Crédit Immobilier et Hôtelier, Société Anonyme (CBSE: CIH)

CBSE: CIH Balance Sheet

Financials in millions MAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	4,782	1,473	1,557	1,615	1,606	879.89
Investment Securities	12,129	10,903	11,941	6,580	6,268	3,127
Trading Asset Securities	7,868	5,229	6,887	8,460	6,956	6,891
Total Investments	19,997	16,132	18,829	15,039	13,224	10,018
Gross Loans	100,310	96,680	88,727	81,514	68,141	56,423
Allowance for Loan Losses	-	-4,728	-3,743	-3,214	-3,165	-2,299
Other Adjustments to Gross Loans	-	-24.11	-24.48	-20.81	-18.72	-
Net Loans	100,310	91,928	84,959	78,280	64,958	54,124
Property, Plant & Equipment	2,342	2,348	2,243	2,275	2,156	2,071
Goodwill	296.53	296.53	174.88	299.43	299.43	299.43
Other Intangible Assets	717.66	627.38	539.29	496.05	392.45	213.57
Investments in Real Estate	1,906	1,836	1,670	1,070	1,253	1,260
Accrued Interest Receivable	3,944	797.55	676.81	577.83	445.74	314.74
Other Receivables	520.48	6,535	3,953	4,137	3,848	3,929
Restricted Cash	-	2,372	1,645	1,847	641.49	1,694
Other Current Assets	-	426.06	262.56	294.64	298.47	166.79
Long-Term Deferred Tax Assets	764.77	662.67	647.28	486.15	445.02	164.54
Other Long-Term Assets	-0	-	0	-0	-0	0
Total Assets	135,581	125,434	117,157	106,417	89,566	75,134
Accrued Expenses	6,904	2,614	2,226	1,850	1,314	937.69
Interest Bearing Deposits	79,467	28,937	25,793	26,313	23,453	20,442
Non-Interest Bearing Deposits	-	45,915	43,360	37,303	30,855	24,138
Total Deposits	79,467	74,852	69,153	63,616	54,309	44,580
Current Portion of Long-Term Debt	-	144	144.26	269.26	1,110	110.96
Current Income Taxes Payable	499.01	799.37	462.4	398.36	331.47	290.8
Accrued Interest Payable	-	149.14	129.77	168.82	162.74	161.76
Other Current Liabilities	-	24.24	0.35	35.28	1.81	0.4
Long-Term Debt	39,382	35,876	34,395	30,140	24,363	20,395
Long-Term Leases	-	74.48	58.41	39.09	361.33	260.07
Pension & Post-Retirement Benefits	-	179	-	197.86	203.98	191.97
Long-Term Deferred Tax Liabilities	458.6	364.13	646.67	373.73	237.9	140.83
Other Long-Term Liabilities	701.88	2,814	2,858	3,482	1,747	2,577
Total Liabilities	127,411	117,891	110,074	100,571	84,142	69,647
Common Stock	3,150	3,052	3,052	2,832	2,832	2,832
Retained Earnings	657.22	710.39	669.09	603.04	80.66	426.38
Comprehensive Income & Other	3,612	3,045	2,818	1,897	1,999	1,858
Total Common Equity	7,419	6,808	6,539	5,332	4,912	5,117
Minority Interest	749.97	735.3	544.44	514.25	512.23	370.43
Shareholders' Equity	8,169	7,543	7,083	5,847	5,424	5,488
Total Liabilities & Equity	135,581	125,434	117,157	106,417	89,566	75,134
Total Debt	39,382	36,095	34,598	30,448	25,834	20,766
Net Cash (Debt)	-26,732	-29,393	-26,153	-20,373	-17,273	-12,996
Net Cash Per Share	-875.89	-963.07	-856.92	-719.28	-599.64	-458.81
Filing Date Shares Outstanding	30.52	30.52	30.52	28.32	28.32	28.32
Total Common Shares Outstanding	30.52	30.52	30.52	28.32	28.32	28.32
Book Value Per Share	243.10	223.06	214.24	188.26	173.42	180.66
Tangible Book Value	6,405	5,884	5,824	4,537	4,220	4,604
Tangible Book Value Per Share	209.87	192.79	190.84	160.18	148.99	162.55

Source: S&P Capital IQ. Banks template. Financial Sources.