COSE:AMF.N0000 Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	6,057	5,557	4,966	3,881	2,468
Total Interest Expense	1,805	2,299	2,830	2,200	1,529
Net Interest Income	4,252	3,258	2,136	1,681	938.55
Commissions and Fees	90.48	46.48	54.11	65.98	54.39
Gain (Loss) on Sale of Investments	-	-0.3	6.29	0.35	2.03
Other Revenue	-	2.47	1.51	9.52	8.15
Revenue Before Loan Losses	4,343	3,307	2,198	1,757	1,003
Provision for Loan Losses	1,586	-31.15	0.83	-43.48	-130.1
Revenue	2,757	3,338	2,197	1,800	1,133
Revenue Growth (YoY)	-17.42%	51.93%	22.06%	58.85%	11.47%
Salaries & Employee Benefits	947.53	806.62	675.04	565.06	500.29
Cost of Services Provided	-	-	0.1	0.48	-0.77
Other Operating Expenses	822.41	1,215	881.91	802.75	64.8
Total Operating Expenses	1,844	2,100	1,629	1,457	646.64
Operating Income	912.4	1,238	568.25	343.56	486.58
Currency Exchange Gain (Loss)	-	-0.02	-0.11	0.65	-
EBT Excluding Unusual Items	1,179	1,238	568.13	344.22	486.58
Pretax Income	1,179	1,251	606.87	367.42	492.33
Income Tax Expense	613.7	500.86	288.59	166.95	192.86
Earnings From Continuing Ops.	565.28	750.1	318.28	200.46	299.47
Net Income	565.28	750.1	318.28	200.46	299.47
Net Income to Common	565.28	750.1	318.28	200.46	299.47
Net Income Growth	-24.64%	135.67%	58.77%	-33.06%	5319.86%
Shares Outstanding (Basic)	113	113	113	113	105
Shares Outstanding (Diluted)	113	113	113	113	105
Shares Change (YoY)	-0.04%	-	-	8.38%	55.38%
EPS (Basic)	4.99	6.62	2.81	1.77	2.86
EPS (Diluted)	4.99	6.62	2.81	1.77	2.86
EPS Growth	-24.61%	135.67%	58.77%	-38.23%	3388.28%
Free Cash Flow	-789	559.87	-531.03	327.11	1,249
Free Cash Flow Per Share	-6.96	4.94	-4.69	2.89	11.95
Operating Margin	33.10%	37.08%	25.86%	19.09%	42.94%
Profit Margin	20.51%	22.47%	14.49%	11.14%	26.43%
Free Cash Flow Margin	-28.62%	16.77%	-24.17%	18.17%	110.24%
Effective Tax Rate	52.05%	40.04%	47.55%	45.44%	39.17%