Banco Nacional de Crédito, C.A., Banco Universal (CCSE:BNC)
Venezuela flag Venezuela · Delayed Price · Currency is VES
269.00
+16.51 (6.54%)
At close: Oct 19, 2026

CCSE:BNC Statistics

Total Valuation

CCSE:BNC has a market cap or net worth of VES 694.23 billion.

Market Cap 694.23B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Thursday, October 22, 2026.

Earnings Date Oct 22, 2026
Ex-Dividend Date Oct 15, 2025

Share Statistics

CCSE:BNC has 2.58 billion shares outstanding.

Current Share Class 2.58B
Shares Outstanding 2.58B
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 7.34.

PE Ratio 7.34
Forward PE n/a
PS Ratio 3.67
PB Ratio 2.89
P/TBV Ratio 2.89
P/FCF Ratio 9.30
P/OCF Ratio 8.93
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 0.18
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 68.40%.

Return on Equity (ROE) 68.40%
Return on Assets (ROA) 15.35%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) -192.59%
Revenue Per Employee 68.55M
Profits Per Employee 34.25M
Employee Count2,760
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CCSE:BNC has paid 22.22 billion in taxes.

Income Tax 22.22B
Effective Tax Rate 19.03%

Stock Price Statistics

The stock price has increased by +530.04% in the last 52 weeks. The beta is -36.45, so CCSE:BNC's price volatility has been lower than the market average.

Beta (5Y) -36.45
52-Week Price Change +530.04%
50-Day Moving Average 227.04
200-Day Moving Average 159.24
Relative Strength Index (RSI) 70.00
Average Volume (20 Days) 5,502,825

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, CCSE:BNC had revenue of VES 189.21 billion and earned 94.54 billion in profits. Earnings per share was 36.63.

Revenue189.21B
Gross Profit 183.86B
Operating Income 114.29B
Pretax Income 116.76B
Net Income 94.54B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 36.63
Full Income Statement

Balance Sheet

The company has 451.40 billion in cash and 13.10 billion in debt, with a net cash position of 438.29 billion or 169.83 per share.

Cash & Cash Equivalents 451.40B
Total Debt 13.10B
Net Cash 438.29B
Net Cash Per Share 169.83
Equity (Book Value) 240.50B
Book Value Per Share 93.19
Working Capital -189.06B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 77.72 billion and capital expenditures -3.08 billion, giving a free cash flow of 74.64 billion.

Operating Cash Flow 77.72B
Capital Expenditures -3.08B
Depreciation & Amortization n/a
Net Borrowing 10.81B
Free Cash Flow 74.64B
FCF Per Share 28.92
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 60.40%
Pretax Margin 61.71%
Profit Margin 49.97%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 65.92%

Dividends & Yields

This stock pays an annual dividend of 0.06, which amounts to a dividend yield of 0.02%.

Dividend Per Share 0.06
Dividend Yield 0.02%
Dividend Growth (YoY) n/a
Years of Dividend Growth 2
Payout Ratio n/a
FCF Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield 0.02%
Earnings Yield 13.62%
FCF Yield 10.75%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 20, 2026. It was a forward split with a ratio of 3.3354.

Last Split Date Aug 20, 2026
Split Type Forward
Split Ratio 3.3354

Scores

Altman Z-Score n/a
Piotroski F-Score 3