SanlamAllianz Maroc (CBSE:SAH)
Morocco flag Morocco · Delayed Price · Currency is MAD
3,099.00
+214.00 (7.42%)
At close: Oct 22, 2026

SanlamAllianz Maroc Financials Overview

Millions MAD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
5,5727,1356,6586,9755,4496,858
Revenue Growth
-21.91%7.18%-4.56%28.02%-20.55%24.69%
Operating Income
-985.41,250961.37726.32-203.01994.92
Net Income
-589.24676.52690.92559.43-70.18606.86
Earnings Per Share
-164.33167.83135.89-17.05147.41
EPS Growth
--2.08%23.50%--206.24%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Insurance
6,4485,9196,1535,9555,621
Other Non-Insurance Activities
127.85104.92100.58114.3105.61
Intra-Group Eliminations and Other Restatement
-2.57-4.55-6.13-27.08-25.29
Total
6,5736,0196,2476,0425,701

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
-492.88162.74371.49424.93514.9366.13
Total Debt
13.97916.73604.89506.67642.48521.36
Net Cash (Debt)
-506.85-754-233.41-81.74-127.58-155.23
Net Cash Growth
------
Net Cash Per Share
--183.15-56.70-19.85-30.99-37.70

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
10,76612,7747,5135,13810,94916,771
Capital Expenditures
-478.22-491.25-48.29-113.51-52.34-168.47
Free Cash Flow
10,28712,2827,4645,02410,89716,603
Free Cash Flow Growth
-16.24%64.55%48.57%-53.89%-34.37%1360.23%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
-17.69%17.51%14.44%10.41%-3.73%14.51%
Pretax Margin
-17.60%17.66%14.59%10.51%-3.41%14.56%
Profit Margin
-10.57%9.48%10.38%8.02%-1.29%8.85%
FCF Margin
184.63%172.13%112.12%72.03%199.99%242.10%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
98.00098.00081.00077.00036.00035.000
Dividend Per Share Growth
20.99%20.99%5.20%113.89%2.86%75.00%
Dividend Yield
3.16%4.58%4.43%5.93%3.64%2.41%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
-13.0210.909.56-9.84
Forward PE
17.4211.1312.6612.5113.3113.31
P/FCF Ratio
1.610.721.011.060.370.36
PS Ratio
2.971.241.130.770.750.87