Banco Nacional de Crédito, C.A., Banco Universal (CCSE:BNC)
Venezuela flag Venezuela · Delayed Price · Currency is VES
232.50
+7.50 (3.33%)
At close: Sep 7, 2026

CCSE:BNC Statistics

Total Valuation

CCSE:BNC has a market cap or net worth of VES 600.03 billion.

Market Cap 600.03B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Thursday, October 15, 2026.

Earnings Date Oct 15, 2026
Ex-Dividend Date Oct 15, 2025

Share Statistics

CCSE:BNC has 2.58 billion shares outstanding.

Current Share Class 2.58B
Shares Outstanding 2.58B
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 42.18%
Owned by Institutions (%) n/a
Float 304.65M

Valuation Ratios

The trailing PE ratio is 10.55.

PE Ratio 10.55
Forward PE n/a
PS Ratio 5.30
PB Ratio 3.16
P/TBV Ratio 3.16
P/FCF Ratio 8.04
P/OCF Ratio 7.72
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 0.14
Interest Coverage n/a

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) -188.64%
Revenue Per Employee 41.02M
Profits Per Employee 20.62M
Employee Count2,732
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CCSE:BNC has paid 13.43 billion in taxes.

Income Tax 13.43B
Effective Tax Rate 19.10%

Stock Price Statistics

The stock price has increased by +800.54% in the last 52 weeks. The beta is -35.65, so CCSE:BNC's price volatility has been lower than the market average.

Beta (5Y) -35.65
52-Week Price Change +800.54%
50-Day Moving Average 170.79
200-Day Moving Average 131.23
Relative Strength Index (RSI) 64.26
Average Volume (20 Days) 44,840

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, CCSE:BNC had revenue of VES 113.23 billion and earned 56.90 billion in profits. Earnings per share was 22.05.

Revenue113.23B
Gross Profit 107.88B
Operating Income 69.52B
Pretax Income 70.33B
Net Income 56.90B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 22.05
Full Income Statement

Balance Sheet

The company has 538.80 billion in cash and 10.08 billion in debt, with a net cash position of 528.72 billion or 204.87 per share.

Cash & Cash Equivalents 538.80B
Total Debt 10.08B
Net Cash 528.72B
Net Cash Per Share 204.87
Equity (Book Value) 189.87B
Book Value Per Share 73.57
Working Capital -60.50B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 77.72 billion and capital expenditures -3.08 billion, giving a free cash flow of 74.64 billion.

Operating Cash Flow 77.72B
Capital Expenditures -3.08B
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 74.64B
FCF Per Share 28.92
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 61.40%
Pretax Margin 62.12%
Profit Margin 50.25%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 101.69%

Dividends & Yields

This stock pays an annual dividend of 0.06, which amounts to a dividend yield of 0.03%.

Dividend Per Share 0.06
Dividend Yield 0.03%
Dividend Growth (YoY) n/a
Years of Dividend Growth 2
Payout Ratio 0.91%
Buyback Yield n/a
Shareholder Yield 0.03%
Earnings Yield 9.48%
FCF Yield 12.44%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 20, 2026. It was a forward split with a ratio of 3.3354.

Last Split Date Aug 20, 2026
Split Type Forward
Split Ratio 3.3354

Scores

Altman Z-Score n/a
Piotroski F-Score 3