LOLC Finance PLC (COSE:LOFC.N0000)

LOLC Finance Statistics

Total Valuation

LOLC Finance has a market cap or net worth of LKR 201.78 billion.

Market Cap	201.78B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, August 13, 2025.

Earnings Date	Aug 13, 2025
Ex-Dividend Date	n/a

Share Statistics

LOLC Finance has 33.08 billion shares outstanding.

Current Share Class	33.08B
Shares Outstanding	33.08B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+3.54%
Owned by Insiders (%)	0.38%
Owned by Institutions (%)	0.03%
Float	828.22M

Valuation Ratios

The trailing PE ratio is 8.04.

PE Ratio	8.04
Forward PE	n/a
PS Ratio	4.02
PB Ratio	1.35
P/TBV Ratio	1.35
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.27, with a Debt / Equity ratio of 0.17.

Current Ratio	1.27
Quick Ratio	1.26
Debt / Equity	0.17
Debt / EBITDA	n/a
Debt / FCF	-2.13
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.45%.

Return on Equity (ROE)	18.45%
Return on Assets (ROA)	6.22%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	9.93M
Profits Per Employee	4.96M
Employee Count	5,053
Asset Turnover	0.12
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +1.67% in the last 52 weeks. The beta is 0.46, so LOLC Finance's price volatility has been lower than the market average.

Beta (5Y)	0.46
52-Week Price Change	+1.67%
50-Day Moving Average	6.02
200-Day Moving Average	6.17
Relative Strength Index (RSI)	57.32
Average Volume (20 Days)	3,417,136

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LOLC Finance had revenue of LKR 50.20 billion and earned 25.09 billion in profits. Earnings per share was 0.76.

Revenue	50.20B
Gross Profit	50.20B
Operating Income	22.35B
Pretax Income	25.09B
Net Income	25.09B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.76

Balance Sheet

The company has 42.19 billion in cash and 25.72 billion in debt, giving a net cash position of 16.48 billion or 0.50 per share.

Cash & Cash Equivalents	42.19B
Total Debt	25.72B
Net Cash	16.48B
Net Cash Per Share	0.50
Equity (Book Value)	149.52B
Book Value Per Share	4.52
Working Capital	74.08B

Cash Flow

In the last 12 months, operating cash flow was -4.25 billion and capital expenditures -7.83 billion, giving a free cash flow of -12.07 billion.

Operating Cash Flow	-4.25B
Capital Expenditures	-7.83B
Free Cash Flow	-12.07B
FCF Per Share	-0.37

Margins

Gross margin is 100.00%, with operating and profit margins of 44.52% and 49.97%.

Gross Margin	100.00%
Operating Margin	44.52%
Pretax Margin	49.97%
Profit Margin	49.97%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

LOLC Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	12.43%
FCF Yield	-5.98%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4