LOLC Finance PLC (COSE:LOFC.N0000)

LOLC Finance Statistics

Total Valuation

LOLC Finance has a market cap or net worth of LKR 156.67 billion.

Market Cap	156.67B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, June 3, 2026.

Earnings Date	Jun 3, 2026
Ex-Dividend Date	n/a

Share Statistics

LOLC Finance has 29.56 billion shares outstanding. The number of shares has decreased by -6.91% in one year.

Current Share Class	29.56B
Shares Outstanding	29.56B
Shares Change (YoY)	-6.91%
Shares Change (QoQ)	+11.39%
Owned by Insiders (%)	0.67%
Owned by Institutions (%)	0.05%
Float	760.39M

Valuation Ratios

The trailing PE ratio is 5.96.

PE Ratio	5.96
Forward PE	n/a
PS Ratio	2.76
PB Ratio	1.01
P/TBV Ratio	1.01
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.67, with a Debt / Equity ratio of 0.67.

Current Ratio	1.67
Quick Ratio	1.61
Debt / Equity	0.67
Debt / EBITDA	n/a
Debt / FCF	-1.94
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.98% and return on invested capital (ROIC) is 10.90%.

Return on Equity (ROE)	17.98%
Return on Assets (ROA)	5.55%
Return on Invested Capital (ROIC)	10.90%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.43%
Revenue Per Employee	11.22M
Profits Per Employee	5.42M
Employee Count	5,053
Asset Turnover	0.11
Inventory Turnover	n/a

Taxes

In the past 12 months, LOLC Finance has paid 3.32 billion in taxes.

Income Tax	3.32B
Effective Tax Rate	10.79%

Stock Price Statistics

The stock price has decreased by -14.52% in the last 52 weeks. The beta is 0.27, so LOLC Finance's price volatility has been lower than the market average.

Beta (5Y)	0.27
52-Week Price Change	-14.52%
50-Day Moving Average	5.43
200-Day Moving Average	5.80
Relative Strength Index (RSI)	41.88
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LOLC Finance had revenue of LKR 56.72 billion and earned 27.41 billion in profits. Earnings per share was 0.89.

Revenue	56.72B
Gross Profit	56.72B
Operating Income	30.72B
Pretax Income	30.72B
Net Income	27.41B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.89

Balance Sheet

The company has 34.79 billion in cash and 103.88 billion in debt, with a net cash position of -69.08 billion or -2.34 per share.

Cash & Cash Equivalents	34.79B
Total Debt	103.88B
Net Cash	-69.08B
Net Cash Per Share	-2.34
Equity (Book Value)	155.40B
Book Value Per Share	5.21
Working Capital	186.62B

Cash Flow

In the last 12 months, operating cash flow was -46.77 billion and capital expenditures -6.72 billion, giving a free cash flow of -53.50 billion.

Operating Cash Flow	-46.77B
Capital Expenditures	-6.72B
Depreciation & Amortization	2.11B
Net Borrowing	82.42B
Free Cash Flow	-53.50B
FCF Per Share	-1.81

Margins

Gross margin is 100.00%, with operating and profit margins of 54.17% and 48.32%.

Gross Margin	100.00%
Operating Margin	54.17%
Pretax Margin	54.17%
Profit Margin	48.32%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

LOLC Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	6.91%
Shareholder Yield	6.91%
Earnings Yield	17.49%
FCF Yield	-34.15%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3