COSE:AMF.N0000 Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	5,839	5,557	4,966	3,881	2,468	2,932
Total Interest Expense	1,882	2,299	2,830	2,200	1,529	1,891
Net Interest Income	3,957	3,258	2,136	1,681	938.55	1,041
Commissions and Fees	73.92	46.48	54.11	65.98	54.39	74.38
Gain (Loss) on Sale of Investments	-	-0.3	6.29	0.35	2.03	-
Other Revenue	2.47	2.47	1.51	9.52	8.15	58.02
Revenue Before Loan Losses	4,034	3,307	2,198	1,757	1,003	1,175
Provision for Loan Losses	277.6	-31.15	0.83	-43.48	-130.1	158.54
Revenue	3,756	3,338	2,197	1,800	1,133	1,017
Revenue Growth (YoY)	22.32%	51.93%	22.06%	58.85%	11.47%	10.95%
Salaries & Employee Benefits	969.69	806.62	675.04	565.06	500.29	532.43
Cost of Services Provided	-	-	0.1	0.48	-0.77	-
Other Operating Expenses	1,283	1,215	881.91	802.75	64.8	285.06
Total Operating Expenses	2,331	2,100	1,629	1,457	646.64	908
Operating Income	1,425	1,238	568.25	343.56	486.58	108.62
Currency Exchange Gain (Loss)	-0.02	-0.02	-0.11	0.65	-	-
EBT Excluding Unusual Items	1,618	1,238	568.13	344.22	486.58	108.62
Pretax Income	1,631	1,251	606.87	367.42	492.33	113.84
Income Tax Expense	550	500.86	288.59	166.95	192.86	107.58
Earnings From Continuing Ops.	1,081	750.1	318.28	200.46	299.47	6.27
Minority Interest in Earnings	-	-	-	-	-	-0.74
Net Income	1,081	750.1	318.28	200.46	299.47	5.53
Net Income to Common	1,081	750.1	318.28	200.46	299.47	5.53
Net Income Growth	98.55%	135.67%	58.77%	-33.06%	5319.86%	-
Shares Outstanding (Basic)	113	113	113	113	105	67
Shares Outstanding (Diluted)	113	113	113	113	105	67
Shares Change (YoY)	0.22%	-	-	8.38%	55.38%	-
EPS (Basic)	9.54	6.62	2.81	1.77	2.86	0.08
EPS (Diluted)	9.54	6.62	2.81	1.77	2.86	0.08
EPS Growth	98.12%	135.67%	58.77%	-38.23%	3388.28%	-
Free Cash Flow	-6.19	559.87	-531.03	327.11	1,249	478.89
Free Cash Flow Per Share	-0.06	4.94	-4.69	2.89	11.95	7.12
Operating Margin	37.95%	37.08%	25.86%	19.09%	42.94%	10.68%
Profit Margin	28.78%	22.47%	14.49%	11.14%	26.43%	0.54%
Free Cash Flow Margin	-0.17%	16.77%	-24.17%	18.17%	110.24%	47.11%
Effective Tax Rate	33.72%	40.04%	47.55%	45.44%	39.17%	94.49%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.