Attijariwafa bank Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	24,814	27,723	24,645	23,888	25,738	26,334
Investment Securities	124,761	115,048	103,809	96,339	93,730	84,181
Trading Asset Securities	75,433	82,226	67,421	66,420	69,910	58,668
Total Investments	200,193	197,274	171,230	162,759	163,640	142,849
Gross Loans	473,070	434,498	412,488	391,863	366,584	353,522
Allowance for Loan Losses	-	-28,865	-28,691	-27,908	-27,469	-26,507
Net Loans	473,070	405,633	383,797	363,955	339,115	327,015
Property, Plant & Equipment	9,271	7,913	7,544	6,792	6,927	6,813
Goodwill	9,901	9,868	9,955	9,998	9,868	9,948
Other Intangible Assets	4,279	3,852	3,356	3,247	3,252	3,092
Investments in Real Estate	1,953	2,063	2,245	2,440	2,288	2,539
Accrued Interest Receivable	15,289	9,560	8,809	6,580	6,088	7,471
Other Receivables	566.76	53,957	39,759	38,677	32,315	35,573
Other Current Assets	67.15	433.78	454.3	337.15	535.68	589.67
Long-Term Deferred Tax Assets	6,652	6,324	4,930	4,865	4,104	3,768
Other Long-Term Assets	903.37	1,891	2,281	1,610	2,457	2,117
Total Assets	746,959	726,493	659,006	625,149	596,326	568,108
Accrued Expenses	22,981	7,023	5,969	4,232	5,146	6,184
Interest Bearing Deposits	545,908	171,383	152,411	148,902	143,015	142,471
Non-Interest Bearing Deposits	-	342,255	308,241	287,138	261,186	235,729
Total Deposits	545,908	513,638	460,651	436,040	404,202	378,200
Short-Term Borrowings	-	25,975	23,024	20,813	19,433	27,970
Current Income Taxes Payable	3,167	2,584	1,942	1,735	1,415	1,022
Accrued Interest Payable	-	1,443	1,472	968.32	946.22	997.17
Other Current Liabilities	1,811	116.4	517.88	165.17	589.17	184.13
Long-Term Debt	36,104	35,176	35,862	39,689	42,439	40,210
Long-Term Leases	-	1,036	1,088	1,228	1,264	1,460
Long-Term Unearned Revenue	134.3	2,519	2,407	2,479	2,490	2,113
Long-Term Deferred Tax Liabilities	5,724	5,151	3,006	2,666	2,093	2,696
Other Long-Term Liabilities	53,366	59,328	56,361	52,269	56,516	52,778
Total Liabilities	669,195	653,990	592,300	562,285	536,533	513,815
Common Stock	14,655	2,151	2,151	2,151	2,151	2,099
Additional Paid-In Capital	-	12,495	12,495	12,495	12,495	10,453
Retained Earnings	8,277	9,504	7,508	6,103	5,144	3,018
Treasury Stock	-	-2,461	-2,461	-2,461	-2,461	-2,461
Comprehensive Income & Other	44,163	40,767	38,144	36,481	35,123	34,691
Total Common Equity	67,095	62,456	57,837	54,768	52,453	47,800
Minority Interest	10,669	10,047	8,869	8,096	7,340	6,493
Shareholders' Equity	77,764	72,503	66,706	62,865	59,792	54,293
Total Liabilities & Equity	746,959	726,493	659,006	625,149	596,326	568,108
Total Debt	36,104	62,187	59,973	61,730	63,136	69,640
Net Cash (Debt)	64,142	52,599	37,968	34,450	37,144	20,380
Net Cash Growth	-14.66%	38.53%	10.21%	-7.25%	82.25%	22.85%
Net Cash Per Share	318.26	244.50	176.50	160.15	172.63	97.11
Filing Date Shares Outstanding	201.54	201.54	201.91	201.91	201.91	196.63
Total Common Shares Outstanding	201.54	201.54	201.91	201.91	201.91	196.63
Book Value Per Share	332.91	309.90	286.44	271.24	259.78	243.09
Tangible Book Value	52,915	48,736	44,526	41,523	39,333	34,760
Tangible Book Value Per Share	262.55	241.82	220.52	205.65	194.80	176.77

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.