CBSE:CIH Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	5,491	2,955	1,473	1,557	1,615
Investment Securities	14,109	11,656	10,903	11,941	6,580
Trading Asset Securities	7,427	8,760	5,229	6,887	8,460
Total Investments	21,536	20,415	16,132	18,829	15,039
Gross Loans	124,406	106,964	96,680	88,727	81,514
Allowance for Loan Losses	-	-5,703	-4,728	-3,743	-3,214
Other Adjustments to Gross Loans	-	-25.83	-24.11	-24.48	-20.81
Net Loans	124,406	101,236	91,928	84,959	78,280
Property, Plant & Equipment	3,991	3,659	2,348	2,243	2,275
Goodwill	296.53	296.53	296.53	174.88	299.43
Other Intangible Assets	860.97	743.78	627.38	539.29	496.05
Investments in Real Estate	2,073	1,923	1,836	1,670	1,070
Accrued Interest Receivable	3,478	932.54	797.55	676.81	577.83
Other Receivables	700.38	4,892	6,535	3,953	4,137
Restricted Cash	-	2,467	2,372	1,645	1,847
Other Current Assets	-	657.06	426.06	262.56	294.64
Long-Term Deferred Tax Assets	854.04	794.17	662.67	647.28	486.15
Other Long-Term Assets	0	0	-	0	-0
Total Assets	163,688	140,971	125,434	117,157	106,417
Accrued Expenses	8,063	3,252	2,614	2,226	1,850
Interest Bearing Deposits	99,500	32,322	28,937	25,793	26,313
Non-Interest Bearing Deposits	-	52,762	45,915	43,360	37,303
Total Deposits	99,500	85,084	74,852	69,153	63,616
Current Portion of Long-Term Debt	-	148.1	144	144.26	269.26
Current Income Taxes Payable	752.38	657.98	799.37	462.4	398.36
Accrued Interest Payable	-	200.62	149.14	129.77	168.82
Other Current Liabilities	-	81.84	24.24	0.35	35.28
Long-Term Debt	43,562	36,833	35,876	34,395	30,140
Long-Term Leases	-	73.08	74.48	58.41	39.09
Pension & Post-Retirement Benefits	-	184.52	179	-	197.86
Long-Term Deferred Tax Liabilities	438.71	369.38	364.13	646.67	373.73
Other Long-Term Liabilities	640.11	5,650	2,814	2,858	3,482
Total Liabilities	152,957	132,534	117,891	110,074	100,571
Common Stock	3,561	3,150	3,052	3,052	2,832
Retained Earnings	1,089	875.88	710.39	669.09	603.04
Comprehensive Income & Other	5,119	3,619	3,045	2,818	1,897
Total Common Equity	9,768	7,645	6,808	6,539	5,332
Minority Interest	963.02	792.55	735.3	544.44	514.25
Shareholders' Equity	10,731	8,437	7,543	7,083	5,847
Total Liabilities & Equity	163,688	140,971	125,434	117,157	106,417
Total Debt	43,562	37,054	36,095	34,598	30,448
Net Cash (Debt)	-30,644	-25,309	-29,393	-26,153	-20,373
Net Cash Per Share	-860.79	-803.54	-963.07	-856.92	-719.28
Filing Date Shares Outstanding	-	31.5	30.52	30.52	28.32
Total Common Shares Outstanding	-	31.5	30.52	30.52	28.32
Book Value Per Share	-	242.72	223.06	214.24	188.26
Tangible Book Value	8,611	6,605	5,884	5,824	4,537
Tangible Book Value Per Share	-	209.69	192.79	190.84	160.18

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.