Salafin S.A. (CBSE:SLF)
Morocco flag Morocco · Delayed Price · Currency is MAD
410.00
-10.00 (-2.38%)
At close: Oct 30, 2026

Salafin Financials Overview

Millions MAD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
713.45689.72677.66711.94711.06717.24
Revenue Growth
3.44%1.78%-4.82%0.12%-0.86%25.24%
Operating Income
205.25200.34165.78156.91147.33137.36
Net Income
99.4696.1293.1590.5885.7584.73
Earnings Per Share
32.0031.0030.0029.0027.0027.00
EPS Growth
3.24%3.33%3.45%7.41%0%-

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
0.070.070.070.080.080.07
Total Debt
1,3001,5801,3341,4981,7441,914
Net Cash (Debt)
-1,300-1,580-1,334-1,498-1,744-1,914
Net Cash Growth
------
Net Cash Per Share
-418.25-509.58-429.74-479.65-549.17-609.78

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-384.93236.33-235.7144.42218.81364.88
Capital Expenditures
-7.39-4.05-3.68-5.54-8.43-6.66
Free Cash Flow
-392.32232.29-239.3938.88210.38358.22
Free Cash Flow Growth
----81.52%-41.27%95.90%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
28.77%29.05%24.46%22.04%20.72%19.15%
Pretax Margin
27.72%27.76%23.04%20.97%19.63%19.09%
Profit Margin
13.94%13.94%13.74%12.72%12.06%11.81%
FCF Margin
-54.99%33.68%-35.33%5.46%29.59%49.94%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
30.00030.00014.75014.25013.50026.550
Dividend Per Share Growth
1.69%103.39%3.51%5.56%-49.15%-
Dividend Yield
7.32%5.66%2.69%2.74%2.37%3.90%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.8117.2318.3817.9320.7725.07
Forward PE
-19.3119.3119.3119.3119.10
P/FCF Ratio
-7.13-41.788.475.93
PS Ratio
1.802.402.532.282.502.96