Bank of Africa (CBSE:BOA)
189.00
-0.10 (-0.05%)
At close: Aug 11, 2026
Bank of Africa Financials Overview
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 17,202 | 17,051 | 15,556 | 14,221 | 13,009 | 11,703 |
Revenue Growth | 7.15% | 9.61% | 9.39% | 9.32% | 11.15% | 10.42% |
Net Income Net Income Growth | 3,896 | 3,814 | 3,427 | 2,662 | 2,305 | 2,007 |
Earnings Per Share EPS Growth | 17.68 | 17.31 | 15.56 | 12.08 | 10.46 | 9.11 |
EPS Growth | - | 11.28% | 28.76% | 15.48% | 14.85% | 171.97% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Banking in Morocco Banking in Morocco Growth | 8,976 | 7,960 | 6,415 | 6,183 | 6,220 |
Asset Management and Investment Banking Asset Management and Investment Banking Growth | 672.48 | 457.48 | 388.76 | 345.91 | 362.15 |
Specialized Financial Services Specialized Financial Services Growth | 811.04 | 699.47 | 607.26 | 700.56 | 640.69 |
Other Operations Other Operations Growth | 247.94 | 222.72 | 252.12 | 163.38 | 144.47 |
International Operations International Operations Growth | 9,631 | 9,377 | 9,290 | 8,232 | 7,239 |
Total Total Growth | 20,339 | 18,717 | 16,953 | 15,624 | 14,607 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 94,762 | 94,033 | 98,471 | 71,120 | 72,955 | 64,279 |
Total Debt Total Debt Growth | 102,015 | 87,654 | 97,592 | 93,139 | 85,894 | 78,340 |
Net Cash (Debt) Net Cash Growth | -7,253 | 6,380 | 879.69 | -22,018 | -12,939 | -14,061 |
Net Cash Growth | - | 625.21% | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -32.93 | 28.96 | 3.99 | -99.95 | -58.74 | -63.83 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | - | -94.88 | 7,009 | -137.2 | 4,420 | 8,412 |
Capital Expenditures CapEx Growth | - | -2,230 | -1,002 | -1,023 | -584.45 | -996.82 |
Free Cash Flow Free Cash Flow Growth | - | -2,325 | 6,007 | -1,160 | 3,835 | 7,416 |
Free Cash Flow Growth | - | - | - | - | -48.28% | 1992.92% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 22.65% | 22.36% | 22.03% | 18.72% | 17.72% | 17.15% |
FCF Margin | - | -13.64% | 38.62% | -8.16% | 29.48% | 63.36% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 5.000 | 5.000 | 4.898 | 3.860 | 3.791 | 3.733 |
Dividend Per Share Growth | 2.08% | 2.08% | 26.89% | 1.82% | 1.54% | - |
Dividend Yield | 2.64% | 2.28% | 2.55% | 2.38% | 2.54% | 2.38% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 10.69 | 13.00 | 12.91 | 14.33 | 15.58 | 19.26 |
Forward PE | 10.30 | 11.93 | 12.06 | 13.61 | 13.92 | 14.49 |
P/FCF Ratio | - | - | 7.36 | - | 9.36 | 5.21 |
PS Ratio | 2.42 | 2.91 | 2.84 | 2.68 | 2.76 | 3.30 |