Salafin S.A. (CBSE:SLF)
Morocco flag Morocco · Delayed Price · Currency is MAD
421.00
-4.90 (-1.15%)
At close: Oct 9, 2026

Salafin Financials Overview

Millions MAD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
713.45689.72677.66711.94711.06717.24
Revenue Growth
3.44%1.78%-4.82%0.12%-0.86%25.24%
Operating Income
205.25200.34165.78156.91147.33137.36
Net Income
99.4696.1293.1590.5885.7584.73
Earnings Per Share
-31.0030.0029.0027.0027.00
EPS Growth
-3.33%3.45%7.41%0%-

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
0.070.070.070.080.080.07
Total Debt
1,3001,5801,3341,4981,7441,914
Net Cash (Debt)
-1,300-1,580-1,334-1,498-1,744-1,914
Net Cash Growth
------
Net Cash Per Share
--509.58-429.74-479.65-549.17-609.78

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-236.33-235.7144.42218.81364.88
Capital Expenditures
--4.05-3.68-5.54-8.43-6.66
Free Cash Flow
-232.29-239.3938.88210.38358.22
Free Cash Flow Growth
----81.52%-41.27%95.90%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
28.77%29.05%24.46%22.04%20.72%19.15%
Pretax Margin
27.72%27.76%23.04%20.97%19.63%19.09%
Profit Margin
13.94%13.94%13.74%12.72%12.06%11.81%
FCF Margin
-33.68%-35.33%5.46%29.59%49.94%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
30.00030.00014.75014.25013.50026.550
Dividend Per Share Growth
1.69%103.39%3.51%5.56%-49.15%-
Dividend Yield
7.13%6.02%3.00%3.21%2.90%5.16%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.2217.2318.3817.9320.7725.07
Forward PE
-19.3119.3119.3119.3119.10
P/FCF Ratio
-7.13-41.788.475.93
PS Ratio
1.842.402.532.282.502.96