Banco Nacional de Crédito, C.A., Banco Universal (CCSE:BNC)
Venezuela flag Venezuela · Delayed Price · Currency is VES
439.00
-5.50 (-1.24%)
At close: Oct 31, 2025

CCSE:BNC Statistics

Total Valuation

CCSE:BNC has a market cap or net worth of VES 113.23 billion.

Market Cap 113.23B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Sunday, February 15, 2026.

Earnings Date Feb 15, 2026
Ex-Dividend Date Oct 15, 2025

Share Statistics

CCSE:BNC has 257.92 million shares outstanding.

Current Share Class 257.92M
Shares Outstanding 257.92M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 11.88.

PE Ratio 11.88
Forward PE n/a
PS Ratio 5.31
PB Ratio 3.15
P/TBV Ratio 3.15
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 41.53%.

Return on Equity (ROE) 41.53%
Return on Assets (ROA) 10.58%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 7.18M
Profits Per Employee 3.21M
Employee Count3,211
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CCSE:BNC has paid 2.69 billion in taxes.

Income Tax 2.69B
Effective Tax Rate 22.02%

Stock Price Statistics

The stock price has decreased by -52.54% in the last 52 weeks. The beta is -46.30, so CCSE:BNC's price volatility has been lower than the market average.

Beta (5Y) -46.30
52-Week Price Change -52.54%
50-Day Moving Average 299.43
200-Day Moving Average 283.46
Relative Strength Index (RSI) 75.42
Average Volume (20 Days) 19,934

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, CCSE:BNC had revenue of VES 21.32 billion and earned 9.53 billion in profits. Earnings per share was 36.97.

Revenue21.32B
Gross Profit 20.75B
Operating Income 12.32B
Pretax Income 12.23B
Net Income 9.53B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 36.97
Full Income Statement

Balance Sheet

The company has 40.29 billion in cash and 1.73 billion in debt, giving a net cash position of 38.56 billion or 149.49 per share.

Cash & Cash Equivalents 40.29B
Total Debt 1.73B
Net Cash 38.56B
Net Cash Per Share 149.49
Equity (Book Value) 35.93B
Book Value Per Share 139.31
Working Capital -22.16B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 57.81%
Pretax Margin 57.35%
Profit Margin 44.73%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 4.00, which amounts to a dividend yield of 0.91%.

Dividend Per Share 4.00
Dividend Yield 0.91%
Dividend Growth (YoY) n/a
Years of Dividend Growth 2
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield 0.91%
Earnings Yield 8.42%
FCF Yield n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 16, 2025. It was a reverse split with a ratio of 0.002.

Last Split Date Jan 16, 2025
Split Type Reverse
Split Ratio 0.002

Scores

Altman Z-Score n/a
Piotroski F-Score 2