CCSE:BNC Cash Flow Statement

Financials in millions VES. Fiscal year is January - December.

Millions VES. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	17,973	539.82	1,109	253.83	20.69
Depreciation & Amortization	98.41	54.64	54.57	39.26	0.81
Other Amortization	37.59	35.2	52.52	10.13	1
Gain (Loss) on Sale of Assets	-	-	37.67	-	-
Gain (Loss) on Sale of Investments	924.94	8.6	80.28	-8.37	-2.82
Total Asset Writedown	120	10	0.1	0.18	0.2
Provision for Credit Losses	2,258	177.56	145.32	44.4	5.24
Accrued Interest Receivable	-601.83	-162.7	-9.49	-12.72	-2.15
Change in Other Net Operating Assets	8,707	-3,957	22.98	-1,527	-92.78
Other Operating Activities	4,452	111.55	294.47	70.54	-6.52
Operating Cash Flow	33,969	-3,182	1,787	-1,129	-76.33
Capital Expenditures	-526.2	-250.07	-367	-588.53	-40.77
Sale of Property, Plant and Equipment	-	-	-	-	13.06
Investment in Securities	1,942	-635.26	-120.25	-31.78	3.81
Net Decrease (Increase) in Loans Originated / Sold - Investing	-45,845	-3,786	-4,305	-1,172	-134.75
Other Investing Activities	1,837	337.75	-84.5	196.65	-10.01
Investing Cash Flow	-42,592	-4,333	-4,876	-1,597	-168.66
Long-Term Debt Issued	1,661	-	1,188	239.68	-
Total Debt Issued	1,661	-	1,188	239.68	-
Long-Term Debt Repaid	-	-334.46	-	-105.81	-4.94
Total Debt Repaid	-	-334.46	-	-105.81	-4.94
Net Debt Issued (Repaid)	1,661	-334.46	1,188	133.87	-4.94
Issuance of Common Stock	-	-	67.87	82.82	-
Common Dividends Paid	-515.84	-	-	-	-
Net Increase (Decrease) in Deposit Accounts	39,428	5,107	9,512	4,226	526.23
Other Financing Activities	32.43	-1.73	-18.83	1.12	1.9
Financing Cash Flow	40,605	4,771	10,748	4,444	523.19
Foreign Exchange Rate Adjustments	52,025	4,520	1,578	942.88	562.23
Net Cash Flow	84,008	1,776	9,237	2,660	840.44
Free Cash Flow	33,443	-3,432	1,420	-1,718	-117.1
Free Cash Flow Margin	94.70%	-123.46%	37.41%	-214.24%	-122.30%
Free Cash Flow Per Share	-	-	5.51	-29.66	-2.02
Cash Interest Paid	-	-	-	0.13	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.