Crédit Immobilier et Hôtelier, Société Anonyme (CBSE:CIH)
Morocco
· Delayed Price · Currency is MAD 409.00
+6.95 (1.73%)
At close: May 2, 2025
CBSE:CIH Income Statement
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 5,097 | 4,712 | 3,950 | 3,508 | 3,100 | Upgrade
|
| Interest Income on Investments | 34.59 | 36.53 | 84.49 | 28.08 | 1.91 | Upgrade
|
| Total Interest Income | 5,132 | 4,749 | 4,034 | 3,536 | 3,102 | Upgrade
|
| Interest Paid on Deposits | 2,101 | 1,906 | 1,365 | 1,232 | 1,237 | Upgrade
|
| Net Interest Income | 3,031 | 2,843 | 2,669 | 2,304 | 1,865 | Upgrade
|
| Net Interest Income Growth (YoY) | 6.61% | 6.51% | 15.83% | 23.54% | 14.17% | Upgrade
|
| Income From Trading Activities | 303.59 | 304.65 | 44.19 | 134.81 | 214.87 | Upgrade
|
| Gain (Loss) on Sale of Assets | -39.09 | -44.51 | 14.22 | 14.59 | 23.42 | Upgrade
|
| Gain (Loss) on Sale of Investments | -54.36 | - | -259.15 | 35.72 | 14.61 | Upgrade
|
| Other Non-Interest Income | 1,405 | 1,321 | 805.77 | 730.15 | 695.04 | Upgrade
|
| Total Non-Interest Income | 1,616 | 1,581 | 605.03 | 915.28 | 947.94 | Upgrade
|
| Non-Interest Income Growth (YoY) | 2.18% | 161.33% | -33.90% | -3.45% | 4.57% | Upgrade
|
| Revenues Before Loan Losses | 4,646 | 4,424 | 3,274 | 3,219 | 2,813 | Upgrade
|
| Provision for Loan Losses | 1,072 | 1,281 | 590.37 | 456.53 | 996.6 | Upgrade
|
| Revenue | 3,574 | 3,143 | 2,684 | 2,763 | 1,816 | Upgrade
|
| Revenue Growth (YoY) | 13.72% | 17.13% | -2.87% | 52.11% | -20.69% | Upgrade
|
| Occupancy Expenses | 208.93 | 202.57 | 194.16 | 155.63 | 162.2 | Upgrade
|
| Other Non-Interest Expense | 1,825 | 1,662 | 1,404 | 1,537 | 1,510 | Upgrade
|
| Total Non-Interest Expense | 1,973 | 1,820 | 1,562 | 1,687 | 1,674 | Upgrade
|
| EBT Excluding Unusual Items | 1,602 | 1,323 | 1,122 | 1,076 | 142.06 | Upgrade
|
| Asset Writedown | -1.17 | 0.1 | -7.17 | -68.62 | -29.95 | Upgrade
|
| Pretax Income | 1,601 | 1,323 | 1,114 | 1,007 | 112.12 | Upgrade
|
| Income Tax Expense | 634.67 | 545.98 | 403.39 | 385.13 | 67.42 | Upgrade
|
| Earnings From Continuing Operations | 966.04 | 776.97 | 710.96 | 622.01 | 44.7 | Upgrade
|
| Minority Interest in Earnings | -90.16 | -66.57 | -41.88 | -18.97 | 35.96 | Upgrade
|
| Net Income | 875.88 | 710.39 | 669.09 | 603.04 | 80.66 | Upgrade
|
| Net Income to Common | 875.88 | 710.39 | 669.09 | 603.04 | 80.66 | Upgrade
|
| Net Income Growth | 23.29% | 6.17% | 10.95% | 647.67% | -81.08% | Upgrade
|
| Basic Shares Outstanding | 31 | 31 | 31 | 28 | 28 | Upgrade
|
| Diluted Shares Outstanding | 31 | 31 | 31 | 28 | 29 | Upgrade
|
| Shares Change (YoY) | 3.20% | - | 7.75% | -1.67% | 1.70% | Upgrade
|
| EPS (Basic) | 27.81 | 23.28 | 21.92 | 21.29 | 2.85 | Upgrade
|
| EPS (Diluted) | 27.81 | 23.28 | 21.92 | 21.29 | 2.80 | Upgrade
|
| EPS Growth | 19.47% | 6.17% | 2.97% | 660.36% | -81.40% | Upgrade
|
| Dividend Per Share | 14.000 | 14.000 | 14.000 | 14.000 | 8.000 | Upgrade
|
| Dividend Growth | - | - | - | 75.00% | -42.86% | Upgrade
|
| Effective Tax Rate | 39.65% | 41.27% | 36.20% | 38.24% | 60.13% | Upgrade
|
Updated Nov 29, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.