Bank of Africa (CBSE:BOA)

Bank of Africa Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	5,097	6,730	4,440	4,958	4,059	4,371
Investment Securities	80,428	88,103	79,251	85,891	72,031	72,292
Trading Asset Securities	63,227	58,961	46,813	42,305	35,605	29,529
Total Investments	143,655	147,064	126,063	128,197	107,635	101,821
Gross Loans	249,898	248,029	236,503	228,011	210,385	205,254
Allowance for Loan Losses	-21,314	-20,041	-18,766	-17,910	-16,979	-16,060
Net Loans	228,584	227,988	217,738	210,101	193,407	189,194
Property, Plant & Equipment	8,965	8,694	8,642	8,561	8,518	8,945
Goodwill	1,018	1,018	1,018	1,032	1,032	1,032
Other Intangible Assets	1,711	1,597	1,409	1,293	1,223	1,310
Investments in Real Estate	3,287	3,314	3,381	3,434	3,560	3,685
Accrued Interest Receivable	2,162	1,063	1,346	1,340	1,549	1,775
Other Receivables	9,313	8,429	7,265	7,834	5,363	5,314
Restricted Cash	17,138	14,460	14,035	13,468	15,678	11,921
Other Current Assets	266.52	216.22	182.57	174.88	176.29	147.92
Long-Term Deferred Tax Assets	2,624	2,610	2,537	2,444	2,467	2,084
Other Long-Term Assets	177.65	94.64	128.11	318.92	390.62	312.17
Total Assets	423,998	423,279	388,185	383,155	345,058	331,912
Accrued Expenses	2,439	1,900	2,140	1,845	1,357	1,094
Interest Bearing Deposits	89,025	90,625	86,624	92,422	86,275	82,056
Non-Interest Bearing Deposits	180,604	174,704	155,510	156,084	138,328	128,969
Total Deposits	269,629	265,329	242,134	248,506	224,602	211,025
Short-Term Borrowings	42,305	46,526	35,680	32,579	26,049	21,728
Current Portion of Long-Term Debt	-	6,901	8,564	5,102	4,012	8,194
Current Income Taxes Payable	2,421	2,036	1,440	1,552	1,357	877.98
Other Current Liabilities	6,960	8,163	5,017	4,233	1,741	1,656
Long-Term Debt	46,833	42,989	47,688	46,993	47,019	49,806
Long-Term Leases	-	1,176	1,207	1,221	1,260	1,091
Pension & Post-Retirement Benefits	-	433.6	487.74	476.64	526.97	504.28
Long-Term Deferred Tax Liabilities	1,295	1,227	1,167	1,179	1,188	1,258
Other Long-Term Liabilities	14,174	9,784	8,766	7,627	6,446	6,697
Total Liabilities	386,056	386,464	354,291	351,313	315,559	303,931
Common Stock	22,176	2,158	2,126	2,088	2,056	2,056
Retained Earnings	2,251	3,427	2,662	2,305	2,007	737.83
Comprehensive Income & Other	5,802	23,544	21,961	20,813	19,744	19,766
Total Common Equity	30,229	29,129	26,749	25,205	23,808	22,559
Minority Interest	7,712	7,685	7,145	6,637	5,691	5,421
Shareholders' Equity	37,942	36,815	33,894	31,842	29,499	27,981
Total Liabilities & Equity	423,998	423,279	388,185	383,155	345,058	331,912
Total Debt	89,138	97,592	93,139	85,894	78,340	80,819
Net Cash (Debt)	2,369	879.69	-22,018	-12,939	-14,061	-19,554
Net Cash Per Share	10.98	4.08	-102.04	-59.96	-65.16	-90.62
Filing Date Shares Outstanding	215.79	215.79	215.79	215.79	215.79	215.79
Total Common Shares Outstanding	215.79	215.79	215.79	215.79	215.79	215.79
Book Value Per Share	140.09	134.99	123.96	116.80	110.33	104.54
Tangible Book Value	27,500	26,514	24,322	22,880	21,553	20,217
Tangible Book Value Per Share	127.44	122.87	112.71	106.03	99.88	93.69

Updated Nov 22, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.