Bank of Africa (CBSE: BOA)

Bank of Africa Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	17,106	4,440	4,958	4,059	4,371	4,354
Investment Securities	55,163	79,251	85,891	72,031	72,292	61,140
Trading Asset Securities	48,496	46,813	42,305	35,605	29,529	29,913
Total Investments	103,658	126,063	128,197	107,635	101,821	91,053
Gross Loans	247,828	236,503	228,011	210,385	205,254	200,140
Allowance for Loan Losses	-	-18,766	-17,910	-16,979	-16,060	-14,348
Net Loans	247,828	217,738	210,101	193,407	189,194	185,792
Property, Plant & Equipment	8,459	8,642	8,561	8,518	8,945	9,223
Goodwill	1,018	1,018	1,032	1,032	1,032	1,032
Other Intangible Assets	1,634	1,409	1,293	1,223	1,310	1,079
Investments in Real Estate	3,277	3,381	3,434	3,560	3,685	3,800
Accrued Interest Receivable	9,083	1,346	1,340	1,549	1,775	817.51
Other Receivables	1,246	7,265	7,834	5,363	5,314	6,237
Restricted Cash	-	14,035	13,468	15,678	11,921	10,097
Other Current Assets	-	182.57	174.88	176.29	147.92	144.67
Long-Term Deferred Tax Assets	2,743	2,537	2,444	2,467	2,084	1,768
Other Long-Term Assets	-0	128.11	318.92	390.62	312.17	352.13
Total Assets	396,053	388,185	383,155	345,058	331,912	315,749
Accrued Expenses	17,470	2,140	1,845	1,357	1,094	1,107
Interest Bearing Deposits	243,419	86,624	92,422	86,275	82,056	91,518
Non-Interest Bearing Deposits	-	155,510	156,084	138,328	128,969	114,180
Total Deposits	243,419	242,134	248,506	224,602	211,025	205,698
Short-Term Borrowings	-	35,680	32,579	26,049	21,728	14,191
Current Portion of Long-Term Debt	-	7,564	5,102	4,012	8,194	7,060
Current Income Taxes Payable	1,915	1,440	1,552	1,357	877.98	1,396
Other Current Liabilities	-	5,017	4,233	1,741	1,656	2,081
Long-Term Debt	94,367	48,688	46,993	47,019	49,806	46,877
Long-Term Leases	-	1,207	1,221	1,260	1,091	1,199
Pension & Post-Retirement Benefits	-	487.74	476.64	526.97	504.28	465.46
Long-Term Deferred Tax Liabilities	1,239	1,167	1,179	1,188	1,258	1,180
Other Long-Term Liabilities	1,912	8,766	7,627	6,446	6,697	6,699
Total Liabilities	360,321	354,291	351,313	315,559	303,931	287,953
Common Stock	21,375	2,126	2,088	2,056	2,056	1,998
Retained Earnings	2,689	2,662	2,305	2,007	737.83	1,922
Comprehensive Income & Other	4,288	21,961	20,813	19,744	19,766	18,568
Total Common Equity	28,352	26,749	25,205	23,808	22,559	22,488
Minority Interest	7,379	7,145	6,637	5,691	5,421	5,308
Shareholders' Equity	35,731	33,894	31,842	29,499	27,981	27,796
Total Liabilities & Equity	396,053	388,185	383,155	345,058	331,912	315,749
Total Debt	94,367	93,139	85,894	78,340	80,819	69,327
Net Cash (Debt)	-28,765	-22,018	-12,939	-14,061	-19,554	-11,802
Net Cash Per Share	-133.30	-102.04	-59.96	-65.16	-90.62	-56.28
Filing Date Shares Outstanding	215.79	215.79	215.79	215.79	215.79	209.72
Total Common Shares Outstanding	215.79	215.79	215.79	215.79	215.79	209.72
Book Value Per Share	131.39	123.96	116.80	110.33	104.54	107.23
Tangible Book Value	25,700	24,322	22,880	21,553	20,217	20,377
Tangible Book Value Per Share	119.10	112.71	106.03	99.88	93.69	97.16

Source: S&P Capital IQ. Banks template. Financial Sources.