LOLC Finance Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	78,741	68,318	74,994	69,040	30,570
Total Interest Expense	28,809	26,211	37,019	36,125	8,980
Net Interest Income	49,933	42,106	37,975	32,915	21,590
Commissions and Fees	3,172	2,543	2,044	-	-
Gain (Loss) on Sale of Investments	-159.88	-1,699	3,349	51.67	518.07
Other Revenue	2,693	-	-	-2,434	2,088
Revenue Before Loan Losses	55,637	42,949	43,368	30,533	24,196
Provision for Loan Losses	-1,078	-7,250	4,394	178.97	1,917
Revenue	56,715	50,199	38,974	30,354	22,279
Revenue Growth (YoY)	12.98%	28.80%	28.40%	36.24%	252.90%
Salaries & Employee Benefits	9,537	7,941	6,886	6,058	3,565
Cost of Services Provided	-	4,724	4,334	12,002	6,733
Other Operating Expenses	14,351	13,882	12,194	2,921	-2,012
Total Operating Expenses	25,993	27,851	24,601	21,716	8,493
Operating Income	30,722	22,348	14,373	8,638	13,787
Earnings From Equity Investments	-	22.83	33.93	-895.11	-
Currency Exchange Gain (Loss)	-	-	-	7,521	-1,905
EBT Excluding Unusual Items	30,722	22,371	14,407	14,927	11,879
Gain (Loss) on Sale of Investments	-	-	-	-3,108	-1,073
Pretax Income	30,722	25,085	21,547	15,393	17,743
Income Tax Expense	3,316	-	-	-	792.05
Net Income	27,406	25,085	21,547	15,393	16,951
Net Income to Common	27,406	25,085	21,547	15,393	16,951
Net Income Growth	9.25%	16.42%	39.98%	-9.19%	288.25%
Shares Outstanding (Basic)	30,793	33,079	33,079	21,487	5,250
Shares Outstanding (Diluted)	30,793	33,079	33,079	21,487	5,250
Shares Change (YoY)	-6.91%	-	53.95%	309.27%	-
EPS (Basic)	0.89	0.76	0.65	0.72	3.23
EPS (Diluted)	0.89	0.76	0.65	0.72	3.23
EPS Growth	17.36%	16.42%	-9.08%	-77.81%	288.25%
Free Cash Flow	-53,497	-12,074	17,543	19,448	-4,062
Free Cash Flow Per Share	-1.74	-0.36	0.53	0.91	-0.77
Operating Margin	54.17%	44.52%	36.88%	28.46%	61.88%
Profit Margin	48.32%	49.97%	55.29%	50.71%	76.08%
Free Cash Flow Margin	-94.33%	-24.05%	45.01%	64.07%	-18.23%
Effective Tax Rate	10.79%	-	-	-	4.46%