CCSE:BNC Balance Sheet

Financials in millions VES. Fiscal year is January - December.

Millions VES. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	67,945	10,362	8,676	3,435	951.06
Investment Securities	7,428	5,507	604.86	1,591	19.74
Total Investments	7,428	5,507	604.86	1,591	19.74
Gross Loans	93,185	14,236	7,043	2,185	196.95
Allowance for Loan Losses	-3,446	-431.4	-216.37	-59.19	-9.7
Net Loans	89,739	13,805	6,826	2,126	187.25
Property, Plant & Equipment	1,818	1,155	881.08	597.94	49.94
Accrued Interest Receivable	729.73	197.21	4.27	9	0.52
Other Receivables	5.06	1.5	722.04	145.96	21.99
Restricted Cash	63,339	4,620	4,196	200.06	23.95
Other Current Assets	-	-	325.47	101.47	15.68
Long-Term Deferred Tax Assets	-	-	7.08	5.21	0.14
Other Real Estate Owned & Foreclosed	33.17	58.05	-	8.38	5.9
Other Long-Term Assets	25,445	6,532	2,439	627.86	73.47
Total Assets	256,481	42,238	24,783	8,920	1,355
Accounts Payable	-	-	481.78	69.98	12.34
Accrued Expenses	40,592	4,282	91.15	59	2.97
Interest Bearing Deposits	13,872	3,384	3,456	937.87	128.72
Non-Interest Bearing Deposits	120,820	23,331	12,498	4,621	845.26
Total Deposits	134,692	26,715	15,954	5,559	973.98
Short-Term Borrowings	2,622	1,191	620.56	18.12	22.65
Current Income Taxes Payable	-	-	213.5	52.16	1.16
Accrued Interest Payable	42.99	30.53	34.92	3.05	1.94
Other Current Liabilities	81.19	22.89	1,656	342.73	46.74
Long-Term Leases	-	-	14.32	1.19	-
Long-Term Unearned Revenue	-	-	44.19	29.62	0.62
Long-Term Deferred Tax Liabilities	-	-	20.62	3.39	-
Other Long-Term Liabilities	79.9	13.86	443.48	347.43	2.25
Total Liabilities	178,110	32,255	19,574	6,486	1,065
Common Stock	257.92	128.96	128.96	28.96	0.03
Additional Paid-In Capital	1,393	377.38	300	82.82	-
Retained Earnings	22,504	1,723	1,049	266.5	23.79
Comprehensive Income & Other	54,216	7,753	3,731	2,056	266.84
Shareholders' Equity	78,372	9,982	5,209	2,434	290.67
Total Liabilities & Equity	256,481	42,238	24,783	8,920	1,355
Total Debt	2,622	1,191	634.88	19.31	22.65
Net Cash (Debt)	67,265	12,804	8,042	4,816	937.56
Net Cash Growth	425.37%	59.22%	66.96%	413.72%	685.05%
Net Cash Per Share	-	-	31.18	83.16	16.19
Filing Date Shares Outstanding	-	-	257.92	57.92	57.92
Total Common Shares Outstanding	-	-	257.92	57.92	57.92
Book Value Per Share	-	-	20.20	42.02	5.02
Tangible Book Value	78,372	9,982	5,209	2,434	290.67
Tangible Book Value Per Share	-	-	20.20	42.02	5.02

Source: S&P Global Market Intelligence. Banks template. Financial Sources.