Sanlam Maroc (CBSE:SAH)
Morocco · Delayed Price · Currency is MAD 2,940.00
-10.00 (-0.34%)
At close: Aug 10, 2026
Sanlam Maroc Financials Overview
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 7,135 | 7,135 | 6,658 | 6,975 | 5,449 | 6,858 |
Revenue Growth | -3.60% | 7.18% | -4.56% | 28.02% | -20.55% | 24.69% |
Operating Income Operating Income Growth | 1,250 | 1,250 | 961.37 | 726.32 | -203.01 | 994.92 |
Net Income Net Income Growth | 676.52 | 676.52 | 690.92 | 559.43 | -70.18 | 606.86 |
Earnings Per Share EPS Growth | 164.33 | 164.33 | 167.83 | 135.89 | -17.05 | 147.41 |
EPS Growth | -3.90% | -2.08% | 23.50% | - | - | 206.24% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Insurance Insurance Growth | 6,448 | 6,448 | 5,919 | 6,153 | 5,955 | 5,621 |
Other Non-Insurance Activities Other Non-Insurance Activities Growth | 127.85 | 127.85 | 104.92 | 100.58 | 114.3 | 105.61 |
Intra-Group Eliminations and Other Restatement Intra-Group Eliminations and Other Restatement Growth | -2.57 | -2.57 | -4.55 | -6.13 | -27.08 | -25.29 |
Total Total Growth | 6,573 | 6,573 | 6,019 | 6,247 | 6,042 | 5,701 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 162.74 | 162.74 | 371.49 | 424.93 | 514.9 | 366.13 |
Total Debt Total Debt Growth | 916.73 | 916.73 | 604.89 | 506.67 | 642.48 | 521.36 |
Net Cash (Debt) Net Cash Growth | -754 | -754 | -233.41 | -81.74 | -127.58 | -155.23 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -183.15 | -183.15 | -56.70 | -19.85 | -30.99 | -37.70 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 12,774 | 12,774 | 7,513 | 5,138 | 10,949 | 16,771 |
Capital Expenditures CapEx Growth | -491.25 | -491.25 | -48.29 | -113.51 | -52.34 | -168.47 |
Free Cash Flow Free Cash Flow Growth | 12,282 | 12,282 | 7,464 | 5,024 | 10,897 | 16,603 |
Free Cash Flow Growth | 164.01% | 64.55% | 48.57% | -53.89% | -34.37% | 1360.23% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 17.51% | 17.51% | 14.44% | 10.41% | -3.73% | 14.51% |
Pretax Margin | 17.66% | 17.66% | 14.59% | 10.51% | -3.41% | 14.56% |
Profit Margin | 9.48% | 9.48% | 10.38% | 8.02% | -1.29% | 8.85% |
FCF Margin | 172.13% | 172.13% | 112.12% | 72.03% | 199.99% | 242.10% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 98.000 | 98.000 | 81.000 | 77.000 | 36.000 | 35.000 |
Dividend Per Share Growth | 20.99% | 20.99% | 5.20% | 113.89% | 2.86% | 75.00% |
Dividend Yield | 3.33% | 4.58% | 4.60% | 6.40% | 4.05% | 2.76% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 13.14 | 13.02 | 10.90 | 9.56 | - | 9.84 |
Forward PE | 14.13 | 11.13 | 12.66 | 12.51 | 13.31 | 13.31 |
P/FCF Ratio | 1.28 | 0.72 | 1.01 | 1.06 | 0.37 | 0.36 |
PS Ratio | 2.20 | 1.24 | 1.13 | 0.77 | 0.75 | 0.87 |