Wafa Assurance SA (CBSE:WAA)
Morocco · Delayed Price · Currency is MAD 4,900.00
+342.00 (7.50%)
At close: Jan 30, 2026
Wafa Assurance Income Statement
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Premiums & Annuity Revenue | 13,287 | 12,967 | 12,694 | 11,556 | 9,673 | 9,029 |
Total Interest & Dividend Income | 2,275 | 2,065 | 1,654 | 1,688 | 1,524 | 1,541 |
Gain (Loss) on Sale of Investments | -117.16 | 1.9 | -119.94 | -125.95 | 42.59 | -190.06 |
Other Revenue | 70.25 | 70.25 | 74.23 | 86.7 | 85.46 | 51.1 |
| 15,515 | 15,104 | 14,303 | 13,206 | 11,325 | 10,431 | |
Revenue Growth (YoY) | 32.51% | 5.60% | 8.31% | 16.61% | 8.57% | 3.99% |
Policy Benefits | 11,173 | 10,706 | 10,716 | 9,549 | 8,703 | 6,904 |
Policy Acquisition & Underwriting Costs | 1,226 | 1,226 | 1,081 | 1,026 | 930.2 | 900.66 |
Selling, General & Administrative | 1,138 | 1,136 | 1,112 | 902.24 | 779.81 | 800.9 |
Other Operating Expenses | -5.78 | -24.62 | -43.93 | -8.81 | 25.52 | 479.09 |
Reinsurance Income or Expense | -876.94 | -876.94 | -535.54 | -644.82 | -401.49 | -640.97 |
Total Operating Expenses | 14,409 | 13,921 | 13,401 | 12,113 | 10,840 | 9,726 |
Operating Income | 1,106 | 1,184 | 902.01 | 1,092 | 484.8 | 705.19 |
Other Non Operating Income (Expenses) | 0 | - | - | -0 | 0 | 0 |
EBT Excluding Unusual Items | 1,106 | 1,184 | 902.01 | 1,092 | 484.8 | 705.19 |
Pretax Income | 1,106 | 1,184 | 902.01 | 1,092 | 484.8 | 705.19 |
Income Tax Expense | 198.86 | 278.92 | 175.24 | 265.99 | 28.04 | 217.29 |
Earnings From Continuing Ops. | 907.6 | 904.82 | 726.78 | 826.2 | 456.77 | 487.9 |
Minority Interest in Earnings | -49.06 | -51.06 | -56.28 | -50.12 | -32.72 | -34.78 |
Net Income | 858.54 | 853.76 | 670.5 | 776.08 | 424.04 | 453.12 |
Net Income to Common | 858.54 | 853.76 | 670.5 | 776.08 | 424.04 | 453.12 |
Net Income Growth | 6.29% | 27.33% | -13.60% | 83.02% | -6.42% | -30.23% |
Shares Outstanding (Basic) | 3 | 3 | 3 | 3 | 4 | 4 |
Shares Outstanding (Diluted) | 3 | 3 | 3 | 3 | 4 | 4 |
Shares Change (YoY) | -0.01% | 0.20% | -0.10% | -0.25% | -0.23% | - |
EPS (Basic) | 245.76 | 244.00 | 192.00 | 222.00 | 121.00 | 129.00 |
EPS (Diluted) | 245.76 | 244.00 | 192.00 | 222.00 | 121.00 | 129.00 |
EPS Growth | 6.30% | 27.08% | -13.51% | 83.47% | -6.20% | - |
Free Cash Flow | 4,289 | 2,936 | 3,798 | 2,507 | 3,289 | 3,455 |
Free Cash Flow Per Share | 1227.88 | 839.14 | 1087.44 | 717.08 | 938.58 | 983.50 |
Dividend Per Share | 140.000 | 140.000 | 140.000 | 130.000 | 120.000 | 100.000 |
Dividend Growth | - | - | 7.69% | 8.33% | 20.00% | -16.67% |
Operating Margin | 7.13% | 7.84% | 6.31% | 8.27% | 4.28% | 6.76% |
Profit Margin | 5.53% | 5.65% | 4.69% | 5.88% | 3.74% | 4.34% |
Free Cash Flow Margin | 27.65% | 19.44% | 26.55% | 18.98% | 29.04% | 33.12% |
EBITDA | 1,276 | 1,280 | 1,006 | 1,190 | 574.82 | 797.38 |
EBITDA Margin | 8.23% | 8.47% | 7.03% | 9.01% | 5.08% | 7.64% |
D&A For EBITDA | 169.82 | 96.08 | 103.57 | 98.04 | 90.02 | 92.19 |
EBIT | 1,106 | 1,184 | 902.01 | 1,092 | 484.8 | 705.19 |
EBIT Margin | 7.13% | 7.84% | 6.31% | 8.27% | 4.28% | 6.76% |
Effective Tax Rate | 17.97% | 23.56% | 19.43% | 24.35% | 5.78% | 30.81% |
Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.