Crédit Immobilier et Hôtelier, Société Anonyme (CBSE:CIH)

CBSE:CIH Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,955	1,473	1,557	1,615	1,606
Investment Securities	11,656	10,903	11,941	6,580	6,268
Trading Asset Securities	8,760	5,229	6,887	8,460	6,956
Total Investments	20,415	16,132	18,829	15,039	13,224
Gross Loans	109,693	96,680	88,727	81,514	68,141
Allowance for Loan Losses	-8,431	-4,728	-3,743	-3,214	-3,165
Other Adjustments to Gross Loans	-25.83	-24.11	-24.48	-20.81	-18.72
Net Loans	101,236	91,928	84,959	78,280	64,958
Property, Plant & Equipment	3,659	2,348	2,243	2,275	2,156
Goodwill	296.53	296.53	174.88	299.43	299.43
Other Intangible Assets	743.78	627.38	539.29	496.05	392.45
Investments in Real Estate	1,923	1,836	1,670	1,070	1,253
Accrued Interest Receivable	932.54	797.55	676.81	577.83	445.74
Other Receivables	4,892	6,535	3,953	4,137	3,848
Restricted Cash	2,467	2,372	1,645	1,847	641.49
Other Current Assets	657.06	426.06	262.56	294.64	298.47
Long-Term Deferred Tax Assets	794.17	662.67	647.28	486.15	445.02
Other Long-Term Assets	0	-	0	-0	-0
Total Assets	140,971	125,434	117,157	106,417	89,566
Accrued Expenses	3,252	2,614	2,226	1,850	1,314
Interest Bearing Deposits	32,322	28,937	25,793	26,313	23,453
Non-Interest Bearing Deposits	52,762	45,915	43,360	37,303	30,855
Total Deposits	85,084	74,852	69,153	63,616	54,309
Current Portion of Long-Term Debt	148.1	144	144.26	269.26	1,110
Current Income Taxes Payable	657.98	799.37	462.4	398.36	331.47
Accrued Interest Payable	200.62	149.14	129.77	168.82	162.74
Other Current Liabilities	81.84	24.24	0.35	35.28	1.81
Long-Term Debt	36,833	35,876	34,395	30,140	24,363
Long-Term Leases	73.08	74.48	58.41	39.09	361.33
Pension & Post-Retirement Benefits	184.52	179	-	197.86	203.98
Long-Term Deferred Tax Liabilities	369.38	364.13	646.67	373.73	237.9
Other Long-Term Liabilities	5,650	2,814	2,858	3,482	1,747
Total Liabilities	132,534	117,891	110,074	100,571	84,142
Common Stock	3,150	3,052	3,052	2,832	2,832
Retained Earnings	875.88	710.39	669.09	603.04	80.66
Comprehensive Income & Other	3,619	3,045	2,818	1,897	1,999
Total Common Equity	7,645	6,808	6,539	5,332	4,912
Minority Interest	792.55	735.3	544.44	514.25	512.23
Shareholders' Equity	8,437	7,543	7,083	5,847	5,424
Total Liabilities & Equity	140,971	125,434	117,157	106,417	89,566
Total Debt	37,054	36,095	34,598	30,448	25,834
Net Cash (Debt)	-25,309	-29,393	-26,153	-20,373	-17,273
Net Cash Per Share	-803.54	-963.07	-856.92	-719.28	-599.64
Filing Date Shares Outstanding	31.5	30.52	30.52	28.32	28.32
Total Common Shares Outstanding	31.5	30.52	30.52	28.32	28.32
Book Value Per Share	242.72	223.06	214.24	188.26	173.42
Tangible Book Value	6,605	5,884	5,824	4,537	4,220
Tangible Book Value Per Share	209.69	192.79	190.84	160.18	148.99

Updated Nov 29, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.