CBSE:CIH Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,303	2,276	2,955	1,473	1,557	1,615
Investment Securities	14,949	14,463	11,656	10,903	11,941	6,580
Trading Asset Securities	12,378	7,427	8,760	5,229	6,887	8,460
Total Investments	27,327	21,890	20,415	16,132	18,829	15,039
Gross Loans	126,436	124,549	106,964	96,680	88,727	81,514
Allowance for Loan Losses	-7,001	-6,470	-5,703	-4,728	-3,743	-3,214
Other Adjustments to Gross Loans	-27.79	-27.14	-25.83	-24.11	-24.48	-20.81
Net Loans	119,407	118,052	101,236	91,928	84,959	78,280
Property, Plant & Equipment	4,101	3,991	3,659	2,348	2,243	2,275
Goodwill	296.53	296.53	296.53	296.53	174.88	299.43
Other Intangible Assets	703.01	860.97	743.78	627.38	539.29	496.05
Investments in Real Estate	2,000	2,073	1,923	1,836	1,670	1,070
Accrued Interest Receivable	1,513	1,090	932.54	797.55	676.81	577.83
Other Receivables	7,876	7,879	4,892	6,535	3,953	4,137
Restricted Cash	3,475	3,216	2,467	2,372	1,645	1,847
Other Current Assets	694.32	908.85	657.06	426.06	262.56	294.64
Long-Term Deferred Tax Assets	865.9	854.04	794.17	662.67	647.28	486.15
Other Long-Term Assets	296.15	300.25	0	-	0	-0
Total Assets	170,859	163,688	140,971	125,434	117,157	106,417

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	4,672	4,146	3,252	2,614	2,226	1,850
Interest Bearing Deposits	37,770	37,052	32,322	28,937	25,793	26,313
Non-Interest Bearing Deposits	66,896	63,233	52,762	45,915	43,360	37,303
Total Deposits	104,666	100,286	85,084	74,852	69,153	63,616
Current Portion of Long-Term Debt	144.26	1,923	148.1	144	144.26	269.26
Current Income Taxes Payable	393.99	752.38	657.98	799.37	462.4	398.36
Accrued Interest Payable	159.21	177.79	200.62	149.14	129.77	168.82
Other Current Liabilities	87.96	205.88	81.84	24.24	0.35	35.28
Long-Term Debt	42,900	40,676	36,833	35,876	34,395	30,140
Long-Term Leases	73.52	59.99	73.08	74.48	58.41	39.09
Pension & Post-Retirement Benefits	202.78	189.69	184.52	179	-	197.86
Long-Term Deferred Tax Liabilities	404.1	438.71	369.38	364.13	646.67	373.73
Other Long-Term Liabilities	6,285	4,102	5,650	2,814	2,858	3,482
Total Liabilities	159,989	152,957	132,534	117,891	110,074	100,571

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	3,561	3,561	3,150	3,052	3,052	2,832
Retained Earnings	616.99	1,089	875.88	710.39	669.09	603.04
Comprehensive Income & Other	5,696	5,119	3,619	3,045	2,818	1,897
Total Common Equity	9,874	9,768	7,645	6,808	6,539	5,332
Minority Interest	995.61	963.02	792.55	735.3	544.44	514.25
Shareholders' Equity	10,870	10,731	8,437	7,543	7,083	5,847
Total Liabilities & Equity	170,859	163,688	140,971	125,434	117,157	106,417

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	43,118	42,659	37,054	36,095	34,598	30,448
Net Cash (Debt)	-27,698	-32,603	-25,309	-29,393	-26,153	-20,373
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-735.49	-915.66	-803.54	-963.07	-856.92	-719.28
Filing Date Shares Outstanding	35.61	35.61	31.5	30.52	30.52	28.32
Total Common Shares Outstanding	35.61	35.61	31.5	30.52	30.52	28.32
Book Value Per Share	277.32	274.35	242.72	223.06	214.24	188.26
Tangible Book Value	8,875	8,611	6,605	5,884	5,824	4,537
Tangible Book Value Per Share	249.24	241.84	209.69	192.79	190.84	160.18