LOLC Finance PLC (COSE:LOFC.N0000)

LOLC Finance Statistics

Total Valuation

LOLC Finance has a market cap or net worth of LKR 168.49 billion.

Market Cap	168.49B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, November 12, 2025.

Earnings Date	Nov 12, 2025
Ex-Dividend Date	n/a

Share Statistics

LOLC Finance has 29.56 billion shares outstanding. The number of shares has decreased by -0.88% in one year.

Current Share Class	29.56B
Shares Outstanding	29.56B
Shares Change (YoY)	-0.88%
Shares Change (QoQ)	-6.51%
Owned by Insiders (%)	0.65%
Owned by Institutions (%)	0.03%
Float	764.98M

Valuation Ratios

The trailing PE ratio is 6.02.

PE Ratio	6.02
Forward PE	n/a
PS Ratio	3.06
PB Ratio	1.18
P/TBV Ratio	1.18
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.53, with a Debt / Equity ratio of 0.41.

Current Ratio	1.53
Quick Ratio	1.51
Debt / Equity	0.41
Debt / EBITDA	n/a
Debt / FCF	-1.31
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 22.69%.

Return on Equity (ROE)	22.69%
Return on Assets (ROA)	7.21%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	10.90M
Profits Per Employee	6.13M
Employee Count	5,053
Asset Turnover	0.13
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -3.39% in the last 52 weeks. The beta is 0.57, so LOLC Finance's price volatility has been lower than the market average.

Beta (5Y)	0.57
52-Week Price Change	-3.39%
50-Day Moving Average	6.07
200-Day Moving Average	6.03
Relative Strength Index (RSI)	36.15
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LOLC Finance had revenue of LKR 55.06 billion and earned 30.96 billion in profits. Earnings per share was 0.95.

Revenue	55.06B
Gross Profit	55.06B
Operating Income	28.12B
Pretax Income	30.96B
Net Income	30.96B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.95

Balance Sheet

The company has 23.02 billion in cash and 58.27 billion in debt, giving a net cash position of -35.25 billion or -1.19 per share.

Cash & Cash Equivalents	23.02B
Total Debt	58.27B
Net Cash	-35.25B
Net Cash Per Share	-1.19
Equity (Book Value)	142.43B
Book Value Per Share	4.82
Working Capital	130.66B

Cash Flow

In the last 12 months, operating cash flow was -36.12 billion and capital expenditures -8.43 billion, giving a free cash flow of -44.55 billion.

Operating Cash Flow	-36.12B
Capital Expenditures	-8.43B
Free Cash Flow	-44.55B
FCF Per Share	-1.51

Margins

Gross margin is 100.00%, with operating and profit margins of 51.08% and 56.23%.

Gross Margin	100.00%
Operating Margin	51.08%
Pretax Margin	56.23%
Profit Margin	56.23%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

LOLC Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.88%
Shareholder Yield	0.88%
Earnings Yield	18.37%
FCF Yield	-26.44%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4