HNB Assurance PLC (COSE:HASU.N0000)

HNB Assurance Statistics

Total Valuation

HNB Assurance has a market cap or net worth of LKR 15.08 billion. The enterprise value is 14.34 billion.

Market Cap	15.08B
Enterprise Value	14.34B

Important Dates

The next estimated earnings date is Tuesday, February 17, 2026.

Earnings Date	Feb 17, 2026
Ex-Dividend Date	Apr 1, 2025

Share Statistics

HNB Assurance has 150.00 million shares outstanding.

Current Share Class	150.00M
Shares Outstanding	150.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	5.35%
Owned by Institutions (%)	7.90%
Float	41.53M

Valuation Ratios

The trailing PE ratio is 7.70.

PE Ratio	7.70
Forward PE	n/a
PS Ratio	0.49
PB Ratio	1.17
P/TBV Ratio	1.20
P/FCF Ratio	3.33
P/OCF Ratio	3.16
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.18, with an EV/FCF ratio of 3.17.

EV / Earnings	7.32
EV / Sales	0.46
EV / EBITDA	4.18
EV / EBIT	4.77
EV / FCF	3.17

Financial Position

The company has a current ratio of 0.86, with a Debt / Equity ratio of 0.07.

Current Ratio	0.86
Quick Ratio	0.64
Debt / Equity	0.07
Debt / EBITDA	0.25
Debt / FCF	0.19
Interest Coverage	17.27

Financial Efficiency

Return on equity (ROE) is 16.68% and return on invested capital (ROIC) is 14.99%.

Return on Equity (ROE)	16.68%
Return on Assets (ROA)	2.85%
Return on Invested Capital (ROIC)	14.99%
Return on Capital Employed (ROCE)	4.60%
Revenue Per Employee	20.33M
Profits Per Employee	1.28M
Employee Count	1,526
Asset Turnover	0.47
Inventory Turnover	n/a

Taxes

In the past 12 months, HNB Assurance has paid 820.23 million in taxes.

Income Tax	820.23M
Effective Tax Rate	29.52%

Stock Price Statistics

The stock price has increased by +47.36% in the last 52 weeks. The beta is 0.71, so HNB Assurance's price volatility has been lower than the market average.

Beta (5Y)	0.71
52-Week Price Change	+47.36%
50-Day Moving Average	112.13
200-Day Moving Average	94.44
Relative Strength Index (RSI)	26.67
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HNB Assurance had revenue of LKR 31.02 billion and earned 1.96 billion in profits. Earnings per share was 13.06.

Revenue	31.02B
Gross Profit	13.12B
Operating Income	3.01B
Pretax Income	2.78B
Net Income	1.96B
EBITDA	3.22B
EBIT	3.01B
Earnings Per Share (EPS)	13.06

Balance Sheet

The company has 2.26 billion in cash and 867.90 million in debt, giving a net cash position of 732.42 million or 4.88 per share.

Cash & Cash Equivalents	2.26B
Total Debt	867.90M
Net Cash	732.42M
Net Cash Per Share	4.88
Equity (Book Value)	12.89B
Book Value Per Share	85.92
Working Capital	-1.08B

Cash Flow

In the last 12 months, operating cash flow was 4.77 billion and capital expenditures -240.90 million, giving a free cash flow of 4.53 billion.

Operating Cash Flow	4.77B
Capital Expenditures	-240.90M
Free Cash Flow	4.53B
FCF Per Share	30.21

Margins

Gross margin is 42.29%, with operating and profit margins of 9.70% and 6.31%.

Gross Margin	42.29%
Operating Margin	9.70%
Pretax Margin	8.96%
Profit Margin	6.31%
EBITDA Margin	10.36%
EBIT Margin	9.70%
FCF Margin	14.61%

Dividends & Yields

This stock pays an annual dividend of 3.90, which amounts to a dividend yield of 3.86%.

Dividend Per Share	3.90
Dividend Yield	3.86%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	4
Payout Ratio	29.87%
Buyback Yield	n/a
Shareholder Yield	3.86%
Earnings Yield	12.99%
FCF Yield	30.06%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 7, 2020. It was a forward split with a ratio of 3.

Last Split Date	Dec 7, 2020
Split Type	Forward
Split Ratio	3

Scores

Altman Z-Score	n/a
Piotroski F-Score	5