Banco Nacional de Crédito, C.A., Banco Universal (CCSE:BNC)

CCSE:BNC Ratios and Metrics

Market cap in millions VES. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 16, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Debt / Equity Ratio	0.28	0.12	0.01	0.08	0.05	0.09
Debt / FCF Ratio	-	0.45	-	-	-	5.15
Return on Equity (ROE)	13.07%	29.01%	18.63%	12.43%	13.92%	16.14%
Return on Assets (ROA)	2.88%	6.58%	4.94%	2.67%	2.99%	3.85%
Buyback Yield / Dilution	-345.31%	-345.31%	-	0.00%	-16.36%	1.46%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.