Crédit Immobilier et Hôtelier, Société Anonyme (CBSE:CIH)

CBSE:CIH Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	3.55	2,955	1,473	1,557	1,615	1,606
Investment Securities	11.89	11,656	10,903	11,941	6,580	6,268
Trading Asset Securities	12.51	8,760	5,229	6,887	8,460	6,956
Total Investments	24.4	20,415	16,132	18,829	15,039	13,224
Gross Loans	98.85	109,693	96,680	88,727	81,514	68,141
Allowance for Loan Losses	-	-8,431	-4,728	-3,743	-3,214	-3,165
Other Adjustments to Gross Loans	-	-25.83	-24.11	-24.48	-20.81	-18.72
Net Loans	98.85	101,236	91,928	84,959	78,280	64,958
Property, Plant & Equipment	3.76	3,659	2,348	2,243	2,275	2,156
Goodwill	0.3	296.53	296.53	174.88	299.43	299.43
Other Intangible Assets	0.75	743.78	627.38	539.29	496.05	392.45
Investments in Real Estate	2.06	1,923	1,836	1,670	1,070	1,253
Accrued Interest Receivable	3.01	932.54	797.55	676.81	577.83	445.74
Other Receivables	0.35	4,892	6,535	3,953	4,137	3,848
Restricted Cash	-	2,467	2,372	1,645	1,847	641.49
Other Current Assets	-	657.06	426.06	262.56	294.64	298.47
Long-Term Deferred Tax Assets	0.81	794.17	662.67	647.28	486.15	445.02
Other Long-Term Assets	0	0	-	0	-0	-0
Total Assets	137.84	140,971	125,434	117,157	106,417	89,566
Accrued Expenses	10.07	3,252	2,614	2,226	1,850	1,314
Interest Bearing Deposits	83.26	32,322	28,937	25,793	26,313	23,453
Non-Interest Bearing Deposits	-	52,762	45,915	43,360	37,303	30,855
Total Deposits	83.26	85,084	74,852	69,153	63,616	54,309
Current Portion of Long-Term Debt	-	148.1	144	144.26	269.26	1,110
Current Income Taxes Payable	0.24	657.98	799.37	462.4	398.36	331.47
Accrued Interest Payable	-	200.62	149.14	129.77	168.82	162.74
Other Current Liabilities	-	81.84	24.24	0.35	35.28	1.81
Long-Term Debt	34.48	36,833	35,876	34,395	30,140	24,363
Long-Term Leases	-	73.08	74.48	58.41	39.09	361.33
Pension & Post-Retirement Benefits	-	184.52	179	-	197.86	203.98
Long-Term Deferred Tax Liabilities	0.4	369.38	364.13	646.67	373.73	237.9
Other Long-Term Liabilities	0.64	5,650	2,814	2,858	3,482	1,747
Total Liabilities	129.09	132,534	117,891	110,074	100,571	84,142
Common Stock	3.15	3,150	3,052	3,052	2,832	2,832
Retained Earnings	0.3	875.88	710.39	669.09	603.04	80.66
Comprehensive Income & Other	4.51	3,619	3,045	2,818	1,897	1,999
Total Common Equity	7.96	7,645	6,808	6,539	5,332	4,912
Minority Interest	0.78	792.55	735.3	544.44	514.25	512.23
Shareholders' Equity	8.74	8,437	7,543	7,083	5,847	5,424
Total Liabilities & Equity	137.84	140,971	125,434	117,157	106,417	89,566
Total Debt	34.48	37,054	36,095	34,598	30,448	25,834
Net Cash (Debt)	-18.42	-25,309	-29,393	-26,153	-20,373	-17,273
Net Cash Per Share	-0.58	-803.54	-963.07	-856.92	-719.28	-599.64
Filing Date Shares Outstanding	31.5	31.5	30.52	30.52	28.32	28.32
Total Common Shares Outstanding	31.5	31.5	30.52	30.52	28.32	28.32
Book Value Per Share	0.25	242.72	223.06	214.24	188.26	173.42
Tangible Book Value	6.92	6,605	5,884	5,824	4,537	4,220
Tangible Book Value Per Share	0.22	209.69	192.79	190.84	160.18	148.99

Updated Nov 29, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.