Banque Centrale Populaire (CBSE: BCP)

Banque Centrale Populaire Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	13,687	15,482	18,854	21,755	16,708	15,463
Investment Securities	109,919	108,569	103,226	79,492	73,509	66,135
Trading Asset Securities	67,777	62,446	57,218	65,134	59,857	53,357
Total Investments	177,696	171,014	160,444	144,626	133,366	119,493
Gross Loans	324,140	329,726	317,521	289,760	287,034	287,011
Allowance for Loan Losses	-31,126	-29,945	-30,162	-28,949	-28,573	-25,224
Net Loans	293,014	299,781	287,359	260,811	258,461	261,787
Property, Plant & Equipment	10,410	10,204	9,009	10,006	10,131	16,605
Goodwill	2,381	2,415	2,479	2,382	2,437	2,471
Other Intangible Assets	1,152	1,133	1,061	1,095	1,166	1,123
Investments in Real Estate	6,470	6,621	7,390	7,142	8,155	-
Accrued Interest Receivable	8,223	7,096	7,211	11,070	6,489	8,435
Other Receivables	1,907	1,815	1,775	1,913	1,754	1,343
Restricted Cash	-	16.88	0.22	1.92	1,210	999
Long-Term Deferred Tax Assets	4,752	4,507	4,727	4,212	4,397	3,709
Other Long-Term Assets	227	160.99	317.68	-	-	-
Total Assets	519,919	520,245	500,629	465,014	444,274	431,428
Accrued Expenses	15,567	12,949	12,623	13,328	10,064	9,408
Interest Bearing Deposits	106,189	106,437	110,317	109,509	109,249	107,659
Non-Interest Bearing Deposits	270,600	267,636	258,794	231,954	218,603	201,497
Total Deposits	376,789	374,072	369,111	341,463	327,851	309,155
Short-Term Borrowings	28,081	40,154	22,560	19,841	14,410	25,606
Current Income Taxes Payable	3,099	2,782	2,032	2,980	2,032	1,517
Other Current Liabilities	47	16.88	0.22	1.92	1,210	999
Long-Term Debt	25,463	22,338	29,474	27,428	34,007	30,445
Long-Term Leases	1,074	1,124	791.87	1,009	1,265	1,481
Long-Term Unearned Revenue	3,995	3,771	3,766	4,217	4,251	3,427
Long-Term Deferred Tax Liabilities	1,029	999.92	960.05	903.11	842.51	811.11
Other Long-Term Liabilities	9,322	7,479	7,010	6,247	5,119	5,003
Total Liabilities	464,466	465,686	448,328	417,417	401,051	387,851
Common Stock	30,438	29,931	29,437	28,910	28,194	28,307
Retained Earnings	2,584	3,475	2,749	1,765	1,229	2,999
Comprehensive Income & Other	2,295	1,499	776.14	1,980	3,166	3,359
Total Common Equity	35,317	34,906	32,962	32,654	32,589	34,666
Minority Interest	20,136	19,653	19,339	14,942	10,634	8,911
Shareholders' Equity	55,453	54,559	52,300	47,597	43,223	43,577
Total Liabilities & Equity	519,919	520,245	500,629	465,014	444,274	431,428
Total Debt	54,618	63,616	52,826	48,278	49,682	57,531
Net Cash (Debt)	42,083	27,258	37,573	54,498	43,056	22,942
Net Cash Growth	40.33%	-27.45%	-31.06%	26.58%	87.67%	45.27%
Net Cash Per Share	-	134.04	184.78	268.07	212.97	113.44
Filing Date Shares Outstanding	-	203.35	203.18	203.21	202.02	202.41
Total Common Shares Outstanding	-	203.35	203.18	203.21	202.02	202.41
Book Value Per Share	-	171.65	162.23	160.69	161.32	171.26
Tangible Book Value	31,784	31,358	29,421	29,178	28,986	31,071
Tangible Book Value Per Share	-	154.21	144.80	143.58	143.48	153.51

Source: S&P Capital IQ. Banks template. Financial Sources.