Banque Centrale Populaire Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	24,329	26,391	20,233	15,482	18,854	21,755
Investment Securities	100,171	113,605	112,360	108,569	103,226	79,492
Trading Asset Securities	75,556	74,618	71,121	62,446	57,218	65,134
Total Investments	175,727	188,222	183,482	171,014	160,444	144,626
Gross Loans	330,492	352,509	336,425	329,726	317,521	289,760
Allowance for Loan Losses	-	-31,471	-33,044	-29,945	-30,162	-28,949
Net Loans	330,492	321,038	303,381	299,781	287,359	260,811
Property, Plant & Equipment	11,251	11,204	10,471	10,204	9,009	10,006
Goodwill	2,402	2,346	2,344	2,415	2,479	2,382
Other Intangible Assets	1,172	1,077	1,103	1,133	1,061	1,095
Investments in Real Estate	4,872	4,918	6,132	6,621	7,390	7,142
Accrued Interest Receivable	10,899	8,556	8,308	7,096	7,211	11,070
Other Receivables	2,398	1,603	1,617	1,815	1,775	1,913
Restricted Cash	-	-	7.55	16.88	0.22	1.92
Long-Term Deferred Tax Assets	5,747	5,458	4,944	4,507	4,727	4,212
Other Long-Term Assets	795.7	429.59	256.98	160.99	317.68	-
Total Assets	570,085	571,244	542,279	520,245	500,629	465,014
Accrued Expenses	-	1,836	1,692	1,273	12,623	13,328
Interest Bearing Deposits	419,625	107,574	107,793	106,437	110,317	109,509
Non-Interest Bearing Deposits	-	307,945	283,793	267,636	258,794	231,954
Total Deposits	419,625	415,519	391,586	374,072	369,111	341,463
Short-Term Borrowings	-	34,744	34,130	40,154	22,560	19,841
Current Income Taxes Payable	2,885	3,356	4,212	2,782	2,032	2,980
Other Current Liabilities	17.22	2.58	7.55	16.88	0.22	1.92
Long-Term Debt	49,700	24,267	24,760	22,338	29,474	27,428
Long-Term Leases	-	1,252	1,003	1,124	791.87	1,009
Long-Term Unearned Revenue	25,209	21,513	17,978	15,446	3,766	4,217
Long-Term Deferred Tax Liabilities	1,353	1,276	1,047	999.92	960.05	903.11
Other Long-Term Liabilities	12,229	9,523	8,694	7,479	7,010	6,247
Total Liabilities	511,215	513,288	485,111	465,686	448,328	417,417
Common Stock	34,486	31,203	30,438	29,931	29,437	28,910
Retained Earnings	1,153	4,503	4,145	3,475	2,749	1,765
Comprehensive Income & Other	3,087	1,268	2,460	1,499	776.14	1,980
Total Common Equity	38,727	36,975	37,044	34,906	32,962	32,654
Minority Interest	20,144	20,981	20,123	19,653	19,339	14,942
Shareholders' Equity	58,871	57,956	57,167	54,559	52,300	47,597
Total Liabilities & Equity	570,085	571,244	542,279	520,245	500,629	465,014
Total Debt	49,897	60,263	59,893	63,616	52,826	48,278
Net Cash (Debt)	49,988	54,578	42,931	27,258	37,573	54,498
Net Cash Growth	71.05%	27.13%	57.50%	-27.45%	-31.06%	26.58%
Net Cash Per Share	246.78	268.44	211.17	134.04	184.78	268.07
Filing Date Shares Outstanding	200.24	203.31	203.3	203.35	203.18	203.21
Total Common Shares Outstanding	200.24	203.31	203.3	203.35	203.18	203.21
Book Value Per Share	193.40	181.86	182.21	171.65	162.23	160.69
Tangible Book Value	35,153	33,552	33,597	31,358	29,421	29,178
Tangible Book Value Per Share	175.56	165.03	165.26	154.21	144.80	143.58