HNB Life PLC (COSE:HASU.N0000)
Sri Lanka flag Sri Lanka · Delayed Price · Currency is LKR
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0.00 (0.00%)
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HNB Life Financials Overview

Millions LKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
38,02133,59926,59923,35417,86913,653
Revenue Growth
31.27%26.32%13.89%30.70%30.88%17.33%
Operating Income
3,7103,5553,0592,7852,1281,832
Net Income
2,4582,3851,8971,7651,8311,224
Earnings Per Share
16.3915.9012.6511.7612.208.16
EPS Growth
26.58%25.72%7.49%-3.60%49.60%4.12%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Life Insurance
30,09626,08119,90216,79812,4309,226
General Insurance
7,2796,8986,6256,6665,6684,689
Intersegment Adjustment
--71.83-127.09-153.07-226.63-240.71
Total
37,30332,90826,40023,31017,87113,674

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,0791,5931,4021,1231,0332,113
Total Debt
1,428935.46979.89921.58676.26533.5
Net Cash (Debt)
651.04657.23422.53201.43357.051,579
Net Cash Growth
48.06%55.55%109.77%-43.59%-77.39%715.47%
Net Cash Per Share
4.344.382.821.342.3810.53

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
5,2987,1973,1241,6111,9413,141
Capital Expenditures
-321.04-231.98-250.38-400.56-218.65-177.28
Free Cash Flow
4,9776,9652,8741,2111,7232,964
Free Cash Flow Growth
16.86%142.34%137.40%-29.73%-41.89%29.90%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
9.76%10.58%11.50%11.92%11.91%13.41%
Pretax Margin
9.16%10.08%10.20%10.75%13.35%12.81%
Profit Margin
6.46%7.10%7.13%7.56%10.24%8.96%
FCF Margin
13.09%20.73%10.80%5.18%9.64%21.71%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
5.0005.0003.9003.9003.6503.200
Dividend Per Share Growth
28.21%28.21%0%6.85%14.06%14.29%
Dividend Yield
3.31%4.54%5.34%8.08%10.76%9.03%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.217.226.334.813.525.93
Forward PE
-1.721.721.721.721.72
P/FCF Ratio
4.552.474.187.013.742.45
PS Ratio
0.600.510.450.360.360.53