HNB Life PLC (COSE:HASU.N0000)

HNB Life Ratios and Metrics

Market cap in millions LKR. Fiscal year is January - December.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	21,600	17,213	12,015	8,490	6,435	7,260
Market Cap Growth	39.47%	43.26%	41.52%	31.94%	-11.36%	-16.84%
Enterprise Value	20,949	16,480	11,967	8,123	5,631	6,932

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	8.79	7.22	6.33	4.81	3.52	5.93
PS Ratio	0.57	0.51	0.45	0.36	0.36	0.53
PB Ratio	1.63	1.22	0.96	0.83	0.83	0.89
P/FCF Ratio	4.34	2.47	4.18	7.01	3.74	2.45
P/OCF Ratio	4.08	2.39	3.85	5.27	3.32	2.31

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
EV/Sales Ratio	0.55	0.49	0.45	0.35	0.32	0.51
EV/EBITDA Ratio	5.00	4.37	3.69	2.79	2.55	3.66
EV/EBIT Ratio	5.65	4.64	3.91	2.92	2.65	3.79
EV/FCF Ratio	4.21	2.37	4.16	6.71	3.27	2.34

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Debt / Equity Ratio	0.11	0.07	0.08	0.09	0.09	0.07
Debt / EBITDA Ratio	0.34	0.23	0.28	0.30	0.29	0.26
Debt / FCF Ratio	0.29	0.13	0.34	0.76	0.39	0.18
Net Debt / Equity Ratio	-0.05	-0.05	-0.03	-0.02	-0.05	-0.19
Net Debt / EBITDA Ratio	-0.16	-0.17	-0.13	-0.07	-0.16	-0.83
Net Debt / FCF Ratio	-0.13	-0.09	-0.15	-0.17	-0.21	-0.53
Quick Ratio	0.51	0.63	0.66	0.43	0.56	1.34
Current Ratio	1.01	0.89	0.83	0.63	0.73	1.56
Asset Turnover	0.48	0.47	0.47	0.51	0.46	0.40
Return on Equity (ROE)	18.85%	17.90%	16.64%	19.53%	22.99%	15.00%
Return on Assets (ROA)	2.95%	3.10%	3.36%	3.77%	3.46%	3.39%
Return on Invested Capital (ROIC)	17.50%	17.53%	17.32%	19.89%	19.06%	14.76%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Earnings Yield	11.38%	13.86%	15.79%	20.79%	28.45%	16.86%
FCF Yield	23.04%	40.46%	23.92%	14.26%	26.77%	40.83%
Dividend Yield	3.42%	4.54%	5.34%	8.08%	10.76%	9.03%
Payout Ratio	30.51%	24.53%	30.84%	31.03%	26.22%	34.32%
Total Shareholder Return	3.42%	4.54%	5.34%	8.08%	10.76%	9.03%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 11, 2026

Data Sources Report a data error