LOLC Finance PLC (COSE:LOFC.N0000)

LOLC Finance Statistics

Total Valuation

LOLC Finance has a market cap or net worth of LKR 156.67 billion.

Market Cap	156.67B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, May 26, 2026.

Earnings Date	May 26, 2026
Ex-Dividend Date	n/a

Share Statistics

LOLC Finance has 29.56 billion shares outstanding. The number of shares has decreased by -4.23% in one year.

Current Share Class	29.56B
Shares Outstanding	29.56B
Shares Change (YoY)	-4.23%
Shares Change (QoQ)	-21.96%
Owned by Insiders (%)	0.67%
Owned by Institutions (%)	0.05%
Float	760.38M

Valuation Ratios

The trailing PE ratio is 6.01.

PE Ratio	6.01
Forward PE	n/a
PS Ratio	2.94
PB Ratio	1.06
P/TBV Ratio	1.06
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.68, with a Debt / Equity ratio of 0.65.

Current Ratio	1.68
Quick Ratio	1.62
Debt / Equity	0.65
Debt / EBITDA	n/a
Debt / FCF	-1.32
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.47% and return on invested capital (ROIC) is 10.49%.

Return on Equity (ROE)	19.47%
Return on Assets (ROA)	6.04%
Return on Invested Capital (ROIC)	10.49%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.47%
Revenue Per Employee	10.53M
Profits Per Employee	5.50M
Employee Count	5,053
Asset Turnover	0.12
Inventory Turnover	n/a

Taxes

Income Tax	-2.69B
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -10.17% in the last 52 weeks. The beta is 0.24, so LOLC Finance's price volatility has been lower than the market average.

Beta (5Y)	0.24
52-Week Price Change	-10.17%
50-Day Moving Average	5.66
200-Day Moving Average	5.89
Relative Strength Index (RSI)	45.94
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LOLC Finance had revenue of LKR 53.21 billion and earned 27.81 billion in profits. Earnings per share was 0.88.

Revenue	53.21B
Gross Profit	53.21B
Operating Income	23.29B
Pretax Income	25.12B
Net Income	27.81B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.88

Balance Sheet

The company has 22.38 billion in cash and 95.83 billion in debt, with a net cash position of -73.45 billion or -2.48 per share.

Cash & Cash Equivalents	22.38B
Total Debt	95.83B
Net Cash	-73.45B
Net Cash Per Share	-2.48
Equity (Book Value)	147.62B
Book Value Per Share	4.99
Working Capital	170.56B

Cash Flow

In the last 12 months, operating cash flow was -59.52 billion and capital expenditures -13.03 billion, giving a free cash flow of -72.55 billion.

Operating Cash Flow	-59.52B
Capital Expenditures	-13.03B
Depreciation & Amortization	1.81B
Net Borrowing	73.26B
Free Cash Flow	-72.55B
FCF Per Share	-2.45

Margins

Gross margin is 100.00%, with operating and profit margins of 43.77% and 52.27%.

Gross Margin	100.00%
Operating Margin	43.77%
Pretax Margin	47.21%
Profit Margin	52.27%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

LOLC Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	4.23%
Shareholder Yield	4.23%
Earnings Yield	17.75%
FCF Yield	-46.31%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3