Salafin S.A. (CBSE: SLF)
Morocco
· Delayed Price · Currency is MAD 544.00
-25.00 (-4.39%)
At close: Nov 15, 2024
Salafin Income Statement
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '24 Jun 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest and Dividend Income | 246.43 | 250.72 | 257.62 | 265.77 | 249.65 | 284.41 | Upgrade
|
| Total Interest Expense | 66.29 | 67.25 | 68.51 | 74.76 | 80.06 | 87.06 | Upgrade
|
| Net Interest Income | 180.14 | 183.47 | 189.11 | 191.01 | 169.59 | 197.36 | Upgrade
|
| Commissions and Fees | 145.47 | 146.03 | 141.31 | 130.92 | 126.27 | 132.3 | Upgrade
|
| Other Revenue | 456.12 | 477.82 | 481.96 | 495.37 | 494.15 | 591.06 | Upgrade
|
| Revenue Before Loan Losses | 781.73 | 807.31 | 812.38 | 817.31 | 790.01 | 920.72 | Upgrade
|
| Provision for Loan Losses | 88.22 | 95.37 | 101.32 | 100.07 | 217.33 | 82.2 | Upgrade
|
| Revenue | 693.51 | 711.94 | 711.06 | 717.24 | 572.68 | 838.52 | Upgrade
|
| Revenue Growth (YoY) | -1.53% | 0.12% | -0.86% | 25.24% | -31.70% | -1.51% | Upgrade
|
| Salaries & Employee Benefits | 65.26 | 67.45 | 70.57 | 70.11 | 62.96 | 54.92 | Upgrade
|
| Cost of Services Provided | 452.38 | 475.12 | 479.17 | 489.53 | 483.1 | 563.23 | Upgrade
|
| Other Operating Expenses | -0.33 | 0.48 | 1.44 | 8.2 | 23.36 | 3.76 | Upgrade
|
| Total Operating Expenses | 529.33 | 555.03 | 563.73 | 579.88 | 581.02 | 632.89 | Upgrade
|
| Operating Income | 164.18 | 156.91 | 147.33 | 137.36 | -8.34 | 205.63 | Upgrade
|
| EBT Excluding Unusual Items | 164.18 | 156.91 | 147.33 | 137.36 | -8.34 | 205.63 | Upgrade
|
| Other Unusual Items | -8.8 | -7.6 | -7.76 | -0.4 | -5.72 | -1.01 | Upgrade
|
| Pretax Income | 155.38 | 149.31 | 139.57 | 136.95 | -14.06 | 204.62 | Upgrade
|
| Income Tax Expense | 62.16 | 58.73 | 53.82 | 52.23 | 2.31 | 74.24 | Upgrade
|
| Net Income | 93.22 | 90.58 | 85.75 | 84.73 | -16.37 | 130.38 | Upgrade
|
| Net Income to Common | 93.22 | 90.58 | 85.75 | 84.73 | -16.37 | 130.38 | Upgrade
|
| Net Income Growth | 20.69% | 5.63% | 1.21% | - | - | 2.60% | Upgrade
|
| Shares Outstanding (Basic) | 3 | 3 | 3 | 3 | 3 | 3 | Upgrade
|
| Shares Outstanding (Diluted) | 3 | 3 | 3 | 3 | 3 | 3 | Upgrade
|
| Shares Change (YoY) | 4.28% | -1.66% | 1.21% | -4.13% | 10.47% | 0.27% | Upgrade
|
| EPS (Basic) | 28.91 | 29.00 | 27.00 | 27.00 | -5.00 | 44.00 | Upgrade
|
| EPS (Diluted) | 28.91 | 29.00 | 27.00 | 27.00 | -5.00 | 44.00 | Upgrade
|
| EPS Growth | 15.74% | 7.41% | 0.00% | - | - | 2.33% | Upgrade
|
| Free Cash Flow | -153.14 | 38.88 | 210.38 | 358.22 | 182.86 | 132.62 | Upgrade
|
| Free Cash Flow Per Share | -47.49 | 12.45 | 66.24 | 114.15 | 55.86 | 44.76 | Upgrade
|
| Dividend Per Share | 14.250 | 14.250 | 13.500 | 26.550 | - | 44.000 | Upgrade
|
| Dividend Growth | 5.56% | 5.56% | -49.15% | - | - | - | Upgrade
|
| Operating Margin | 23.67% | 22.04% | 20.72% | 19.15% | -1.46% | 24.52% | Upgrade
|
| Profit Margin | 13.44% | 12.72% | 12.06% | 11.81% | -2.86% | 15.55% | Upgrade
|
| Free Cash Flow Margin | -22.08% | 5.46% | 29.59% | 49.94% | 31.93% | 15.82% | Upgrade
|
| Effective Tax Rate | 40.01% | 39.34% | 38.56% | 38.13% | - | 36.28% | Upgrade
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| Revenue as Reported | 843.92 | 871.24 | 877.49 | - | - | - | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.