HNB Life PLC (COSE:HASU.N0000)
Sri Lanka flag Sri Lanka · Delayed Price · Currency is LKR
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0.00 (0.00%)
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HNB Life Financials Overview

Millions LKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
40,12533,59926,59923,35417,86913,653
Revenue Growth
29.28%26.32%13.89%30.70%30.88%17.33%
Operating Income
3,6383,5553,0592,7852,1281,832
Net Income
2,3592,3851,8971,7651,8311,224
Earnings Per Share
15.7315.9012.6511.7612.208.16
EPS Growth
20.49%25.72%7.49%-3.60%49.60%4.12%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Life Insurance
30,09626,08119,90216,79812,4309,226
General Insurance
7,2796,8986,6256,6665,6684,689
Intersegment Adjustment
--71.83-127.09-153.07-226.63-240.71
Total
37,30332,90826,40023,31017,87113,674

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,2101,5931,4021,1231,0332,113
Total Debt
1,266935.46979.89921.58676.26533.5
Net Cash (Debt)
-55.98657.23422.53201.43357.051,579
Net Cash Growth
-55.55%109.77%-43.59%-77.39%715.47%
Net Cash Per Share
-0.374.382.821.342.3810.53

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
6,2257,1973,1241,6111,9413,141
Capital Expenditures
-439.31-231.98-250.38-400.56-218.65-177.28
Free Cash Flow
5,7866,9652,8741,2111,7232,964
Free Cash Flow Growth
27.70%142.34%137.40%-29.73%-41.89%29.90%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
9.07%10.58%11.50%11.92%11.91%13.41%
Pretax Margin
8.32%10.08%10.20%10.75%13.35%12.81%
Profit Margin
5.88%7.10%7.13%7.56%10.24%8.96%
FCF Margin
14.42%20.73%10.80%5.18%9.64%21.71%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
5.0005.0003.9003.9003.6503.200
Dividend Per Share Growth
28.21%28.21%0%6.85%14.06%14.29%
Dividend Yield
3.82%4.36%4.87%6.89%8.51%6.61%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.317.226.334.813.525.93
Forward PE
-1.721.721.721.721.72
P/FCF Ratio
3.392.474.187.013.742.45
PS Ratio
0.490.510.450.360.360.53