Salafin S.A. (CBSE:SLF)

Salafin Statistics

Total Valuation

Salafin has a market cap or net worth of MAD 1.93 billion.

Market Cap	1.93B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, December 24, 2025.

Earnings Date	Dec 24, 2025
Ex-Dividend Date	Jun 6, 2025

Share Statistics

Salafin has 3.12 million shares outstanding. The number of shares has decreased by -5.17% in one year.

Current Share Class	3.12M
Shares Outstanding	3.12M
Shares Change (YoY)	-5.17%
Shares Change (QoQ)	+3.80%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 19.25.

PE Ratio	19.25
Forward PE	n/a
PS Ratio	2.85
PB Ratio	2.35
P/TBV Ratio	3.35
P/FCF Ratio	12.21
P/OCF Ratio	11.95
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.31, with a Debt / Equity ratio of 1.95.

Current Ratio	1.31
Quick Ratio	1.31
Debt / Equity	1.95
Debt / EBITDA	n/a
Debt / FCF	10.14
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.99%.

Return on Equity (ROE)	11.99%
Return on Assets (ROA)	2.64%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	2.27M
Profits Per Employee	328,298
Employee Count	303
Asset Turnover	0.18
Inventory Turnover	n/a

Taxes

In the past 12 months, Salafin has paid 67.26 million in taxes.

Income Tax	67.26M
Effective Tax Rate	40.66%

Stock Price Statistics

The stock price has increased by +10.75% in the last 52 weeks. The beta is -0.14, so Salafin's price volatility has been lower than the market average.

Beta (5Y)	-0.14
52-Week Price Change	+10.75%
50-Day Moving Average	604.44
200-Day Moving Average	598.56
Relative Strength Index (RSI)	53.77
Average Volume (20 Days)	763

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Salafin had revenue of MAD 678.23 million and earned 98.16 million in profits. Earnings per share was 32.10.

Revenue	678.23M
Gross Profit	251.51M
Operating Income	175.30M
Pretax Income	165.42M
Net Income	98.16M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	32.10

Balance Sheet

The company has 73,000 in cash and 1.60 billion in debt, giving a net cash position of -1.60 billion or -513.02 per share.

Cash & Cash Equivalents	73,000
Total Debt	1.60B
Net Cash	-1.60B
Net Cash Per Share	-513.02
Equity (Book Value)	821.44M
Book Value Per Share	262.94
Working Capital	642.37M

Cash Flow

In the last 12 months, operating cash flow was 161.61 million and capital expenditures -3.54 million, giving a free cash flow of 158.07 million.

Operating Cash Flow	161.61M
Capital Expenditures	-3.54M
Free Cash Flow	158.07M
FCF Per Share	50.60

Margins

Gross margin is 37.08%, with operating and profit margins of 25.85% and 14.47%.

Gross Margin	37.08%
Operating Margin	25.85%
Pretax Margin	24.39%
Profit Margin	14.47%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	23.31%

Dividends & Yields

This stock pays an annual dividend of 29.50, which amounts to a dividend yield of 4.77%.

Dividend Per Share	29.50
Dividend Yield	4.77%
Dividend Growth (YoY)	3.51%
Years of Dividend Growth	1
Payout Ratio	93.89%
Buyback Yield	5.17%
Shareholder Yield	9.94%
Earnings Yield	5.08%
FCF Yield	8.19%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6