Banque Centrale Populaire (CBSE:BCP)
Morocco · Delayed Price · Currency is MAD 253.00
+2.00 (0.80%)
At close: Aug 10, 2026
Banque Centrale Populaire Financials Overview
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 21,850 | 21,623 | 19,405 | 17,437 | 16,315 | 14,550 |
Revenue Growth | 8.97% | 11.43% | 11.29% | 6.88% | 12.13% | 10.58% |
Net Income Net Income Growth | 4,364 | 4,503 | 4,145 | 3,475 | 2,749 | 1,765 |
Earnings Per Share EPS Growth | 21.54 | 22.15 | 20.39 | 17.09 | 13.52 | 8.68 |
EPS Growth | 0.63% | 8.63% | 19.31% | 26.41% | 55.76% | 42.76% |
| Fiscal Year | FY 2025 | FY 2024 |
|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 |
International Retail Banking & Insurance International Retail Banking & Insurance Growth | 6,509 | 6,177 |
Specialized Financing Companies Specialized Financing Companies Growth | 1,129 | 1,129 |
Intercompany Intercompany Growth | -847.9 | -620.24 |
Bank Morocco & Offshore Banking Bank Morocco & Offshore Banking Growth | 20,194 | 18,916 |
Total Total Growth | 26,985 | 25,601 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 99,885 | 114,841 | 102,825 | 90,874 | 90,399 | 102,776 |
Total Debt Total Debt Growth | 49,700 | 60,263 | 59,893 | 63,616 | 52,826 | 48,278 |
Net Cash (Debt) Net Cash Growth | 50,185 | 54,578 | 42,931 | 27,258 | 37,573 | 54,498 |
Net Cash Growth | 71.73% | 27.13% | 57.50% | -27.45% | -31.06% | 26.58% |
Net Cash Per Share Net Cash Per Share Growth | 247.75 | 268.44 | 211.17 | 134.04 | 184.78 | 268.07 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | - | 10,337 | 7,952 | -7,955 | 2,401 | 923.27 |
Capital Expenditures CapEx Growth | - | -1,620 | -1,583 | -1,788 | -1,456 | -1,126 |
Free Cash Flow Free Cash Flow Growth | - | 8,718 | 6,369 | -9,743 | 945.07 | -202.47 |
Free Cash Flow Growth | - | 36.87% | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 19.97% | 20.83% | 21.36% | 19.93% | 16.85% | 12.13% |
FCF Margin | - | 40.32% | 32.82% | -55.88% | 5.79% | -1.39% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 10.500 | - | 10.500 | 10.000 | 9.000 | 8.500 |
Dividend Per Share Growth | 4.76% | - | 5.00% | 11.11% | 5.88% | 6.25% |
Dividend Yield | 4.15% | - | 4.12% | 4.05% | 4.49% | 3.61% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 11.74 | 13.08 | 13.48 | 16.08 | 17.07 | 35.37 |
Forward PE | 11.77 | 12.18 | 13.86 | 13.79 | 16.30 | 17.44 |
P/FCF Ratio | 5.90 | 6.76 | 8.77 | - | 49.66 | - |
PS Ratio | 2.35 | 2.73 | 2.88 | 3.20 | 2.88 | 4.29 |