LOLC Holdings Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	202,523	189,183	166,999	162,157	177,423	98,576
Total Interest Expense	129,308	123,552	120,455	141,878	132,961	55,669
Net Interest Income	73,215	65,632	46,545	20,280	44,462	42,907
Gain (Loss) on Sale of Investments	-	3,236	-1,138	8,902	8,038	23.25
Other Revenue	258,838	211,645	153,874	116,345	119,066	87,411
Revenue Before Loan Losses	332,053	280,512	199,280	145,526	171,565	130,341
Provision for Loan Losses	-	16,803	26,775	16,559	17,537	8,819
Revenue	332,053	263,709	172,505	128,967	154,029	121,522
Revenue Growth	76.37%	52.87%	33.76%	-16.27%	26.75%	21.58%
Salaries & Employee Benefits	75,318	71,454	54,347	42,079	40,183	24,930
Cost of Services Provided	130,840	110,691	81,367	71,459	64,765	45,563
Other Operating Expenses	86,331	58,479	50,194	34,282	30,363	18,649
Total Operating Expenses	310,813	258,134	198,667	157,994	144,985	94,372
Operating Income	21,240	5,575	-26,162	-29,026	9,044	27,150
Earnings From Equity Investments	2,642	3,057	4,228	7,979	7,666	2,881
Currency Exchange Gain (Loss)	-	5,270	1,213	-2,290	412.49	10,552
EBT Excluding Unusual Items	31,092	21,110	-13,517	194.76	17,199	40,508
Gain (Loss) on Sale of Investments	-	24.01	8,061	-7,806	-10,704	20,500
Impairment of Goodwill	-	-	-	-245.74	-	-57.64
Other Unusual Items	1,925	2,149	54,486	16,982	-	-
Pretax Income	33,018	29,103	54,343	30,203	30,062	83,553
Income Tax Expense	6,927	4,918	1,846	8,450	8,391	5,957
Earnings From Continuing Ops.	26,091	24,185	52,497	21,753	21,671	77,596
Earnings From Discontinued Ops.	-548.9	-800.38	-11,495	-0.1	-1.93	3.41
Net Income to Company	25,542	23,384	41,002	21,753	21,669	77,600
Minority Interest in Earnings	6,906	8,284	8,709	8,161	704.83	-16,437
Net Income	32,448	31,668	49,712	29,914	22,374	61,163
Net Income to Common	32,448	31,668	49,712	29,914	22,374	61,163
Net Income Growth	-34.86%	-36.30%	66.18%	33.70%	-63.42%	118.12%
Shares Outstanding (Basic)	475	475	475	475	475	475
Shares Outstanding (Diluted)	475	475	475	475	475	475
Shares Change	0.01%	-	-	-	-	-
EPS (Basic)	68.28	66.64	104.61	62.95	47.08	128.71
EPS (Diluted)	68.28	65.84	91.91	62.95	47.08	128.71
EPS Growth	-34.87%	-28.37%	46.01%	33.71%	-63.42%	118.13%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Free Cash Flow	-125,094	-100,996	33,493	56,250	74,506	2,714
Free Cash Flow Per Share	-263.22	-212.53	70.48	118.37	156.79	5.71
Operating Margin	6.40%	2.11%	-15.17%	-22.51%	5.87%	22.34%
Profit Margin	9.77%	12.01%	28.82%	23.20%	14.53%	50.33%
Free Cash Flow Margin	-37.67%	-38.30%	19.42%	43.62%	48.37%	2.23%
Effective Tax Rate	20.98%	16.90%	3.40%	27.98%	27.91%	7.13%
Revenue as Reported	461,361	429,141	336,212	329,879	333,122	224,100