CBSE:CIH Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	3,909	2,955	1,473	1,557	1,615	1,606
Investment Securities	11,962	11,656	10,903	11,941	6,580	6,268
Trading Asset Securities	11,785	8,760	5,229	6,887	8,460	6,956
Total Investments	23,748	20,415	16,132	18,829	15,039	13,224
Gross Loans	110,169	106,964	96,680	88,727	81,514	68,141
Allowance for Loan Losses	-	-5,703	-4,728	-3,743	-3,214	-3,165
Other Adjustments to Gross Loans	-	-25.83	-24.11	-24.48	-20.81	-18.72
Net Loans	110,169	101,236	91,928	84,959	78,280	64,958
Property, Plant & Equipment	3,790	3,659	2,348	2,243	2,275	2,156
Goodwill	296.53	296.53	296.53	174.88	299.43	299.43
Other Intangible Assets	776.1	743.78	627.38	539.29	496.05	392.45
Investments in Real Estate	2,237	1,923	1,836	1,670	1,070	1,253
Accrued Interest Receivable	3,149	932.54	797.55	676.81	577.83	445.74
Other Receivables	521.82	4,892	6,535	3,953	4,137	3,848
Restricted Cash	-	2,467	2,372	1,645	1,847	641.49
Other Current Assets	-	657.06	426.06	262.56	294.64	298.47
Long-Term Deferred Tax Assets	796.5	794.17	662.67	647.28	486.15	445.02
Other Long-Term Assets	0	0	-	0	-0	-0
Total Assets	149,393	140,971	125,434	117,157	106,417	89,566
Accrued Expenses	-	3,252	2,614	2,226	1,850	1,314
Interest Bearing Deposits	89,655	32,322	28,937	25,793	26,313	23,453
Non-Interest Bearing Deposits	-	52,762	45,915	43,360	37,303	30,855
Total Deposits	89,655	85,084	74,852	69,153	63,616	54,309
Current Portion of Long-Term Debt	-	148.1	144	144.26	269.26	1,110
Current Income Taxes Payable	373.68	657.98	799.37	462.4	398.36	331.47
Accrued Interest Payable	-	200.62	149.14	129.77	168.82	162.74
Other Current Liabilities	-	81.84	24.24	0.35	35.28	1.81
Long-Term Debt	39,943	36,833	35,876	34,395	30,140	24,363
Long-Term Leases	-	73.08	74.48	58.41	39.09	361.33
Pension & Post-Retirement Benefits	-	184.52	179	-	197.86	203.98
Long-Term Deferred Tax Liabilities	421.28	369.38	364.13	646.67	373.73	237.9
Other Long-Term Liabilities	10,364	5,650	2,814	2,858	3,482	1,747
Total Liabilities	140,757	132,534	117,891	110,074	100,571	84,142
Common Stock	3,150	3,150	3,052	3,052	2,832	2,832
Retained Earnings	615.44	875.88	710.39	669.09	603.04	80.66
Comprehensive Income & Other	4,057	3,619	3,045	2,818	1,897	1,999
Total Common Equity	7,822	7,645	6,808	6,539	5,332	4,912
Minority Interest	813.71	792.55	735.3	544.44	514.25	512.23
Shareholders' Equity	8,636	8,437	7,543	7,083	5,847	5,424
Total Liabilities & Equity	149,393	140,971	125,434	117,157	106,417	89,566
Total Debt	39,943	37,054	36,095	34,598	30,448	25,834
Net Cash (Debt)	-24,249	-25,309	-29,393	-26,153	-20,373	-17,273
Net Cash Per Share	-	-803.54	-963.07	-856.92	-719.28	-599.64
Filing Date Shares Outstanding	-	31.5	30.52	30.52	28.32	28.32
Total Common Shares Outstanding	-	31.5	30.52	30.52	28.32	28.32
Book Value Per Share	-	242.72	223.06	214.24	188.26	173.42
Tangible Book Value	6,750	6,605	5,884	5,824	4,537	4,220
Tangible Book Value Per Share	-	209.69	192.79	190.84	160.18	148.99

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.