Banque Centrale Populaire (CBSE:BCP)

Total Valuation

CBSE:BCP has a market cap or net worth of MAD 56.28 billion.

Market Cap	56.28B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, September 19, 2025.

Earnings Date	Sep 19, 2025
Ex-Dividend Date	Jul 15, 2025

Share Statistics

CBSE:BCP has 203.16 million shares outstanding. The number of shares has decreased by -0.01% in one year.

Current Share Class	203.16M
Shares Outstanding	203.16M
Shares Change (YoY)	-0.01%
Shares Change (QoQ)	+0.07%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.13%
Float	n/a

Valuation Ratios

The trailing PE ratio is 12.58 and the forward PE ratio is 12.48.

PE Ratio	12.58
Forward PE	12.48
PS Ratio	2.75
PB Ratio	0.97
P/TBV Ratio	1.65
P/FCF Ratio	4.21
P/OCF Ratio	3.74
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.81
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.63%.

Return on Equity (ROE)	9.63%
Return on Assets (ROA)	1.02%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	7.77M
Profits Per Employee	1.70M
Employee Count	2,717
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CBSE:BCP has paid 3.32 billion in taxes.

Income Tax	3.32B
Effective Tax Rate	37.72%

Stock Price Statistics

The stock price has decreased by -1.21% in the last 52 weeks. The beta is 0.06, so CBSE:BCP's price volatility has been lower than the market average.

Beta (5Y)	0.06
52-Week Price Change	-1.21%
50-Day Moving Average	312.50
200-Day Moving Average	291.83
Relative Strength Index (RSI)	38.32
Average Volume (20 Days)	41,295

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, CBSE:BCP had revenue of MAD 20.49 billion and earned 4.48 billion in profits. Earnings per share was 22.02.

Revenue	20.49B
Gross Profit	20.49B
Operating Income	8.74B
Pretax Income	8.79B
Net Income	4.48B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	22.02

Balance Sheet

The company has 107.95 billion in cash and 64.28 billion in debt, giving a net cash position of 43.66 billion or 214.93 per share.

Cash & Cash Equivalents	107.95B
Total Debt	64.28B
Net Cash	43.66B
Net Cash Per Share	214.93
Equity (Book Value)	58.22B
Book Value Per Share	184.74
Working Capital	-306.65B

Cash Flow

In the last 12 months, operating cash flow was 15.04 billion and capital expenditures -1.68 billion, giving a free cash flow of 13.37 billion.

Operating Cash Flow	15.04B
Capital Expenditures	-1.68B
Free Cash Flow	13.37B
FCF Per Share	65.80

Margins

Gross Margin	n/a
Operating Margin	42.68%
Pretax Margin	42.92%
Profit Margin	21.85%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	65.26%

Dividends & Yields

This stock pays an annual dividend of 10.50, which amounts to a dividend yield of 3.66%.

Dividend Per Share	10.50
Dividend Yield	3.66%
Dividend Growth (YoY)	5.00%
Years of Dividend Growth	3
Payout Ratio	47.68%
Buyback Yield	0.01%
Shareholder Yield	3.67%
Earnings Yield	7.96%
FCF Yield	23.76%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 2, 2011. It was a forward split with a ratio of 2.

Last Split Date	Nov 2, 2011
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	4