Salafin S.A. (CBSE:SLF)
Morocco flag Morocco · Delayed Price · Currency is MAD
440.00
-5.00 (-1.12%)
At close: Aug 10, 2026

Salafin Financials Overview

Millions MAD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
689.72689.72677.66711.94711.06717.24
Revenue Growth
1.69%1.78%-4.82%0.12%-0.86%25.24%
Operating Income
200.34200.34165.78156.91147.33137.36
Net Income
96.1296.1293.1590.5885.7584.73
Earnings Per Share
31.0031.0030.0029.0027.0027.00
EPS Growth
-3.42%3.33%3.45%7.41%0%-

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
0.070.070.070.080.080.07
Total Debt
1,5801,5801,3341,4981,7441,914
Net Cash (Debt)
-1,580-1,580-1,334-1,498-1,744-1,914
Net Cash Growth
------
Net Cash Per Share
-509.58-509.58-429.74-479.65-549.17-609.78

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
236.33236.33-235.7144.42218.81364.88
Capital Expenditures
-4.05-4.05-3.68-5.54-8.43-6.66
Free Cash Flow
232.29232.29-239.3938.88210.38358.22
Free Cash Flow Growth
46.95%---81.52%-41.27%95.90%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
29.05%29.05%24.46%22.04%20.72%19.15%
Pretax Margin
27.76%27.76%23.04%20.97%19.63%19.09%
Profit Margin
13.94%13.94%13.74%12.72%12.06%11.81%
FCF Margin
33.68%33.68%-35.33%5.46%29.59%49.94%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
30.00030.00014.75014.25013.50026.550
Dividend Per Share Growth
1.69%103.39%3.51%5.56%-49.15%-
Dividend Yield
6.82%6.02%3.00%3.21%2.90%5.16%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.1917.2318.3817.9320.7725.07
Forward PE
-19.3119.3119.3119.3119.10
P/FCF Ratio
5.927.13-41.788.475.93
PS Ratio
1.992.402.532.282.502.96