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Banco Nacional de Crédito, C.A., Banco Universal (CCSE:BNC)
Venezuela flag Venezuela · Delayed Price · Currency is VES
242.44
-1.56 (-0.64%)
At close: Sep 28, 2026

CCSE:BNC Financials Overview

Millions VES. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
113,22535,3152,7803,797801.9195.75
Revenue Growth
3372.06%1170.36%-26.78%373.45%737.50%885.45%
Net Income
56,90117,973539.821,109253.8320.69
Earnings Per Share
22.050.70-0.430.440.04
EPS Growth
----1.91%1126.56%583.00%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
538,80369,88713,9958,6764,836960.21
Total Debt
10,0792,9121,191634.8819.3122.65
Net Cash (Debt)
528,72366,97512,8048,0424,816937.56
Net Cash Growth
4029.50%423.10%59.22%66.96%413.72%685.05%
Net Cash Per Share
204.872.59-3.128.311.62

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
77,71733,969-3,1821,787-1,129-76.33
Capital Expenditures
-3,076-526.2-250.07-367-588.53-40.77
Free Cash Flow
74,64133,443-3,4321,420-1,718-117.1
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
50.25%50.89%19.42%29.20%31.65%21.61%
FCF Margin
65.92%94.70%-123.46%37.41%-214.24%-122.30%