Associated Motor Finance Company PLC (COSE:AMF.N0000)

COSE:AMF.N0000 Statistics

Total Valuation

COSE:AMF.N0000 has a market cap or net worth of LKR 5.93 billion.

Market Cap	5.93B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, July 21, 2026.

Earnings Date	Jul 21, 2026
Ex-Dividend Date	n/a

Share Statistics

COSE:AMF.N0000 has 113.33 million shares outstanding. The number of shares has decreased by -0.04% in one year.

Current Share Class	113.33M
Shares Outstanding	113.33M
Shares Change (YoY)	-0.04%
Shares Change (QoQ)	-0.15%
Owned by Insiders (%)	23.39%
Owned by Institutions (%)	n/a
Float	2.56M

Valuation Ratios

The trailing PE ratio is 10.48.

PE Ratio	10.48
Forward PE	n/a
PS Ratio	2.15
PB Ratio	1.27
P/TBV Ratio	1.28
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.13, with a Debt / Equity ratio of 0.13.

Current Ratio	1.13
Quick Ratio	1.13
Debt / Equity	0.13
Debt / EBITDA	n/a
Debt / FCF	-0.76
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.12% and return on invested capital (ROIC) is 8.30%.

Return on Equity (ROE)	13.12%
Return on Assets (ROA)	2.60%
Return on Invested Capital (ROIC)	8.30%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.24%
Revenue Per Employee	7.10M
Profits Per Employee	1.46M
Employee Count	388
Asset Turnover	0.13
Inventory Turnover	n/a

Taxes

In the past 12 months, COSE:AMF.N0000 has paid 613.70 million in taxes.

Income Tax	613.70M
Effective Tax Rate	52.05%

Stock Price Statistics

The stock price has increased by +16.31% in the last 52 weeks. The beta is 0.48, so COSE:AMF.N0000's price volatility has been lower than the market average.

Beta (5Y)	0.48
52-Week Price Change	+16.31%
50-Day Moving Average	55.47
200-Day Moving Average	70.36
Relative Strength Index (RSI)	46.12
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COSE:AMF.N0000 had revenue of LKR 2.76 billion and earned 565.28 million in profits. Earnings per share was 4.99.

Revenue	2.76B
Gross Profit	2.76B
Operating Income	912.40M
Pretax Income	1.18B
Net Income	565.28M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.99

Balance Sheet

The company has 256.37 million in cash and 603.16 million in debt, with a net cash position of -346.79 million or -3.06 per share.

Cash & Cash Equivalents	256.37M
Total Debt	603.16M
Net Cash	-346.79M
Net Cash Per Share	-3.06
Equity (Book Value)	4.65B
Book Value Per Share	41.02
Working Capital	2.16B

Cash Flow

In the last 12 months, operating cash flow was -763.76 million and capital expenditures -25.24 million, giving a free cash flow of -789.00 million.

Operating Cash Flow	-763.76M
Capital Expenditures	-25.24M
Depreciation & Amortization	74.31M
Net Borrowing	600.00M
Free Cash Flow	-789.00M
FCF Per Share	-6.96

Margins

Gross margin is 100.00%, with operating and profit margins of 33.10% and 20.51%.

Gross Margin	100.00%
Operating Margin	33.10%
Pretax Margin	42.77%
Profit Margin	20.51%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

COSE:AMF.N0000 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.04%
Shareholder Yield	0.04%
Earnings Yield	9.54%
FCF Yield	-13.31%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 11, 2021. It was a forward split with a ratio of 12.

Last Split Date	Oct 11, 2021
Split Type	Forward
Split Ratio	12

Scores

Altman Z-Score	n/a
Piotroski F-Score	3