Commercial Credit and Finance PLC (COSE:COCR.N0000)

COSE:COCR.N0000 Balance Sheet

Financials in millions LKR. Fiscal year is April - March.

Assets

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Cash & Equivalents	3,756	3,031	4,732	2,163	2,455	2,632
Long-Term Investments	7,833	1,609	1,197	582.49	344.86	767.31
Trading Asset Securities	3,153	4,668	6,741	6,883	8,437	5,088
Loans & Lease Receivables	97,780	98,971	69,885	79,588	76,171	73,993
Other Receivables	-	188.28	193.49	127.31	159.79	-
Property, Plant & Equipment	7,751	7,740	7,281	7,273	6,844	5,312
Goodwill	-	741.71	741.71	741.71	741.71	741.71
Other Intangible Assets	747.29	5.98	20	86.55	152.69	147.07
Other Current Assets	3,024	2,778	4,934	4,211	3,110	1,812
Long-Term Deferred Tax Assets	-	-	752.3	764.62	1,163	700.37
Other Long-Term Assets	5,505	4,974	4,477	2,858	1,538	1,993
Total Assets	129,601	132,067	110,176	105,937	102,193	93,630

Liabilities

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Bearing Deposits	57,068	55,203	55,682	62,121	59,244	48,078
Total Deposits	57,068	55,203	55,682	62,121	59,244	48,078
Accounts Payable	1,580	2,644	1,814	1,487	996.5	1,483
Accrued Expenses	-	748.3	854.84	1,575	1,193	1,714
Short-Term Debt	-	10,593	1,880	4,356	4,222	3,215
Current Portion of Long-Term Debt	-	-	-	4,958	5,514	9,179
Current Portion of Leases	-	244.59	95.26	262.09	110.84	58.76
Long-Term Debt	27,157	20,416	16,031	4,589	7,819	8,132
Long-Term Leases	-	345.34	420.29	124.34	205.97	318.32
Long-Term Unearned Revenue	-	1.02	2.24	2.04	1.28	3.73
Current Income Taxes Payable	4,024	3,440	3,026	1,865	1,290	1,193
Other Current Liabilities	-	6.26	5.5	4.21	4.26	2.92
Long-Term Deferred Tax Liabilities	128.05	126.78	-	-	-	-
Pension & Post-Retirement Benefits	976.86	955.04	709.3	495.94	365.95	334.42
Other Long-Term Liabilities	1,275	1,070	1,153	900.75	850.48	724.42
Total Liabilities	92,209	95,793	81,674	82,741	81,817	74,437

Shareholders' Equity

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Common Stock	2,151	2,151	2,151	2,151	2,151	2,151
Retained Earnings	34,374	33,256	25,512	20,698	17,877	16,694
Comprehensive Income & Other	868.02	868.02	839.82	348.51	348.51	348.51
Total Common Equity	37,392	36,274	28,502	23,197	20,376	19,193
Shareholders' Equity	37,392	36,274	28,502	23,197	20,376	19,193
Total Liabilities & Equity	129,601	132,067	110,176	105,937	102,193	93,630

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Total Debt	27,157	31,599	18,427	14,289	17,872	20,902
Net Cash (Debt)	-20,249	-16,591	2,216	-4,654	-6,120	-12,828
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-63.66	-52.16	6.97	-14.63	-19.24	-40.33
Filing Date Shares Outstanding	318.07	318.07	318.07	318.07	318.07	318.07
Total Common Shares Outstanding	318.07	318.07	318.07	318.07	318.07	318.07
Working Capital	45,092	44,117	32,350	17,002	18,834	19,044
Book Value Per Share	117.56	114.04	89.61	72.93	64.06	60.34
Tangible Book Value	36,645	35,527	27,740	22,368	19,481	18,305
Tangible Book Value Per Share	115.21	111.69	87.21	70.32	61.25	57.55

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 22, 2026

Data Sources Report a data error