HNB Life PLC (COSE:HASU.N0000)

HNB Life Ratios and Metrics

Market cap in millions LKR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 1, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	21,375	17,213	12,015	8,490	6,435	7,260
Market Cap Growth	82.93%	43.26%	41.52%	31.94%	-11.36%	-16.84%
Enterprise Value	21,242	16,480	11,967	8,123	5,631	6,932
PE Ratio	9.08	7.22	6.33	4.81	3.52	5.93
PS Ratio	0.59	0.51	0.45	0.36	0.36	0.53
PB Ratio	1.59	1.22	0.96	0.83	0.83	0.89
P/FCF Ratio	4.73	2.47	4.18	7.01	3.74	2.45
P/OCF Ratio	4.49	2.39	3.85	5.27	3.32	2.31
EV/Sales Ratio	0.59	0.49	0.45	0.35	0.32	0.51
EV/EBITDA Ratio	5.26	4.37	3.69	2.79	2.55	3.66
EV/EBIT Ratio	5.94	4.64	3.91	2.92	2.65	3.79
EV/FCF Ratio	4.70	2.37	4.16	6.71	3.27	2.34
Debt / Equity Ratio	0.14	0.07	0.08	0.09	0.09	0.07
Debt / EBITDA Ratio	0.46	0.23	0.28	0.30	0.29	0.26
Debt / FCF Ratio	0.41	0.13	0.34	0.76	0.39	0.18
Net Debt / Equity Ratio	-0.01	-0.05	-0.03	-0.02	-0.05	-0.19
Net Debt / EBITDA Ratio	-0.04	-0.17	-0.13	-0.07	-0.16	-0.83
Net Debt / FCF Ratio	-0.03	-0.09	-0.15	-0.17	-0.21	-0.53
Quick Ratio	1.72	0.63	0.66	0.43	0.56	1.34
Current Ratio	3.04	0.89	0.83	0.63	0.73	1.56
Asset Turnover	0.47	0.47	0.47	0.51	0.46	0.40
Return on Equity (ROE)	18.33%	17.90%	16.64%	19.53%	22.99%	15.00%
Return on Assets (ROA)	2.90%	3.10%	3.36%	3.77%	3.46%	3.39%
Return on Invested Capital (ROIC)	16.57%	17.53%	17.32%	19.89%	19.06%	14.76%
Earnings Yield	11.01%	13.86%	15.79%	20.79%	28.45%	16.86%
FCF Yield	21.16%	40.46%	23.92%	14.26%	26.77%	40.83%
Dividend Yield	3.48%	4.54%	5.34%	8.08%	10.76%	9.03%
Payout Ratio	24.85%	24.53%	30.84%	31.03%	26.22%	34.32%
Total Shareholder Return	3.40%	4.54%	5.34%	8.08%	10.76%	9.03%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.