CCSE:BNC Balance Sheet

Financials in millions VES. Fiscal year is January - December.

Millions VES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	39,660	10,362	8,676	3,435	951.06	121.24
Investment Securities	3,604	5,507	604.86	1,591	19.74	1.65
Total Investments	3,604	5,507	604.86	1,591	19.74	1.65
Gross Loans	47,906	14,236	7,043	2,185	196.95	45.18
Allowance for Loan Losses	-1,778	-431.4	-216.37	-59.19	-9.7	-1.9
Net Loans	46,128	13,805	6,826	2,126	187.25	43.28
Property, Plant & Equipment	1,529	1,155	881.08	597.94	49.94	4.55
Accrued Interest Receivable	415.81	197.21	4.27	9	0.52	0.16
Other Receivables	3.03	1.5	722.04	145.96	21.99	2.84
Restricted Cash	34,091	4,620	4,196	200.06	23.95	13.34
Other Current Assets	-	-	325.47	101.47	15.68	1.27
Long-Term Deferred Tax Assets	-	-	7.08	5.21	0.14	-
Other Real Estate Owned & Foreclosed	39.39	58.05	-	8.38	5.9	0.3
Other Long-Term Assets	12,545	6,532	2,439	627.86	73.47	8.64
Total Assets	138,015	42,238	24,783	8,920	1,355	197.58
Accounts Payable	-	-	481.78	69.98	12.34	2.93
Accrued Expenses	15,968	4,282	91.15	59	2.97	0.77
Interest Bearing Deposits	7,990	3,384	3,456	937.87	128.72	28.12
Non-Interest Bearing Deposits	71,239	23,331	12,498	4,621	845.26	107.93
Total Deposits	79,228	26,715	15,954	5,559	973.98	136.05
Short-Term Borrowings	1,730	1,191	620.56	18.12	22.65	1.84
Current Income Taxes Payable	-	-	213.5	52.16	1.16	0.83
Accrued Interest Payable	32	30.53	34.92	3.05	1.94	0.02
Other Current Liabilities	34.56	22.89	1,656	342.73	46.74	11.3
Long-Term Leases	-	-	14.32	1.19	-	0.05
Long-Term Unearned Revenue	-	-	44.19	29.62	0.62	0.08
Long-Term Deferred Tax Liabilities	-	-	20.62	3.39	-	0.35
Other Long-Term Liabilities	5,092	13.86	443.48	347.43	2.25	1
Total Liabilities	102,085	32,255	19,574	6,486	1,065	155.22
Common Stock	35,930	128.96	128.96	28.96	0.03	0.01
Additional Paid-In Capital	-	377.38	300	82.82	-	-
Retained Earnings	-	1,723	1,049	266.5	23.79	3.12
Comprehensive Income & Other	-	7,753	3,731	2,056	266.84	39.22
Shareholders' Equity	35,930	9,982	5,209	2,434	290.67	42.35
Total Liabilities & Equity	138,015	42,238	24,783	8,920	1,355	197.58
Total Debt	1,730	1,191	634.88	19.31	22.65	1.89
Net Cash (Debt)	38,557	12,804	8,042	4,816	937.56	119.43
Net Cash Growth	461.37%	59.22%	66.96%	413.72%	685.05%	5373.65%
Net Cash Per Share	149.49	-	31.18	83.16	16.19	2.06
Filing Date Shares Outstanding	257.92	-	257.92	57.92	57.92	57.92
Total Common Shares Outstanding	257.92	-	257.92	57.92	57.92	57.92
Book Value Per Share	139.31	-	20.20	42.02	5.02	0.73
Tangible Book Value	35,930	9,982	5,209	2,434	290.67	42.35
Tangible Book Value Per Share	139.31	-	20.20	42.02	5.02	0.73

Source: S&P Global Market Intelligence. Banks template. Financial Sources.