Sanlam Maroc (CBSE:SAH)
Morocco · Delayed Price · Currency is MAD 2,886.00
+58.00 (2.05%)
At close: Aug 28, 2026
Sanlam Maroc Ratios and Metrics
Market cap in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 15,417 | 8,810 | 7,530 | 5,348 | 4,076 | 5,969 | |
Market Cap Growth | 79.00% | 17.00% | 40.80% | 31.21% | -31.72% | 13.46% |
Enterprise Value | 16,171 | 9,044 | 7,610 | 5,283 | 4,218 | 6,019 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.90 | 13.02 | 10.90 | 9.56 | - | 9.84 |
PS Ratio | 2.16 | 1.24 | 1.13 | 0.77 | 0.75 | 0.87 |
PB Ratio | 2.54 | 1.45 | 1.31 | 0.98 | 0.81 | 1.13 |
P/FCF Ratio | 1.26 | 0.72 | 1.01 | 1.06 | 0.37 | 0.36 |
P/OCF Ratio | 1.21 | 0.69 | 1.00 | 1.04 | 0.37 | 0.36 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 2.27 | 1.27 | 1.14 | 0.76 | 0.77 | 0.88 |
EV/EBITDA Ratio | 10.29 | 5.78 | 7.41 | 6.21 | - | 4.74 |
EV/EBIT Ratio | 12.88 | 7.24 | 7.92 | 7.27 | - | 6.05 |
EV/FCF Ratio | 1.32 | 0.74 | 1.02 | 1.05 | 0.39 | 0.36 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.15 | 0.15 | 0.11 | 0.09 | 0.13 | 0.10 |
Debt / EBITDA Ratio | 0.59 | 0.59 | 0.59 | 0.60 | - | 0.41 |
Debt / FCF Ratio | 0.08 | 0.08 | 0.08 | 0.10 | 0.06 | 0.03 |
Net Debt / Equity Ratio | 0.12 | 0.12 | 0.04 | 0.02 | 0.03 | 0.03 |
Net Debt / EBITDA Ratio | 0.48 | 0.48 | 0.23 | 0.10 | -1.60 | 0.12 |
Net Debt / FCF Ratio | 0.06 | 0.06 | 0.03 | 0.02 | 0.01 | 0.01 |
Quick Ratio | 15.68 | 15.68 | 20.39 | 16.36 | 2.40 | 2.05 |
Current Ratio | 16.97 | 16.97 | 22.71 | 17.55 | 3.45 | 3.00 |
Asset Turnover | 0.31 | 0.31 | 0.29 | 0.30 | 0.24 | 0.30 |
Return on Equity (ROE) | 15.62% | 15.62% | 12.36% | 10.67% | -1.36% | 12.10% |
Return on Assets (ROA) | 3.35% | 3.35% | 2.61% | 1.95% | -0.55% | 2.73% |
Return on Invested Capital (ROIC) | 13.72% | 13.72% | 11.13% | 9.52% | -3.53% | 11.24% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 4.39% | 7.68% | 9.18% | 10.46% | -1.72% | 10.17% |
FCF Yield | 79.67% | 139.41% | 99.13% | 93.95% | 267.37% | 278.13% |
Dividend Yield | 3.34% | 4.74% | 4.76% | 6.63% | 4.19% | 2.85% |
Payout Ratio | 49.33% | 49.33% | 45.92% | 26.49% | - | 13.57% |
Total Shareholder Return | 3.34% | 4.74% | 4.76% | 6.63% | 4.19% | 2.85% |