Salafin S.A. (CBSE:SLF)

Salafin Statistics

Total Valuation

Salafin has a market cap or net worth of MAD 1.58 billion.

Market Cap	1.58B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, June 23, 2026.

Earnings Date	Jun 23, 2026
Ex-Dividend Date	Jun 6, 2025

Share Statistics

Salafin has 3.12 million shares outstanding.

Current Share Class	3.12M
Shares Outstanding	3.12M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+3.80%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 16.41.

PE Ratio	16.41
Forward PE	n/a
PS Ratio	2.29
PB Ratio	1.81
P/TBV Ratio	2.52
P/FCF Ratio	6.79
P/OCF Ratio	6.68
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 4.27, with a Debt / Equity ratio of 1.81.

Current Ratio	4.27
Quick Ratio	4.27
Debt / Equity	1.81
Debt / EBITDA	n/a
Debt / FCF	6.80
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.06% and return on invested capital (ROIC) is 4.10%.

Return on Equity (ROE)	11.06%
Return on Assets (ROA)	2.55%
Return on Invested Capital (ROIC)	4.10%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.15%
Revenue Per Employee	2.31M
Profits Per Employee	321,462
Employee Count	299
Asset Turnover	0.18
Inventory Turnover	n/a

Taxes

In the past 12 months, Salafin has paid 95.33 million in taxes.

Income Tax	95.33M
Effective Tax Rate	49.79%

Stock Price Statistics

The stock price has decreased by -24.93% in the last 52 weeks. The beta is 0.01, so Salafin's price volatility has been lower than the market average.

Beta (5Y)	0.01
52-Week Price Change	-24.93%
50-Day Moving Average	548.70
200-Day Moving Average	597.72
Relative Strength Index (RSI)	44.82
Average Volume (20 Days)	574

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Salafin had revenue of MAD 689.72 million and earned 96.12 million in profits.

Revenue	689.72M
Gross Profit	262.88M
Operating Income	200.34M
Pretax Income	191.44M
Net Income	96.12M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 70,000 in cash and 1.58 billion in debt, with a net cash position of -1.58 billion or -505.74 per share.

Cash & Cash Equivalents	70,000
Total Debt	1.58B
Net Cash	-1.58B
Net Cash Per Share	-505.74
Equity (Book Value)	870.83M
Book Value Per Share	n/a
Working Capital	1.59B

Cash Flow

In the last 12 months, operating cash flow was 236.33 million and capital expenditures -4.05 million, giving a free cash flow of 232.29 million.

Operating Cash Flow	236.33M
Capital Expenditures	-4.05M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	232.29M
FCF Per Share	74.35

Margins

Gross margin is 38.11%, with operating and profit margins of 29.05% and 13.94%.

Gross Margin	38.11%
Operating Margin	29.05%
Pretax Margin	27.76%
Profit Margin	13.94%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	33.68%

Dividends & Yields

This stock pays an annual dividend of 29.50, which amounts to a dividend yield of 5.89%.

Dividend Per Share	29.50
Dividend Yield	5.89%
Dividend Growth (YoY)	3.51%
Years of Dividend Growth	2
Payout Ratio	95.89%
Buyback Yield	n/a
Shareholder Yield	5.89%
Earnings Yield	6.09%
FCF Yield	14.72%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6