CBSE:CIH Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4,793	2,276	2,955	1,473	1,557	1,615
Investment Securities	16,562	14,463	11,656	10,903	11,941	6,580
Trading Asset Securities	12,484	7,427	8,760	5,229	6,887	8,460
Total Investments	29,046	21,890	20,415	16,132	18,829	15,039
Gross Loans	124,611	124,549	106,964	96,680	88,727	81,514
Allowance for Loan Losses	-	-6,470	-5,703	-4,728	-3,743	-3,214
Other Adjustments to Gross Loans	-	-27.14	-25.83	-24.11	-24.48	-20.81
Net Loans	124,611	118,052	101,236	91,928	84,959	78,280
Property, Plant & Equipment	4,055	3,991	3,659	2,348	2,243	2,275
Goodwill	296.53	296.53	296.53	296.53	174.88	299.43
Other Intangible Assets	908.74	860.97	743.78	627.38	539.29	496.05
Investments in Real Estate	2,039	2,073	1,923	1,836	1,670	1,070
Accrued Interest Receivable	4,381	1,090	932.54	797.55	676.81	577.83
Other Receivables	196.93	7,879	4,892	6,535	3,953	4,137
Restricted Cash	-	3,216	2,467	2,372	1,645	1,847
Other Current Assets	-	908.85	657.06	426.06	262.56	294.64
Long-Term Deferred Tax Assets	870.29	854.04	794.17	662.67	647.28	486.15
Other Long-Term Assets	0.32	300.25	0	-	0	-0
Total Assets	171,198	163,688	140,971	125,434	117,157	106,417

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	11,082	4,146	3,252	2,614	2,226	1,850
Interest Bearing Deposits	100,789	37,052	32,322	28,937	25,793	26,313
Non-Interest Bearing Deposits	-	63,233	52,762	45,915	43,360	37,303
Total Deposits	100,789	100,286	85,084	74,852	69,153	63,616
Current Portion of Long-Term Debt	-	1,923	148.1	144	144.26	269.26
Current Income Taxes Payable	196.24	752.38	657.98	799.37	462.4	398.36
Accrued Interest Payable	-	177.79	200.62	149.14	129.77	168.82
Other Current Liabilities	-	205.88	81.84	24.24	0.35	35.28
Long-Term Debt	47,071	40,676	36,833	35,876	34,395	30,140
Long-Term Leases	-	59.99	73.08	74.48	58.41	39.09
Pension & Post-Retirement Benefits	-	189.69	184.52	179	-	197.86
Long-Term Deferred Tax Liabilities	460.55	438.71	369.38	364.13	646.67	373.73
Other Long-Term Liabilities	632.2	4,102	5,650	2,814	2,858	3,482
Total Liabilities	160,231	152,957	132,534	117,891	110,074	100,571

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	3,561	3,561	3,150	3,052	3,052	2,832
Retained Earnings	245.91	1,089	875.88	710.39	669.09	603.04
Comprehensive Income & Other	6,200	5,119	3,619	3,045	2,818	1,897
Total Common Equity	10,007	9,768	7,645	6,808	6,539	5,332
Minority Interest	960.08	963.02	792.55	735.3	544.44	514.25
Shareholders' Equity	10,967	10,731	8,437	7,543	7,083	5,847
Total Liabilities & Equity	171,198	163,688	140,971	125,434	117,157	106,417

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	47,071	42,659	37,054	36,095	34,598	30,448
Net Cash (Debt)	-29,794	-32,603	-25,309	-29,393	-26,153	-20,373
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-836.77	-915.66	-803.54	-963.07	-856.92	-719.28
Filing Date Shares Outstanding	35.61	35.61	31.5	30.52	30.52	28.32
Total Common Shares Outstanding	35.61	35.61	31.5	30.52	30.52	28.32
Book Value Per Share	281.05	274.35	242.72	223.06	214.24	188.26
Tangible Book Value	8,802	8,611	6,605	5,884	5,824	4,537
Tangible Book Value Per Share	247.20	241.84	209.69	192.79	190.84	160.18