Associated Motor Finance Company PLC (COSE:AMF.N0000)

COSE:AMF.N0000 Income Statement

Financials in millions LKR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	5,557	4,966	3,881	2,468	2,932
Total Interest Expense	2,299	2,830	2,200	1,529	1,891
Net Interest Income	3,258	2,136	1,681	938.55	1,041
Commissions and Fees	46.48	54.11	65.98	54.39	74.38
Gain (Loss) on Sale of Investments	-0.3	6.29	0.35	2.03	-
Other Revenue	2.47	1.51	9.52	8.15	58.02
Revenue Before Loan Losses	3,307	2,198	1,757	1,003	1,175
Provision for Loan Losses	-31.15	0.83	-43.48	-130.1	158.54
Revenue	3,338	2,197	1,800	1,133	1,017
Revenue Growth (YoY)	51.93%	22.06%	58.85%	11.47%	10.95%
Salaries & Employee Benefits	806.62	675.04	565.06	500.29	532.43
Cost of Services Provided	-	0.1	0.48	-0.77	-
Other Operating Expenses	1,215	881.91	802.75	64.8	285.06
Total Operating Expenses	2,100	1,629	1,457	646.64	908
Operating Income	1,238	568.25	343.56	486.58	108.62
Currency Exchange Gain (Loss)	-0.02	-0.11	0.65	-	-
EBT Excluding Unusual Items	1,238	568.13	344.22	486.58	108.62
Pretax Income	1,251	606.87	367.42	492.33	113.84
Income Tax Expense	500.86	288.59	166.95	192.86	107.58
Earnings From Continuing Ops.	750.1	318.28	200.46	299.47	6.27
Minority Interest in Earnings	-	-	-	-	-0.74
Net Income	750.1	318.28	200.46	299.47	5.53
Net Income to Common	750.1	318.28	200.46	299.47	5.53
Net Income Growth	135.67%	58.77%	-33.06%	5319.86%	-
Shares Outstanding (Basic)	113	113	113	105	67
Shares Outstanding (Diluted)	113	113	113	105	67
Shares Change (YoY)	-	-	8.38%	55.38%	-
EPS (Basic)	6.62	2.81	1.77	2.86	0.08
EPS (Diluted)	6.62	2.81	1.77	2.86	0.08
EPS Growth	135.67%	58.77%	-38.23%	3388.28%	-
Free Cash Flow	559.87	-531.03	327.11	1,249	478.89
Free Cash Flow Per Share	4.94	-4.69	2.89	11.95	7.12
Operating Margin	37.08%	25.86%	19.09%	42.94%	10.68%
Profit Margin	22.47%	14.49%	11.14%	26.43%	0.54%
Free Cash Flow Margin	16.77%	-24.17%	18.17%	110.24%	47.11%
Effective Tax Rate	40.04%	47.55%	45.44%	39.17%	94.49%

Updated Jan 21, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.