LOLC Finance PLC (COSE:LOFC.N0000)

LOLC Finance Statistics

Total Valuation

LOLC Finance has a market cap or net worth of LKR 208.40 billion.

Market Cap	208.40B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, November 12, 2025.

Earnings Date	Nov 12, 2025
Ex-Dividend Date	n/a

Share Statistics

LOLC Finance has 33.08 billion shares outstanding. The number of shares has increased by 0.27% in one year.

Current Share Class	33.08B
Shares Outstanding	33.08B
Shares Change (YoY)	+0.27%
Shares Change (QoQ)	-3.59%
Owned by Insiders (%)	0.50%
Owned by Institutions (%)	0.03%
Float	787.34M

Valuation Ratios

The trailing PE ratio is 7.91.

PE Ratio	7.91
Forward PE	n/a
PS Ratio	3.95
PB Ratio	1.35
P/TBV Ratio	1.35
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.53, with a Debt / Equity ratio of 0.25.

Current Ratio	1.53
Quick Ratio	1.51
Debt / Equity	0.25
Debt / EBITDA	n/a
Debt / FCF	-1.09
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.81%.

Return on Equity (ROE)	18.81%
Return on Assets (ROA)	6.32%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	10.44M
Profits Per Employee	5.23M
Employee Count	5,053
Asset Turnover	0.13
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +1.61% in the last 52 weeks. The beta is 0.55, so LOLC Finance's price volatility has been lower than the market average.

Beta (5Y)	0.55
52-Week Price Change	+1.61%
50-Day Moving Average	5.94
200-Day Moving Average	6.08
Relative Strength Index (RSI)	58.89
Average Volume (20 Days)	7,436,417

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LOLC Finance had revenue of LKR 52.77 billion and earned 26.42 billion in profits. Earnings per share was 0.80.

Revenue	52.77B
Gross Profit	52.77B
Operating Income	23.72B
Pretax Income	26.42B
Net Income	26.42B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.80

Balance Sheet

The company has 35.72 billion in cash and 39.16 billion in debt, giving a net cash position of -3.44 billion or -0.10 per share.

Cash & Cash Equivalents	35.72B
Total Debt	39.16B
Net Cash	-3.44B
Net Cash Per Share	-0.10
Equity (Book Value)	154.73B
Book Value Per Share	4.68
Working Capital	124.32B

Cash Flow

In the last 12 months, operating cash flow was -28.43 billion and capital expenditures -7.64 billion, giving a free cash flow of -36.06 billion.

Operating Cash Flow	-28.43B
Capital Expenditures	-7.64B
Free Cash Flow	-36.06B
FCF Per Share	-1.09

Margins

Gross margin is 100.00%, with operating and profit margins of 44.95% and 50.07%.

Gross Margin	100.00%
Operating Margin	44.95%
Pretax Margin	50.07%
Profit Margin	50.07%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

LOLC Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.27%
Shareholder Yield	-0.27%
Earnings Yield	12.68%
FCF Yield	-17.31%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4