Skip to main content
logo
Banque Centrale Populaire (CBSE:BCP)
Morocco flag Morocco · Delayed Price · Currency is MAD
238.00
-12.00 (-4.80%)
At close: Aug 31, 2026

Banque Centrale Populaire Financials Overview

Millions MAD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
21,85021,62319,40517,43716,31514,550
Revenue Growth
8.97%11.43%11.29%6.88%12.13%10.58%
Net Income
4,3644,5034,1453,4752,7491,765
Earnings Per Share
21.5422.1520.3917.0913.528.68
EPS Growth
0.63%8.63%19.31%26.41%55.76%42.76%

Revenue by Segment
Chart
Fiscal YearFY 2025FY 2024
Period EndingDec '25 Dec '24
International Retail Banking & Insurance
6,5096,177
Specialized Financing Companies
1,1291,129
Intercompany
-847.9-620.24
Bank Morocco & Offshore Banking
20,19418,916
Total
26,98525,601

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
99,885114,841102,82590,87490,399102,776
Total Debt
49,70060,26359,89363,61652,82648,278
Net Cash (Debt)
50,18554,57842,93127,25837,57354,498
Net Cash Growth
71.73%27.13%57.50%-27.45%-31.06%26.58%
Net Cash Per Share
247.75268.44211.17134.04184.78268.07

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-10,3377,952-7,9552,401923.27
Capital Expenditures
--1,620-1,583-1,788-1,456-1,126
Free Cash Flow
-8,7186,369-9,743945.07-202.47
Free Cash Flow Growth
-36.87%----

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
19.97%20.83%21.36%19.93%16.85%12.13%
FCF Margin
-40.32%32.82%-55.88%5.79%-1.39%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
10.500-10.50010.0009.0008.500
Dividend Per Share Growth
4.76%-5.00%11.11%5.88%6.25%
Dividend Yield
4.18%-4.12%4.05%4.49%3.61%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.0513.0813.4816.0817.0735.37
Forward PE
11.0712.1813.8613.7916.3017.44
P/FCF Ratio
5.556.768.77-49.66-
PS Ratio
2.212.732.883.202.884.29