HNB Assurance PLC (COSE:HASU.N0000)

HNB Assurance Statistics

Total Valuation

HNB Assurance has a market cap or net worth of LKR 14.49 billion. The enterprise value is 13.82 billion.

Market Cap	14.49B
Enterprise Value	13.82B

Important Dates

The next estimated earnings date is Monday, August 4, 2025.

Earnings Date	Aug 4, 2025
Ex-Dividend Date	Apr 1, 2025

Share Statistics

HNB Assurance has 150.00 million shares outstanding.

Current Share Class	150.00M
Shares Outstanding	150.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	5.61%
Owned by Institutions (%)	8.82%
Float	41.28M

Valuation Ratios

The trailing PE ratio is 7.38.

PE Ratio	7.38
Forward PE	n/a
PS Ratio	0.52
PB Ratio	1.18
P/TBV Ratio	1.21
P/FCF Ratio	3.88
P/OCF Ratio	3.63
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.06, with an EV/FCF ratio of 3.70.

EV / Earnings	7.04
EV / Sales	0.50
EV / EBITDA	4.06
EV / EBIT	4.59
EV / FCF	3.70

Financial Position

The company has a current ratio of 0.94, with a Debt / Equity ratio of 0.07.

Current Ratio	0.94
Quick Ratio	0.77
Debt / Equity	0.07
Debt / EBITDA	0.24
Debt / FCF	0.22
Interest Coverage	15.68

Financial Efficiency

Return on equity (ROE) is 17.07% and return on invested capital (ROIC) is 15.23%.

Return on Equity (ROE)	17.07%
Return on Assets (ROA)	3.05%
Return on Invested Capital (ROIC)	15.23%
Return on Capital Employed (ROCE)	5.02%
Revenue Per Employee	18.25M
Profits Per Employee	1.29M
Employee Count	1,526
Asset Turnover	0.45
Inventory Turnover	n/a

Taxes

In the past 12 months, HNB Assurance has paid 802.33 million in taxes.

Income Tax	802.33M
Effective Tax Rate	29.02%

Stock Price Statistics

The stock price has increased by +65.98% in the last 52 weeks. The beta is 0.83, so HNB Assurance's price volatility has been lower than the market average.

Beta (5Y)	0.83
52-Week Price Change	+65.98%
50-Day Moving Average	83.55
200-Day Moving Average	75.23
Relative Strength Index (RSI)	77.74
Average Volume (20 Days)	62,196

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HNB Assurance had revenue of LKR 27.86 billion and earned 1.96 billion in profits. Earnings per share was 13.09.

Revenue	27.86B
Gross Profit	12.34B
Operating Income	3.01B
Pretax Income	2.77B
Net Income	1.96B
EBITDA	3.20B
EBIT	3.01B
Earnings Per Share (EPS)	13.09

Balance Sheet

The company has 1.96 billion in cash and 834.82 million in debt, giving a net cash position of 667.20 million or 4.45 per share.

Cash & Cash Equivalents	1.96B
Total Debt	834.82M
Net Cash	667.20M
Net Cash Per Share	4.45
Equity (Book Value)	12.25B
Book Value Per Share	81.64
Working Capital	-508.28M

Cash Flow

In the last 12 months, operating cash flow was 3.99 billion and capital expenditures -262.71 million, giving a free cash flow of 3.73 billion.

Operating Cash Flow	3.99B
Capital Expenditures	-262.71M
Free Cash Flow	3.73B
FCF Per Share	24.87

Margins

Gross margin is 44.31%, with operating and profit margins of 10.82% and 7.05%.

Gross Margin	44.31%
Operating Margin	10.82%
Pretax Margin	9.93%
Profit Margin	7.05%
EBITDA Margin	11.50%
EBIT Margin	10.82%
FCF Margin	13.39%

Dividends & Yields

This stock pays an annual dividend of 3.90, which amounts to a dividend yield of 4.37%.

Dividend Per Share	3.90
Dividend Yield	4.37%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	4
Payout Ratio	29.80%
Buyback Yield	n/a
Shareholder Yield	4.37%
Earnings Yield	13.55%
FCF Yield	25.75%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 7, 2020. It was a forward split with a ratio of 3.

Last Split Date	Dec 7, 2020
Split Type	Forward
Split Ratio	3

Scores

Altman Z-Score	n/a
Piotroski F-Score	5