HNB Assurance PLC (COSE:HASU.N0000)

HNB Assurance Ratios and Metrics

Market cap in millions LKR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 24, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	11,100	12,015	8,490	6,435	7,260	8,730
Market Cap Growth	41.52%	41.52%	31.94%	-11.36%	-16.84%	26.52%
Enterprise Value	10,677	11,967	8,123	5,631	6,932	8,607
PE Ratio	5.85	6.33	4.81	3.52	5.93	7.43
PS Ratio	0.42	0.45	0.36	0.36	0.53	0.75
PB Ratio	0.89	0.96	0.83	0.83	0.89	1.07
P/FCF Ratio	3.86	4.18	7.01	3.74	2.45	3.83
P/OCF Ratio	3.55	3.85	5.27	3.32	2.31	3.70
EV/Sales Ratio	0.40	0.45	0.35	0.32	0.51	0.74
EV/EBITDA Ratio	3.14	3.75	2.79	2.55	3.66	4.85
EV/EBIT Ratio	3.55	3.97	2.92	2.65	3.79	5.00
EV/FCF Ratio	3.72	4.16	6.71	3.27	2.34	3.77
Debt / Equity Ratio	0.08	0.08	0.09	0.09	0.07	0.06
Debt / EBITDA Ratio	0.29	0.29	0.30	0.29	0.26	0.27
Debt / FCF Ratio	0.34	0.34	0.76	0.39	0.18	0.23
Quick Ratio	0.66	0.66	0.43	0.56	1.34	0.93
Current Ratio	0.83	0.83	0.63	0.73	1.56	1.12
Asset Turnover	0.47	0.47	0.51	0.46	0.40	0.40
Return on Equity (ROE)	16.64%	16.64%	19.53%	22.99%	15.00%	15.77%
Return on Assets (ROA)	3.31%	3.31%	3.77%	3.46%	3.39%	3.69%
Return on Capital (ROIC)	15.24%	15.24%	17.69%	15.53%	13.18%	13.52%
Earnings Yield	17.09%	15.79%	20.79%	28.45%	16.86%	13.46%
Earnings Yield	17.09%	15.79%	20.79%	28.45%	16.86%	13.46%
FCF Yield	25.89%	23.92%	14.26%	26.77%	40.83%	26.14%
Dividend Yield	5.27%	5.13%	7.75%	10.32%	8.66%	6.61%
Payout Ratio	30.84%	30.84%	31.03%	26.22%	34.32%	25.53%
Total Shareholder Return	5.27%	5.13%	7.75%	10.32%	8.66%	6.61%

Updated Mar 4, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.