CBSE:CIH Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,276	2,955	1,473	1,557	1,615
Investment Securities	14,463	11,656	10,903	11,941	6,580
Trading Asset Securities	7,427	8,760	5,229	6,887	8,460
Total Investments	21,890	20,415	16,132	18,829	15,039
Gross Loans	129,337	106,964	96,680	88,727	81,514
Allowance for Loan Losses	-10,957	-5,703	-4,728	-3,743	-3,214
Other Adjustments to Gross Loans	-27.14	-25.83	-24.11	-24.48	-20.81
Net Loans	118,353	101,236	91,928	84,959	78,280
Property, Plant & Equipment	3,991	3,659	2,348	2,243	2,275
Goodwill	296.53	296.53	296.53	174.88	299.43
Other Intangible Assets	860.97	743.78	627.38	539.29	496.05
Investments in Real Estate	2,073	1,923	1,836	1,670	1,070
Accrued Interest Receivable	1,090	932.54	797.55	676.81	577.83
Other Receivables	7,879	4,892	6,535	3,953	4,137
Restricted Cash	3,216	2,467	2,372	1,645	1,847
Other Current Assets	908.85	657.06	426.06	262.56	294.64
Long-Term Deferred Tax Assets	854.04	794.17	662.67	647.28	486.15
Other Long-Term Assets	0	0	-	0	-0
Total Assets	163,688	140,971	125,434	117,157	106,417
Accrued Expenses	4,146	3,252	2,614	2,226	1,850
Interest Bearing Deposits	37,052	32,322	28,937	25,793	26,313
Non-Interest Bearing Deposits	63,233	52,762	45,915	43,360	37,303
Total Deposits	100,286	85,084	74,852	69,153	63,616
Current Portion of Long-Term Debt	1,923	148.1	144	144.26	269.26
Current Income Taxes Payable	752.38	657.98	799.37	462.4	398.36
Accrued Interest Payable	177.79	200.62	149.14	129.77	168.82
Other Current Liabilities	205.88	81.84	24.24	0.35	35.28
Long-Term Debt	40,676	36,833	35,876	34,395	30,140
Long-Term Leases	59.99	73.08	74.48	58.41	39.09
Pension & Post-Retirement Benefits	189.69	184.52	179	-	197.86
Long-Term Deferred Tax Liabilities	438.71	369.38	364.13	646.67	373.73
Other Long-Term Liabilities	4,102	5,650	2,814	2,858	3,482
Total Liabilities	152,957	132,534	117,891	110,074	100,571
Common Stock	3,561	3,150	3,052	3,052	2,832
Retained Earnings	1,089	875.88	710.39	669.09	603.04
Comprehensive Income & Other	5,119	3,619	3,045	2,818	1,897
Total Common Equity	9,768	7,645	6,808	6,539	5,332
Minority Interest	963.02	792.55	735.3	544.44	514.25
Shareholders' Equity	10,731	8,437	7,543	7,083	5,847
Total Liabilities & Equity	163,688	140,971	125,434	117,157	106,417
Total Debt	42,659	37,054	36,095	34,598	30,448
Net Cash (Debt)	-32,603	-25,309	-29,393	-26,153	-20,373
Net Cash Per Share	-915.66	-803.54	-963.07	-856.92	-719.28
Filing Date Shares Outstanding	35.61	31.5	30.52	30.52	28.32
Total Common Shares Outstanding	35.61	31.5	30.52	30.52	28.32
Book Value Per Share	274.35	242.72	223.06	214.24	188.26
Tangible Book Value	8,611	6,605	5,884	5,824	4,537
Tangible Book Value Per Share	241.84	209.69	192.79	190.84	160.18

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.