Maroc Leasing S.A. (CBSE:MLE)

Maroc Leasing Income Statement

Financials in millions MAD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	0.52	1.42	1.52	2.26	1.43
Total Interest Expense	425.33	403.73	382.38	370.02	381.63
Net Interest Income	-424.82	-402.31	-380.87	-367.76	-380.2
Other Revenue	4,098	3,989	3,772	3,763	3,500
Revenue Before Loan Losses	3,673	3,586	3,391	3,395	3,120
Provision for Loan Losses	92.48	116.84	95.79	117.01	-9.81
Revenue	3,581	3,470	3,295	3,278	3,130
Revenue Growth (YoY)	3.20%	5.30%	0.51%	4.73%	-4.90%
Salaries & Employee Benefits	56.03	52.98	50.71	48.72	46.73
Cost of Services Provided	3,323	3,205	3,081	3,049	2,864
Other Operating Expenses	6.82	20.25	0.24	23.72	1.42
Total Operating Expenses	3,397	3,288	3,141	3,129	3,087
Operating Income	183.39	181.31	153.67	149.27	42.87
EBT Excluding Unusual Items	183.39	181.31	153.67	149.27	42.87
Other Unusual Items	-8.41	-1.7	-34.58	-3	5.44
Pretax Income	174.97	179.61	119.09	146.27	48.31
Income Tax Expense	69.67	75.44	50.21	55.53	28.9
Net Income	105.3	104.17	68.88	90.74	19.41
Net Income to Common	105.3	104.17	68.88	90.74	19.41
Net Income Growth	1.09%	51.24%	-24.09%	367.59%	-73.13%
Shares Outstanding (Basic)	3	3	-	-	3
Shares Outstanding (Diluted)	3	3	-	-	3
Shares Change (YoY)	1.09%	-	-	-	-0.20%
EPS (Basic)	38.00	38.00	-	-	7.00
EPS (Diluted)	38.00	38.00	-	-	7.00
EPS Growth	0%	-	-	-	-73.08%
Free Cash Flow	38.87	38.87	38.87	33.31	-
Free Cash Flow Per Share	14.03	14.18	-	-	-
Dividend Per Share	14.000	14.000	14.000	-	12.000
Operating Margin	5.12%	5.23%	4.66%	4.55%	1.37%
Profit Margin	2.94%	3.00%	2.09%	2.77%	0.62%
Free Cash Flow Margin	1.09%	1.12%	1.18%	1.02%	-
Effective Tax Rate	39.82%	42.00%	42.16%	37.97%	59.83%

Updated Apr 30, 2024. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.