Banque Centrale Populaire (CBSE:BCP)
Morocco flag Morocco · Delayed Price · Currency is MAD
246.00
0.00 (0.00%)
At close: Oct 9, 2026

Banque Centrale Populaire Financials Overview

Millions MAD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
22,79221,62319,40517,43716,31514,550
Revenue Growth
11.26%11.43%11.29%6.88%12.13%10.58%
Net Income
4,8064,5034,1453,4752,7491,765
Earnings Per Share
23.6422.1520.3917.0913.528.68
EPS Growth
7.36%8.63%19.31%26.41%55.76%42.76%

Revenue by Segment

Fiscal YearFY 2025FY 2024
Period EndingDec '25 Dec '24
International Retail Banking & Insurance
6,5096,177
Specialized Financing Companies
1,1291,129
Intercompany
-847.9-620.24
Bank Morocco & Offshore Banking
20,19418,916
Total
26,98525,601

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
101,287114,841102,82590,87490,399102,776
Total Debt
53,12060,26359,89363,61652,82648,278
Net Cash (Debt)
48,16654,57842,93127,25837,57354,498
Net Cash Growth
10.31%27.13%57.50%-27.45%-31.06%26.58%
Net Cash Per Share
236.91268.44211.17134.04184.78268.07

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
3,13510,3377,952-7,9552,401923.27
Capital Expenditures
-1,417-1,620-1,583-1,788-1,456-1,126
Free Cash Flow
1,7198,7186,369-9,743945.07-202.47
Free Cash Flow Growth
-87.14%36.87%----

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
21.09%20.83%21.36%19.93%16.85%12.13%
FCF Margin
7.54%40.32%32.82%-55.88%5.79%-1.39%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
10.500-10.50010.0009.0008.500
Dividend Per Share Growth
4.76%-5.00%11.11%5.88%6.25%
Dividend Yield
4.27%-4.12%4.05%4.49%3.61%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.4113.0813.4816.0817.0735.37
Forward PE
10.5112.1813.8613.7916.3017.44
P/FCF Ratio
29.106.768.77-49.66-
PS Ratio
2.192.732.883.202.884.29