COSE:MBSL.N0000 Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	7,442	6,467	6,915	6,705	5,601
Interest Paid on Deposits	4,265	4,003	4,897	4,688	2,683
Net Interest Income	3,177	2,464	2,018	2,017	2,919
Net Interest Income Growth (YoY)	28.93%	22.14%	0.04%	-30.91%	91.49%
Income From Trading Activities	782.35	793.81	120.24	3.66	44.28
Gain (Loss) on Sale of Assets	-	14.74	24.96	29.07	85.54
Other Non-Interest Income	-426.43	636.25	767.81	221.55	429.23
Total Non-Interest Income	355.92	1,445	913.01	254.28	559.05
Non-Interest Income Growth (YoY)	-75.37%	58.25%	259.06%	-54.52%	81.52%
Revenues Before Loan Losses	3,533	3,909	2,931	2,271	3,478
Provision for Loan Losses	-111.52	-101.11	-25.09	-16.5	74.45
Revenue	3,645	4,010	2,956	2,287	3,404
Revenue Growth (YoY)	-9.12%	35.68%	29.21%	-32.79%	168.23%
Salaries and Employee Benefits	1,648	1,579	1,491	1,527	1,361
Occupancy Expenses	331.15	327.72	309.31	298.62	272.43
Selling, General & Administrative	-	126.31	45.84	86.51	96.21
Other Non-Interest Expense	1,472	1,514	1,169	889.67	947.7
Total Non-Interest Expense	3,343	3,534	2,986	2,746	2,568
EBT Excluding Unusual Items	301.94	475.9	-30.76	-458.25	835.7
Pretax Income	301.94	475.9	-30.76	-458.25	835.7
Income Tax Expense	281.36	210.25	55.11	-148.76	358.4
Earnings From Continuing Operations	20.58	265.65	-85.86	-309.49	477.3
Minority Interest in Earnings	127.96	-5.31	3.76	-15.57	47.77
Net Income	148.54	260.34	-82.1	-325.06	525.07
Net Income to Common	148.54	260.34	-82.1	-325.06	525.07
Net Income Growth	-42.94%	-	-	-	-
Basic Shares Outstanding	531	525	525	525	259
Diluted Shares Outstanding	531	525	525	525	259
Shares Change (YoY)	1.14%	-	-	102.35%	56.28%
EPS (Basic)	0.28	0.50	-0.16	-0.62	2.03
EPS (Diluted)	0.28	0.50	-0.16	-0.62	2.03
EPS Growth	-43.58%	-	-	-	-
Effective Tax Rate	93.18%	44.18%	-	-	42.89%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.