COSE:COCR.N0000 Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	30,614	27,338	29,329	25,055	18,365	16,087
Total Interest Expense	7,931	9,454	14,431	13,948	6,416	7,052
Net Interest Income	22,683	17,884	14,898	11,107	11,949	9,035
Commissions and Fees	2,724	2,645	2,572	2,968	1,797	1,073
Other Revenue	23.36	13.57	22.38	60.99	109.11	109.51
Revenue Before Loan Losses	25,431	20,542	17,493	14,136	13,855	10,217
Provision for Loan Losses	-2,395	1,507	4,239	3,415	1,756	1,621
Revenue	27,825	19,035	13,254	10,722	12,099	8,596
Revenue Growth (YoY)	96.44%	43.62%	23.62%	-11.39%	40.76%	-2.83%
Salaries & Employee Benefits	3,923	3,410	2,874	3,569	2,787	2,455
Cost of Services Provided	349.7	349.7	255.14	250.58	284.83	442.84
Other Operating Expenses	8,298	5,988	4,439	2,752	2,311	2,089
Total Operating Expenses	13,070	10,318	8,077	6,892	5,919	5,573
Operating Income	14,756	8,717	5,176	3,829	6,180	3,023
Earnings From Equity Investments	322.12	322.12	183.63	41.67	-10.57	-49.18
EBT Excluding Unusual Items	15,078	9,039	5,360	3,871	6,170	2,974
Gain (Loss) on Sale of Investments	-144.61	-144.61	4.09	-8.58	-22.35	-
Pretax Income	15,653	9,622	5,739	3,886	6,391	3,192
Income Tax Expense	5,524	3,475	2,098	1,270	1,871	857.64
Earnings From Continuing Ops.	10,130	6,147	3,641	2,616	4,520	2,335
Net Income	10,130	6,147	3,641	2,616	4,520	2,335
Net Income to Common	10,130	6,147	3,641	2,616	4,520	2,335
Net Income Growth	177.54%	68.84%	39.16%	-42.12%	93.61%	16.43%
Shares Outstanding (Basic)	318	318	318	318	318	318
Shares Outstanding (Diluted)	318	318	318	318	318	318
Shares Change (YoY)	0.01%	-	-	-	-	-
EPS (Basic)	31.84	19.33	11.45	8.23	14.21	7.34
EPS (Diluted)	31.84	19.33	11.45	8.23	14.21	7.34
EPS Growth	177.50%	68.84%	39.16%	-42.12%	93.60%	16.51%
Free Cash Flow	-15,955	9,265	3,586	8,342	800.95	3,618
Free Cash Flow Per Share	-50.15	29.13	11.27	26.23	2.52	11.38
Dividend Per Share	6.000	6.000	4.000	1.000	3.000	1.500
Dividend Growth	50.00%	50.00%	300.00%	-66.67%	100.00%	-
Operating Margin	53.03%	45.79%	39.05%	35.72%	51.08%	35.17%
Profit Margin	36.41%	32.29%	27.47%	24.40%	37.36%	27.16%
Free Cash Flow Margin	-57.34%	48.67%	27.06%	77.81%	6.62%	42.09%
Effective Tax Rate	35.29%	36.11%	36.56%	32.68%	29.27%	26.86%
Revenue as Reported	31,753	31,753	33,373	28,998	21,820	18,192

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.