 | -1,045 | -1,352 |
Free Cash Flow Free Cash Flow Growth | 31,992 | 2,627 | 33,722 | 20,982 | 21,250 | 6,172 |
Free Cash Flow Growth | 223.45% | -92.21% | 60.72% | -1.26% | 244.30% | 0.04% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 33.28% | 34.01% | 31.24% | 28.92% | 26.92% | 24.82% |
FCF Margin | 99.40% | 8.39% | 110.86% | 80.82% | 93.73% | 29.77% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 22.000 | 22.000 | 19.000 | 16.500 | 15.500 | 15.000 |
Dividend Per Share Growth | 15.79% | 15.79% | 15.15% | 6.45% | 3.33% | 36.36% |
Dividend Yield | 3.12% | 3.11% | 3.54% | 3.93% | 4.49% | 3.62% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 14.08 | 13.82 | 12.09 | 12.37 | 12.97 | 19.11 |
Forward PE | 13.67 | 13.96 | 12.98 | 13.08 | 13.37 | 18.46 |
P/FCF Ratio | 4.42 | 56.01 | 3.41 | 4.43 | 3.73 | 15.93 |
PS Ratio | 4.39 | 4.70 | 3.78 | 3.58 | 3.49 | 4.74 |