Wafa Assurance SA (CBSE:WAA)
5,684.00
+84.00 (1.50%)
At close: Aug 10, 2026
Wafa Assurance Financials Overview
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 9,673 | 9,673 | 8,622 | 14,303 | 13,206 | 11,325 |
Revenue Growth | -37.65% | 12.19% | -39.72% | 8.31% | 16.61% | 8.57% |
Operating Income Operating Income Growth | 1,321 | 1,321 | 1,315 | 902.01 | 1,092 | 484.8 |
Net Income Net Income Growth | 1,026 | 1,026 | 923.15 | 670.5 | 776.08 | 424.04 |
Earnings Per Share EPS Growth | 293.15 | 293.15 | 263.76 | 192.00 | 222.00 | 121.00 |
EPS Growth | 19.28% | 11.14% | 37.37% | -13.51% | 83.47% | -6.20% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Morocco Morocco Growth | 10,064 | 10,064 | 9,216 | 11,346 | 10,467 | 8,656 |
Senegal Senegal Growth | 279.41 | 279.41 | 249.38 | 338.1 | 306.31 | 269.35 |
Ivory Coast Ivory Coast Growth | 375.99 | 375.99 | 335.46 | 404.77 | 343.53 | 286.41 |
Tunisia Tunisia Growth | 430.87 | 430.87 | 426.48 | 437.74 | 372.52 | 431.09 |
Egypt Egypt Growth | 253.72 | 253.72 | - | - | - | - |
Cameroon Cameroon Growth | 211.32 | 211.32 | 169.61 | 197.12 | 150.17 | 142.26 |
Total Total Growth | 11,615 | 11,615 | 10,397 | 12,724 | 11,639 | 9,785 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,211 | 1,211 | 1,037 | 1,019 | 958.12 | 528.82 |
Total Debt Total Debt Growth | 191.14 | 191.14 | 110.82 | 521.6 | 187.56 | 608.29 |
Net Cash (Debt) Net Cash Growth | 1,020 | 1,020 | 925.77 | 497.26 | 770.56 | -79.46 |
Net Cash Growth | 5.37% | 10.13% | 86.18% | -35.47% | - | - |
Net Cash Per Share Net Cash Per Share Growth | 291.30 | 291.30 | 264.51 | 142.39 | 220.42 | -22.67 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 5,349 | 5,349 | 3,112 | 4,045 | 2,879 | 3,511 |
Capital Expenditures CapEx Growth | -754.32 | -754.32 | -179.19 | -247.23 | -372.28 | -221.84 |
Free Cash Flow Free Cash Flow Growth | 4,594 | 4,594 | 2,933 | 3,798 | 2,507 | 3,289 |
Free Cash Flow Growth | 7.11% | 56.66% | -22.78% | 51.49% | -23.79% | -4.79% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 13.66% | 13.66% | 15.25% | 6.31% | 8.27% | 4.28% |
Pretax Margin | 13.66% | 13.66% | 15.25% | 6.31% | 8.27% | 4.28% |
Profit Margin | 10.61% | 10.61% | 10.71% | 4.69% | 5.88% | 3.74% |
FCF Margin | 47.49% | 47.49% | 34.01% | 26.55% | 18.98% | 29.04% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 140.000 | - | 140.000 | 140.000 | 130.000 | 120.000 |
Dividend Per Share Growth | 7.14% | - | 0% | 7.69% | 8.33% | 20.00% |
Dividend Yield | 2.46% | - | 3.31% | 3.82% | 3.90% | 2.87% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 19.39 | 16.39 | 16.91 | 20.88 | 16.96 | 40.03 |
Forward PE | 17.93 | 16.84 | 18.20 | 19.14 | 28.80 | 28.80 |
P/FCF Ratio | 4.33 | 3.66 | 5.32 | 3.69 | 5.25 | 5.16 |
PS Ratio | 2.06 | 1.74 | 1.81 | 0.98 | 1.00 | 1.50 |