Sanlam Maroc (CBSE:SAH)

Sanlam Maroc Statistics

Total Valuation

Sanlam Maroc has a market cap or net worth of MAD 7.83 billion. The enterprise value is 8.06 billion.

Market Cap	7.83B
Enterprise Value	8.06B

Important Dates

The next estimated earnings date is Friday, October 31, 2025.

Earnings Date	Oct 31, 2025
Ex-Dividend Date	Aug 25, 2025

Share Statistics

Sanlam Maroc has 4.12 million shares outstanding.

Current Share Class	4.12M
Shares Outstanding	4.12M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 11.50 and the forward PE ratio is 8.36.

PE Ratio	11.50
Forward PE	8.36
PS Ratio	1.05
PB Ratio	1.34
P/TBV Ratio	1.77
P/FCF Ratio	1.05
P/OCF Ratio	1.04
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.40, with an EV/FCF ratio of 1.08.

EV / Earnings	11.84
EV / Sales	1.08
EV / EBITDA	7.40
EV / EBIT	8.45
EV / FCF	1.08

Financial Position

The company has a current ratio of 3.05, with a Debt / Equity ratio of 0.10.

Current Ratio	3.05
Quick Ratio	2.20
Debt / Equity	0.10
Debt / EBITDA	0.56
Debt / FCF	0.08
Interest Coverage	12,930.99

Financial Efficiency

Return on equity (ROE) is 12.07% and return on invested capital (ROIC) is 9.53%.

Return on Equity (ROE)	12.07%
Return on Assets (ROA)	2.40%
Return on Invested Capital (ROIC)	9.53%
Return on Capital Employed (ROCE)	4.01%
Revenue Per Employee	11.10M
Profits Per Employee	1.01M
Employee Count	672
Asset Turnover	0.30
Inventory Turnover	4.46

Taxes

In the past 12 months, Sanlam Maroc has paid 273.18 million in taxes.

Income Tax	273.18M
Effective Tax Rate	28.65%

Stock Price Statistics

The stock price has increased by +1.67% in the last 52 weeks. The beta is 0.08, so Sanlam Maroc's price volatility has been lower than the market average.

Beta (5Y)	0.08
52-Week Price Change	+1.67%
50-Day Moving Average	2,037.60
200-Day Moving Average	1,933.85
Relative Strength Index (RSI)	42.92
Average Volume (20 Days)	207

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Sanlam Maroc had revenue of MAD 7.46 billion and earned 680.46 million in profits. Earnings per share was 165.29.

Revenue	7.46B
Gross Profit	1.98B
Operating Income	943.96M
Pretax Income	953.64M
Net Income	680.46M
EBITDA	1.08B
EBIT	943.96M
Earnings Per Share (EPS)	165.29

Balance Sheet

The company has 371.49 million in cash and 604.89 million in debt, giving a net cash position of -233.41 million or -56.70 per share.

Cash & Cash Equivalents	371.49M
Total Debt	604.89M
Net Cash	-233.41M
Net Cash Per Share	-56.70
Equity (Book Value)	5.82B
Book Value Per Share	1,414.04
Working Capital	3.74B

Cash Flow

In the last 12 months, operating cash flow was 7.51 billion and capital expenditures -48.29 million, giving a free cash flow of 7.46 billion.

Operating Cash Flow	7.51B
Capital Expenditures	-48.29M
Free Cash Flow	7.46B
FCF Per Share	1,813.11

Margins

Gross margin is 26.55%, with operating and profit margins of 12.65% and 9.12%.

Gross Margin	26.55%
Operating Margin	12.65%
Pretax Margin	12.78%
Profit Margin	9.12%
EBITDA Margin	14.47%
EBIT Margin	12.65%
FCF Margin	100.03%

Dividends & Yields

This stock pays an annual dividend of 81.00, which amounts to a dividend yield of 4.26%.

Dividend Per Share	81.00
Dividend Yield	4.26%
Dividend Growth (YoY)	5.19%
Years of Dividend Growth	3
Payout Ratio	46.62%
Buyback Yield	n/a
Shareholder Yield	4.15%
Earnings Yield	8.69%
FCF Yield	95.38%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6