Crédit Immobilier et Hôtelier, Société Anonyme (CBSE: CIH)
Morocco
· Delayed Price · Currency is MAD 411.00
-7.00 (-1.67%)
At close: Dec 2, 2024
CIH Income Statement
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 5,008 | 4,712 | 3,950 | 3,508 | 3,100 | 2,798 | Upgrade
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| Interest Income on Investments | 27.55 | 36.53 | 84.49 | 28.08 | 1.91 | 1.25 | Upgrade
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| Total Interest Income | 5,036 | 4,749 | 4,034 | 3,536 | 3,102 | 2,800 | Upgrade
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| Interest Paid on Deposits | 2,092 | 1,906 | 1,365 | 1,232 | 1,237 | 1,166 | Upgrade
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| Net Interest Income | 2,944 | 2,843 | 2,669 | 2,304 | 1,865 | 1,633 | Upgrade
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| Net Interest Income Growth (YoY) | 2.46% | 6.51% | 15.83% | 23.55% | 14.17% | -0.39% | Upgrade
|
| Income From Trading Activities | 311.42 | 304.65 | 44.19 | 134.81 | 214.87 | 177.18 | Upgrade
|
| Gain (Loss) on Sale of Assets | -44.51 | -44.51 | 14.22 | 14.59 | 23.42 | 25.15 | Upgrade
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| Gain (Loss) on Sale of Investments | - | - | -259.15 | 35.72 | 14.61 | -4.35 | Upgrade
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| Other Non-Interest Income | 1,423 | 1,321 | 805.77 | 730.15 | 695.04 | 708.53 | Upgrade
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| Total Non-Interest Income | 1,690 | 1,581 | 605.03 | 915.28 | 947.94 | 906.51 | Upgrade
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| Non-Interest Income Growth (YoY) | 38.75% | 161.33% | -33.90% | -3.45% | 4.57% | 41.66% | Upgrade
|
| Revenues Before Loan Losses | 4,634 | 4,424 | 3,274 | 3,219 | 2,813 | 2,540 | Upgrade
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| Provision for Loan Losses | 1,341 | 1,281 | 590.37 | 456.53 | 996.6 | 249.93 | Upgrade
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| Revenue | 3,292 | 3,143 | 2,684 | 2,763 | 1,816 | 2,290 | Upgrade
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| Revenue Growth (YoY) | 8.59% | 17.12% | -2.87% | 52.11% | -20.69% | 11.17% | Upgrade
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| Occupancy Expenses | 199.58 | 202.57 | 194.16 | 155.63 | 162.2 | 164.49 | Upgrade
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| Other Non-Interest Expense | 1,659 | 1,662 | 1,404 | 1,537 | 1,510 | 1,378 | Upgrade
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| Total Non-Interest Expense | 1,803 | 1,820 | 1,562 | 1,687 | 1,674 | 1,537 | Upgrade
|
| EBT Excluding Unusual Items | 1,490 | 1,323 | 1,122 | 1,076 | 142.06 | 753.37 | Upgrade
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| Asset Writedown | 0.1 | 0.1 | -7.17 | -68.62 | -29.95 | -19.12 | Upgrade
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| Pretax Income | 1,490 | 1,323 | 1,114 | 1,007 | 112.12 | 734.26 | Upgrade
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| Income Tax Expense | 597.81 | 545.98 | 403.39 | 385.13 | 67.42 | 333.48 | Upgrade
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| Earnings From Continuing Operations | 891.97 | 776.97 | 710.96 | 622.01 | 44.7 | 400.78 | Upgrade
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| Minority Interest in Earnings | -79.01 | -66.57 | -41.88 | -18.97 | 35.96 | 25.6 | Upgrade
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| Net Income | 812.96 | 710.39 | 669.09 | 603.04 | 80.66 | 426.38 | Upgrade
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| Net Income to Common | 812.96 | 710.39 | 669.09 | 603.04 | 80.66 | 426.38 | Upgrade
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| Net Income Growth | 20.52% | 6.17% | 10.95% | 647.67% | -81.08% | -6.30% | Upgrade
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| Basic Shares Outstanding | 31 | 31 | 31 | 28 | 28 | 28 | Upgrade
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| Diluted Shares Outstanding | 31 | 31 | 31 | 28 | 29 | 28 | Upgrade
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| Shares Change (YoY) | -0.00% | - | 7.75% | -1.67% | 1.70% | 6.45% | Upgrade
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| EPS (Basic) | 26.64 | 23.28 | 21.92 | 21.29 | 2.85 | 15.05 | Upgrade
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| EPS (Diluted) | 26.64 | 23.28 | 21.92 | 21.29 | 2.80 | 15.05 | Upgrade
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| EPS Growth | 20.52% | 6.17% | 2.97% | 660.36% | -81.40% | -11.97% | Upgrade
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| Dividend Per Share | - | 14.000 | 14.000 | 14.000 | 8.000 | 14.000 | Upgrade
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| Dividend Growth | - | 0% | 0% | 75.00% | -42.86% | 0% | Upgrade
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| Effective Tax Rate | 40.13% | 41.27% | 36.20% | 38.24% | 60.13% | 45.42% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.