Maroc Leasing Income Statement

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	-0.96	0.52	1.42	1.52	2.26	1.43
Total Interest Expense	439.89	425.33	403.73	382.38	370.02	381.63
Net Interest Income	-440.85	-424.82	-402.31	-380.87	-367.76	-380.2
Other Revenue	4,256	4,098	3,989	3,772	3,763	3,500
Revenue Before Loan Losses	3,816	3,673	3,586	3,391	3,395	3,120
Provision for Loan Losses	106.87	92.48	116.84	95.79	117.01	-9.81
Revenue	3,709	3,581	3,470	3,295	3,278	3,130
Revenue Growth (YoY)	6.21%	3.20%	5.30%	0.51%	4.73%	-4.90%
Salaries & Employee Benefits	56.99	56.03	52.98	50.71	48.72	46.73
Cost of Services Provided	3,422	3,323	3,205	3,081	3,049	2,864
Other Operating Expenses	10.38	6.82	20.25	0.24	23.72	1.42
Total Operating Expenses	3,500	3,397	3,288	3,141	3,129	3,087
Operating Income	208.79	183.39	181.31	153.67	149.27	42.87
EBT Excluding Unusual Items	208.79	183.39	181.31	153.67	149.27	42.87
Other Unusual Items	-14.64	-8.41	-1.7	-34.58	-3	5.44
Pretax Income	194.15	174.97	179.61	119.09	146.27	48.31
Income Tax Expense	78.46	69.67	75.44	50.21	55.53	28.9
Net Income	115.69	105.3	104.17	68.88	90.74	19.41
Net Income to Common	115.69	105.3	104.17	68.88	90.74	19.41
Net Income Growth	13.06%	1.09%	51.24%	-24.09%	367.59%	-73.13%
Shares Outstanding (Basic)	3	3	3	-	-	3
Shares Outstanding (Diluted)	3	3	3	-	-	3
Shares Change (YoY)	-	1.09%	-	-	-	-0.20%
EPS (Basic)	41.66	38.00	38.00	-	-	7.00
EPS (Diluted)	41.66	38.00	38.00	-	-	7.00
EPS Growth	-	0%	-	-	-	-73.08%
Free Cash Flow	-	38.87	38.87	38.87	33.31	-
Free Cash Flow Per Share	-	14.03	14.18	-	-	-
Dividend Per Share	-	14.000	14.000	14.000	-	12.000
Operating Margin	5.63%	5.12%	5.23%	4.66%	4.55%	1.37%
Profit Margin	3.12%	2.94%	3.00%	2.09%	2.77%	0.62%
Free Cash Flow Margin	-	1.09%	1.12%	1.18%	1.02%	-
Effective Tax Rate	40.41%	39.82%	42.00%	42.16%	37.97%	59.83%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.