Commercial Credit and Finance PLC (COSE:COCR.N0000)
Sri Lanka flag Sri Lanka · Delayed Price · Currency is LKR
107.75
+3.75 (3.61%)
At close: Jul 25, 2025

COSE:COCR.N0000 Statistics

Total Valuation

COSE:COCR.N0000 has a market cap or net worth of LKR 34.27 billion.

Market Cap34.27B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Wednesday, August 13, 2025.

Earnings Date Aug 13, 2025
Ex-Dividend Date Aug 1, 2024

Share Statistics

COSE:COCR.N0000 has 318.07 million shares outstanding.

Current Share Class 318.07M
Shares Outstanding 318.07M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 6.82%
Owned by Institutions (%) 1.27%
Float n/a

Valuation Ratios

The trailing PE ratio is 5.58.

PE Ratio 5.58
Forward PE n/a
PS Ratio 1.80
PB Ratio 1.20
P/TBV Ratio 1.24
P/FCF Ratio 3.70
P/OCF Ratio 3.53
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 1.37, with a Debt / Equity ratio of 0.59.

Current Ratio 1.37
Quick Ratio 1.30
Debt / Equity 0.59
Debt / EBITDA n/a
Debt / FCF 1.83
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 23.78%.

Return on Equity (ROE) 23.78%
Return on Assets (ROA) 5.69%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 5.71M
Profits Per Employee 1.84M
Employee Count 3,334
Asset Turnover 0.18
Inventory Turnover n/a

Taxes

In the past 12 months, COSE:COCR.N0000 has paid 3.47 billion in taxes.

Income Tax 3.47B
Effective Tax Rate 36.11%

Stock Price Statistics

The stock price has increased by +173.68% in the last 52 weeks. The beta is 1.00, so COSE:COCR.N0000's price volatility has been similar to the market average.

Beta (5Y) 1.00
52-Week Price Change +173.68%
50-Day Moving Average 85.45
200-Day Moving Average 59.60
Relative Strength Index (RSI) 69.24
Average Volume (20 Days) 1,074,225

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, COSE:COCR.N0000 had revenue of LKR 19.04 billion and earned 6.15 billion in profits. Earnings per share was 19.33.

Revenue19.04B
Gross Profit 19.04B
Operating Income 8.72B
Pretax Income 9.62B
Net Income 6.15B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 19.33
Full Income Statement

Balance Sheet

The company has 20.64 billion in cash and 16.93 billion in debt, giving a net cash position of 3.72 billion or 11.68 per share.

Cash & Cash Equivalents 20.64B
Total Debt 16.93B
Net Cash 3.72B
Net Cash Per Share 11.68
Equity (Book Value) 28.50B
Book Value Per Share 89.61
Working Capital 25.90B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 9.70 billion and capital expenditures -434.91 million, giving a free cash flow of 9.26 billion.

Operating Cash Flow 9.70B
Capital Expenditures -434.91M
Free Cash Flow 9.26B
FCF Per Share 29.13
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 45.79% and 32.29%.

Gross Margin 100.00%
Operating Margin 45.79%
Pretax Margin 50.55%
Profit Margin 32.29%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 48.67%

Dividends & Yields

This stock pays an annual dividend of 4.00, which amounts to a dividend yield of 3.85%.

Dividend Per Share 4.00
Dividend Yield 3.85%
Dividend Growth (YoY) 300.00%
Years of Dividend Growth 1
Payout Ratio 20.94%
Buyback Yield n/a
Shareholder Yield 3.85%
Earnings Yield 17.94%
FCF Yield 27.03%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 28, 2013. It was a forward split with a ratio of 1.0917149751.

Last Split Date Mar 28, 2013
Split Type Forward
Split Ratio 1.0917149751

Scores

Altman Z-Score n/a
Piotroski F-Score 6