Salafin S.A. (CBSE:SLF)
Morocco · Delayed Price · Currency is MAD 618.00
0.00 (0.00%)
At close: Nov 28, 2025
Salafin Income Statement
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Interest and Dividend Income | 227.25 | 234.29 | 250.72 | 257.62 | 265.77 | 249.65 | Upgrade |
Total Interest Expense | 63.44 | 65.58 | 67.25 | 68.51 | 74.76 | 80.06 | Upgrade |
Net Interest Income | 163.81 | 168.72 | 183.47 | 189.11 | 191.01 | 169.59 | Upgrade |
Commissions and Fees | 147.72 | 144.38 | 146.03 | 141.31 | 130.92 | 126.27 | Upgrade |
Other Revenue | 439.66 | 442.31 | 477.82 | 481.96 | 495.37 | 494.15 | Upgrade |
Revenue Before Loan Losses | 751.2 | 755.41 | 807.31 | 812.38 | 817.31 | 790.01 | Upgrade |
Provision for Loan Losses | 72.97 | 77.76 | 95.37 | 101.32 | 100.07 | 217.33 | Upgrade |
| 678.23 | 677.66 | 711.94 | 711.06 | 717.24 | 572.68 | Upgrade | |
Revenue Growth (YoY) | -2.20% | -4.82% | 0.12% | -0.86% | 25.24% | -31.70% | Upgrade |
Salaries & Employee Benefits | 66.91 | 65.8 | 67.45 | 70.57 | 70.11 | 62.96 | Upgrade |
Cost of Services Provided | 426.72 | 435.89 | 475.12 | 479.17 | 489.53 | 483.1 | Upgrade |
Other Operating Expenses | -0.9 | -0.68 | 0.48 | 1.44 | 8.2 | 23.36 | Upgrade |
Total Operating Expenses | 502.93 | 511.88 | 555.03 | 563.73 | 579.88 | 581.02 | Upgrade |
Operating Income | 175.3 | 165.78 | 156.91 | 147.33 | 137.36 | -8.34 | Upgrade |
EBT Excluding Unusual Items | 175.3 | 165.78 | 156.91 | 147.33 | 137.36 | -8.34 | Upgrade |
Other Unusual Items | -9.88 | -9.63 | -7.6 | -7.76 | -0.4 | -5.72 | Upgrade |
Pretax Income | 165.42 | 156.14 | 149.31 | 139.57 | 136.95 | -14.06 | Upgrade |
Income Tax Expense | 67.26 | 63 | 58.73 | 53.82 | 52.23 | 2.31 | Upgrade |
Net Income | 98.16 | 93.15 | 90.58 | 85.75 | 84.73 | -16.37 | Upgrade |
Net Income to Common | 98.16 | 93.15 | 90.58 | 85.75 | 84.73 | -16.37 | Upgrade |
Net Income Growth | 5.30% | 2.84% | 5.63% | 1.21% | - | - | Upgrade |
Shares Outstanding (Basic) | 3 | 3 | 3 | 3 | 3 | 3 | Upgrade |
Shares Outstanding (Diluted) | 3 | 3 | 3 | 3 | 3 | 3 | Upgrade |
Shares Change (YoY) | -5.17% | -0.59% | -1.66% | 1.21% | -4.13% | 10.47% | Upgrade |
EPS (Basic) | 32.10 | 30.00 | 29.00 | 27.00 | 27.00 | -5.00 | Upgrade |
EPS (Diluted) | 32.10 | 30.00 | 29.00 | 27.00 | 27.00 | -5.00 | Upgrade |
EPS Growth | 11.05% | 3.45% | 7.41% | 0% | - | - | Upgrade |
Free Cash Flow | 158.07 | -239.39 | 38.88 | 210.38 | 358.22 | 182.86 | Upgrade |
Free Cash Flow Per Share | 51.69 | -77.10 | 12.45 | 66.24 | 114.15 | 55.86 | Upgrade |
Dividend Per Share | 14.750 | 14.750 | 14.250 | 13.500 | 26.550 | - | Upgrade |
Dividend Growth | 3.51% | 3.51% | 5.56% | -49.15% | - | - | Upgrade |
Operating Margin | 25.85% | 24.46% | 22.04% | 20.72% | 19.15% | -1.46% | Upgrade |
Profit Margin | 14.47% | 13.74% | 12.72% | 12.06% | 11.81% | -2.86% | Upgrade |
Free Cash Flow Margin | 23.31% | -35.33% | 5.46% | 29.59% | 49.94% | 31.93% | Upgrade |
Effective Tax Rate | 40.66% | 40.34% | 39.34% | 38.56% | 38.13% | - | Upgrade |
Revenue as Reported | 811.52 | 817.65 | 871.24 | 877.49 | - | - | Upgrade |
Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.