Banque Centrale Populaire (CBSE:BCP)

Banque Centrale Populaire Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	24,848	26,391	20,233	15,482	18,854	21,755
Investment Securities	98,551	113,605	112,360	108,569	103,226	79,492
Trading Asset Securities	76,439	74,618	71,121	62,446	57,218	65,134
Total Investments	174,989	188,222	183,482	171,014	160,444	144,626
Gross Loans	343,462	352,509	336,425	329,726	317,521	289,760
Allowance for Loan Losses	-	-31,471	-33,044	-29,945	-30,162	-28,949
Net Loans	343,462	321,038	303,381	299,781	287,359	260,811
Property, Plant & Equipment	11,271	11,204	10,471	10,204	9,009	10,006
Goodwill	2,390	2,346	2,344	2,415	2,479	2,382
Other Intangible Assets	1,140	1,077	1,103	1,133	1,061	1,095
Investments in Real Estate	4,853	4,918	6,132	6,621	7,390	7,142
Accrued Interest Receivable	11,193	8,556	8,308	7,096	7,211	11,070
Other Receivables	3,256	1,603	1,617	1,815	1,775	1,913
Restricted Cash	-	-	7.55	16.88	0.22	1.92
Long-Term Deferred Tax Assets	5,568	5,458	4,944	4,507	4,727	4,212
Other Long-Term Assets	570.54	429.59	256.98	160.99	317.68	-
Total Assets	583,541	571,244	542,279	520,245	500,629	465,014

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	1,836	1,692	1,273	12,623	13,328
Interest Bearing Deposits	429,466	107,574	107,793	106,437	110,317	109,509
Non-Interest Bearing Deposits	-	307,945	283,793	267,636	258,794	231,954
Total Deposits	429,466	415,519	391,586	374,072	369,111	341,463
Short-Term Borrowings	-	34,744	34,130	40,154	22,560	19,841
Current Income Taxes Payable	4,557	3,356	4,212	2,782	2,032	2,980
Other Current Liabilities	154.08	2.58	7.55	16.88	0.22	1.92
Long-Term Debt	53,120	24,267	24,760	22,338	29,474	27,428
Long-Term Leases	-	1,252	1,003	1,124	791.87	1,009
Long-Term Unearned Revenue	25,550	21,513	17,978	15,446	3,766	4,217
Long-Term Deferred Tax Liabilities	1,363	1,276	1,047	999.92	960.05	903.11
Other Long-Term Liabilities	10,227	9,523	8,694	7,479	7,010	6,247
Total Liabilities	524,438	513,288	485,111	465,686	448,328	417,417

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	32,197	31,203	30,438	29,931	29,437	28,910
Retained Earnings	3,218	4,503	4,145	3,475	2,749	1,765
Comprehensive Income & Other	2,635	1,268	2,460	1,499	776.14	1,980
Total Common Equity	38,051	36,975	37,044	34,906	32,962	32,654
Minority Interest	21,052	20,981	20,123	19,653	19,339	14,942
Shareholders' Equity	59,103	57,956	57,167	54,559	52,300	47,597
Total Liabilities & Equity	583,541	571,244	542,279	520,245	500,629	465,014

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	53,120	60,263	59,893	63,616	52,826	48,278
Net Cash (Debt)	48,166	54,578	42,931	27,258	37,573	54,498
Net Cash Growth	10.31%	27.13%	57.50%	-27.45%	-31.06%	26.58%
Net Cash Per Share	236.91	268.44	211.17	134.04	184.78	268.07
Filing Date Shares Outstanding	206.4	203.31	203.3	203.35	203.18	203.21
Total Common Shares Outstanding	206.4	203.31	203.3	203.35	203.18	203.21
Book Value Per Share	184.36	181.86	182.21	171.65	162.23	160.69
Tangible Book Value	34,520	33,552	33,597	31,358	29,421	29,178
Tangible Book Value Per Share	167.25	165.03	165.26	154.21	144.80	143.58

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 7, 2026

Data Sources Report a data error