CCSE:BNC Income Statement

Financials in millions VES. Fiscal year is January - December.

Millions VES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	56,455	26,894	1,856	2,728	453.43	40.89
Interest Income on Investments	3,051	1,522	167.63	77.76	42.2	5
Total Interest Income	59,507	28,416	2,024	2,806	495.63	45.89
Interest Paid on Deposits	1,677	973.12	441.53	475.41	73.04	9.56
Interest Paid on Borrowings	1,065	532.68	355.39	453.51	74.06	9.61
Total Interest Expense	2,742	1,506	796.92	928.92	147.1	19.16
Net Interest Income	56,765	26,911	1,227	1,877	348.53	26.73
Net Interest Income Growth (YoY)	5145.09%	2093.80%	-34.65%	438.54%	1204.12%	435.76%
Gain (Loss) on Sale of Investments	86.79	85.9	0.02	24.27	5.89	6.03
Gain (Loss) on Sale of Equity Investments	442.85	442.85	-	186.3	61.35	-
Other Non-Interest Income	21,926	10,247	1,753	1,877	435.4	70.62
Total Non-Interest Income	22,456	10,776	1,753	2,087	502.64	76.65
Non-Interest Income Growth (YoY)	688.89%	514.75%	-16.02%	315.25%	555.78%	1349.60%
Revenues Before Loan Losses	79,220	37,687	2,980	3,964	851.17	103.37
Provision for Loan Losses	5,820	2,372	199.71	167.56	49.26	7.62
Revenue	73,401	35,315	2,780	3,797	801.91	95.75
Revenue Growth (YoY)	1861.43%	1170.36%	-26.78%	373.45%	737.50%	885.45%
Salaries and Employee Benefits	4,603	2,987	440.8	684.04	116.42	14.67
Federal Deposit Insurance	388.47	181.3	54.18	26.28	4.76	0.52
Selling, General & Administrative	16,064	7,602	1,641	1,495	368.36	59.89
Other Non-Interest Expense	6,571	3,558	152.65	365.85	64.54	11.3
Total Non-Interest Expense	27,417	14,341	2,301	2,548	562.13	88.71
EBT Excluding Unusual Items	45,983	20,973	479.19	1,249	239.78	7.04
Other Unusual Items	1,357	1,332	145.63	103.54	67.15	17.33
Pretax Income	47,340	22,305	624.82	1,352	306.93	24.37
Income Tax Expense	9,595	4,332	84.99	243.54	53.1	3.67
Net Income	37,745	17,973	539.82	1,109	253.83	20.69
Net Income to Common	37,745	17,973	539.82	1,109	253.83	20.69
Net Income Growth	5853.66%	3229.38%	-51.31%	336.82%	1126.54%	583.00%
Basic Shares Outstanding	258	258	-	258	58	58
Diluted Shares Outstanding	258	258	-	258	58	58
Shares Change (YoY)	-	-	-	345.31%	-	-
EPS (Basic)	146.34	69.68	-	4.30	4.38	0.36
EPS (Diluted)	146.34	69.68	-	4.30	4.38	0.36
EPS Growth	5853.66%	-	-	-1.91%	1126.54%	583.00%
Dividend Per Share	-	-	-	0.300	0.263	-
Dividend Growth	-	-	-	13.98%	-	-
Effective Tax Rate	20.27%	19.42%	13.60%	18.01%	17.30%	15.07%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.