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Crédit Immobilier et Hôtelier, Société Anonyme (CBSE:CIH)
Morocco flag Morocco · Delayed Price · Currency is MAD
350.00
-1.95 (-0.55%)
At close: Aug 10, 2026

CBSE:CIH Financials Overview

Millions MAD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
4,1874,1903,5743,1432,6842,763
Revenue Growth
11.64%17.21%13.72%17.13%-2.87%52.11%
Net Income
1,0371,089875.88710.39669.09603.04
Earnings Per Share
29.1330.6027.8123.2821.9221.29
EPS Growth
-5.88%10.02%19.47%6.17%2.97%660.36%

Revenue by Segment
Chart
Fiscal YearFY 2025
Period EndingDec '25
Banking Activity
4,223
Specialized Financing Activity
967.71
Other
310.87
Eliminations
-79.43
Total
5,423

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
17,27710,05711,7446,7028,44510,074
Total Debt
47,07142,65937,05436,09534,59830,448
Net Cash (Debt)
-29,794-32,603-25,309-29,393-26,153-20,373
Net Cash Growth
------
Net Cash Per Share
-836.77-915.66-803.54-963.07-856.92-719.28

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--714.51,2981,430-116.77771.82
Capital Expenditures
--547.5-391.86-447.65-260.64-
Free Cash Flow
--1,262906.49982.54-377.41771.82
Free Cash Flow Growth
---7.74%---

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
24.77%26.00%24.50%22.60%24.93%21.83%
FCF Margin
--30.12%25.36%31.26%-14.06%27.94%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
14.00014.00014.00014.00014.00014.000
Dividend Per Share Growth
0%0%0%0%0%75.00%
Dividend Yield
4.00%3.51%3.88%4.54%5.46%5.12%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.0213.5614.2115.1013.8715.92
Forward PE
11.3013.1313.0712.9112.1116.95
P/FCF Ratio
--13.7310.92-12.44
PS Ratio
3.233.533.483.413.463.48