Bank of Africa (CBSE:BOA)
200.00
-0.70 (-0.35%)
At close: Jun 5, 2026
Bank of Africa Income Statement
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 21,117 | 20,932 | 20,368 | 19,374 | 16,863 | 15,633 |
Interest Paid on Deposits | 6,587 | 6,609 | 7,185 | 6,924 | 4,941 | 4,723 |
Net Interest Income | 14,531 | 14,323 | 13,183 | 12,450 | 11,922 | 10,910 |
Net Interest Income Growth (YoY) | 7.63% | 8.64% | 5.89% | 4.43% | 9.28% | 4.62% |
Income From Trading Activities | 287.14 | 833.82 | 726.97 | 193.41 | - | 201.08 |
Gain (Loss) on Sale of Assets | - | - | 16.84 | 26.31 | 30.84 | 21.12 |
Other Non-Interest Income | 5,413 | 5,182 | 4,806 | 4,310 | 3,702 | 3,496 |
Total Non-Interest Income | 5,700 | 6,016 | 5,550 | 4,529 | 3,733 | 3,718 |
Non-Interest Income Growth (YoY) | -0.62% | 8.39% | 22.54% | 21.33% | 0.40% | 2.63% |
Revenues Before Loan Losses | 20,231 | 20,339 | 18,733 | 16,979 | 15,655 | 14,628 |
Provision for Loan Losses | 3,029 | 3,288 | 3,178 | 2,758 | 2,646 | 2,925 |
| 17,202 | 17,051 | 15,556 | 14,221 | 13,009 | 11,703 | |
Revenue Growth (YoY) | 7.15% | 9.61% | 9.39% | 9.32% | 11.15% | 10.42% |
Occupancy Expenses | 1,051 | 1,072 | 929.47 | 900.26 | 962.17 | 1,048 |
Other Non-Interest Expense | 8,377 | 8,234 | 7,787 | 7,948 | 7,319 | 6,905 |
Total Non-Interest Expense | 9,262 | 9,149 | 8,576 | 8,706 | 8,139 | 7,869 |
EBT Excluding Unusual Items | 7,940 | 7,902 | 6,980 | 5,515 | 4,870 | 3,835 |
Pretax Income | 7,940 | 7,902 | 6,980 | 5,515 | 4,870 | 3,835 |
Income Tax Expense | 2,282 | 2,388 | 2,004 | 1,437 | 1,330 | 985.46 |
Earnings From Continuing Operations | 5,659 | 5,514 | 4,976 | 4,079 | 3,540 | 2,849 |
Minority Interest in Earnings | -1,763 | -1,701 | -1,549 | -1,416 | -1,236 | -842.16 |
Net Income | 3,896 | 3,814 | 3,427 | 2,662 | 2,305 | 2,007 |
Net Income to Common | 3,896 | 3,814 | 3,427 | 2,662 | 2,305 | 2,007 |
Net Income Growth | 7.75% | 11.27% | 28.75% | 15.51% | 14.82% | 172.04% |
Basic Shares Outstanding | 220 | 220 | 220 | 220 | 220 | 220 |
Diluted Shares Outstanding | 220 | 220 | 220 | 220 | 220 | 220 |
EPS (Basic) | 17.69 | 17.31 | 15.56 | 12.09 | 10.46 | 9.11 |
EPS (Diluted) | 17.68 | 17.31 | 15.56 | 12.08 | 10.46 | 9.11 |
EPS Growth | - | 11.28% | 28.76% | 15.48% | 14.85% | 171.97% |
Dividend Per Share | - | - | 4.898 | 3.860 | 3.791 | 3.733 |
Dividend Growth | - | - | 26.89% | 1.82% | 1.54% | - |
Effective Tax Rate | 28.73% | 30.22% | 28.71% | 26.05% | 27.31% | 25.70% |